24/09/2026
📈 Property yields are starting to improve
For property investors, the income equation is changing.
Australia’s median property value has now declined for five consecutive months, falling 3.6% from its March peak, according to Cotality.
At the same time, rents continue to rise, with national rental growth remaining elevated.
When property prices soften while rents continue to increase, gross rental yields rise.
Cotality’s latest data shows the national gross rental yield has now reached around 3.8% — its highest level since 2019.
But yields vary significantly across Australia 👇
For investors, this highlights why looking beyond the purchase price is important. Purchase price, rental income, borrowing costs, vacancy, ongoing expenses and potential capital growth all form part of the investment equation.
Higher yields don't necessarily mean lower risk — some of the highest-yielding markets can also experience greater volatility.
If you're considering an investment property, we can help you understand your borrowing capacity and how different loan structures could affect your numbers.
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