Paul Narline - Finance Broker

Paul Narline - Finance Broker Home Loans, Personal Loans, Insurance

10/06/2026

SMSF Loan Refinancing: How to Switch and Save

Refinancing an SMSF loan can be a powerful way to reduce interest costs and improve your fund’s cash flow. However, because these loans are held within a Limited Recourse Borrowing Arrangement (LRBA), there are strict rules you must follow to stay compliant.

[Contact]
Call / Whatsapp: +61 433 398 895
Email: [email protected]
Address: Suite 602 Level 6, 99 York Street, Sydney NSW 2000

Disclaimer: The information provided is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and seek independent professional advice.

06/06/2026

How to Use Your Offset Account With Your SMSF Loan

An offset account is one of the most powerful tools in a property investor's toolkit. But how exactly should you be using that money with a SMSF loan structure to your best advantage while staying compliant with ATO regulations?

[Contact]
Call / Whatsapp: +61 433 398 895
Email: [email protected]
Address: Suite 602 Level 6, 99 York Street, Sydney NSW 2000

Disclaimer: The information provided is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and seek independent professional advice.

03/06/2026

SMSF Loans: Can You Use Offset and Redraw Facilities?

When investing in property through a Self-Managed Super Fund (SMSF), understanding your lending features is crucial for managing cash flow and interest costs. Many investors wonder if SMSF loans offer the same flexibility as standard residential mortgages. Whether you are looking to purchase your first SMSF property or optimising an existing portfolio, knowing these technical details can save you thousands in the long run.

[Contact]
Call / Whatsapp: +61 433 398 895
Email: [email protected]
Address: Suite 602 Level 6, 99 York Street, Sydney NSW 2000

Disclaimer: The information provided is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and seek independent professional advice.

30/05/2026

How Much Does it Cost to Set Up an SMSF?

Taking the leap into a Self-Managed Super Fund is an exciting move for your investment future, but it’s important to understand the entry price. Between trust deeds, ASIC fees for corporate trustees, and professional registration, the initial investment can vary depending on your structure.

[Contact]
Call / Whatsapp: +61 433 398 895
Email: [email protected]
Address: Suite 602 Level 6, 99 York Street, Sydney NSW 2000

Disclaimer: The information provided is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and seek independent professional advice.

27/05/2026

SMSF Cost vs. Benefit: Is Your Balance High Enough to Be Profitable?

Is a Self-Managed Super Fund actually saving you money, or is it costing you more than a traditional fund? While having control over your investments is a major draw, the overhead of running a fund—including accounting, auditing, and legal compliance—can eat into your returns if your balance isn't high enough.

[Contact]
Call / Whatsapp: +61 433 398 895
Email: [email protected]
Address: Suite 602 Level 6, 99 York Street, Sydney NSW 2000

Disclaimer: The information provided is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and seek independent professional advice.

23/05/2026

How much do you actually need to start an SMSF?

While the ATO doesn't set a legal "minimum balance," the cost of compliance and administration means that starting too small could actually hurt your retirement savings. Since many SMSF costs are fixed (like your annual audit and supervisory levy), a smaller balance means a higher percentage of your returns goes toward running the fund. In 2026, many experts suggest a combined balance of at least $200,000 to ensure your fund is competitive against traditional industry or retail funds.

[Contact]
Call / Whatsapp: +61 433 398 895
Email: [email protected]
Address: Suite 602 Level 6, 99 York Street, Sydney NSW 2000

Disclaimer: The information provided is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and seek independent professional advice.

20/05/2026

How Many Members Can an SMSF Have?

[Contact]
Call / Whatsapp: +61 433 398 895
Email: [email protected]
Address: Suite 602 Level 6, 99 York Street, Sydney NSW 2000

Disclaimer: The information provided is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and seek independent professional advice.

16/05/2026

SMSF Property Investment: Your Top FAQs Answered

Thinking about using your superannuation to invest in property? It is a powerful wealth-building strategy, but the regulations can feel like a maze. In this video, we break down the most common questions regarding Self-Managed Super Fund (SMSF) property lending. Whether you’re just starting your SMSF journey or looking to expand your portfolio, this guide provides the clarity you need to move forward with confidence.

Chapters:
0:00 Intro
0:05 How many members can be in a SMSF?
0:21 What is the minimum SMSF balance required to set up?
1:03 Is there a minimum SMSF balance to be cost vs benefit effective?
1:37 What is the cost of setting up a SMSF?
2:03 Is offset and redraw facilities available for a SMSF loan?
2:27 How can we use the money from the offset account?
2:43 Can we refinance a SMSF loan?
3:33 Outro

[Contact]
Call / Whatsapp: +61 433 398 895
Email: [email protected]
Address: Suite 602 Level 6, 99 York Street, Sydney NSW 2000

Disclaimer: The information provided is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and seek independent professional advice.

Ready to scale your property portfolio? 🏠💰A Self-Managed Super Fund (SMSF) lending structure allows you to use your reti...
13/05/2026

Ready to scale your property portfolio? 🏠💰

A Self-Managed Super Fund (SMSF) lending structure allows you to use your retirement savings to invest in residential or commercial real estate. But here’s the kicker: it’s not as simple as a standard home loan.

To keep everything "arms-length" and compliant, the process involves a specific setup called a Limited Recourse Borrowing Arrangement (LRBA).

How it breaks down:
- The Bare Trust: This entity holds the legal title of the property on behalf of your SMSF until the loan is paid off.
- Limited Recourse: If things go south, the lender can only claim the property itself—your other super assets remain protected.
- The Goal: Using leverage to grow your wealth for retirement, with the potential for significant tax advantages.

It’s a powerful strategy, but the rules are strict. Whether you're eyeing a new office space or a long-term rental, getting the structure right from Day 1 is non-negotiable.

09/05/2026

Thinking about using your Super to invest in property? 🏠 The "Limited Recourse Borrowing Arrangement" (LRBA) is the engine that makes it possible, but getting the structure right from day one is non-negotiable.

The right structure doesn't just keep you compliant; it protects your retirement nest egg while you build your portfolio. Have questions about how the Bare Trust works? Drop them in the comments! 👇

[Contact]
Call / Whatsapp: +61 433 398 895
Email: [email protected]
Address: Suite 602 Level 6, 99 York Street, Sydney NSW 2000

Disclaimer: The information provided is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and seek independent professional advice.

Address

Sydney, NSW
2150

Telephone

+61433398895

Website

Alerts

Be the first to know and let us send you an email when Paul Narline - Finance Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category