WealthWiz Wealth Management

14/05/2026

🗞️ My article is in today's Western News — and Budget night just confirmed everything.

'Intergenerational equity' was the warm-up act. The tax changes are the main event. And before you accept the framing that this is about helping young Australians — read what actually changed:

❌ CGT 50% discount — gone from 1 July 2027
❌ Negative gearing — restricted to new builds only
⚠️ Family businesses — a hidden valuation trap most owners don't know about yet
⚠️ Family trusts — flat 30% tax from 2028
💸 The $250 'gift' costs $6.4 billion and doesn't build a single house

The promise made before the election was clear. The Budget broke it. And the people who claimed to be helping young Australians may have made things worse.

👉 Read the full article in today's Western News. Link in comments.
💬 Questions? Call Alex on 0419 600 177 — happy to talk through your situation.

13/05/2026

🏆 WealthWiz is a FINALIST in the 2026 Blacktown City Local Business Awards!

We are so proud and grateful to share this exciting news. Being recognised among the best local businesses in Blacktown City is a testament to the trust and loyalty of every single client we serve.

This award belongs to our community — thank you for believing in us and for allowing us to be part of your financial journey. We couldn't do it without you! ❤️

Stay tuned for updates as we head into the judging phase and presentation evening.

07/05/2026

❓ What is 'intergenerational equity' — and why should you care?

PM Albanese and Treasurer Chalmers have been using this phrase a lot lately ahead of the May 2026 Budget. But here's what you need to know:

Before the 2025 election, the PM said clearly: "Labor is not planning to revisit changes to CGT or negative gearing." The May 2026 Budget is now expected to change both. It follows broken promises on Stage 3 tax cuts and superannuation. There is a pattern here.

This isn't just about older Australians. It affects:
🏠 Anyone who owns an investment property
👨‍👩‍👧 Families counting on the intergenerational safety net
💡 Young entrepreneurs and start-up founders — higher CGT means less reward for taking risk

I've written a plain-English article breaking it all down. Link in comments.

💬 Drop a comment or call Alex on 0419 600 177 — happy to chat through your situation.

https://1drv.ms/w/c/b4d596e744e0f31b/IQDjghkV_4P5S7EbL7JQeasOAdatGbYhdMiut7bzq9uuRbY?e=gw2yee

05/05/2026

🚨 RATES JUST WENT UP — AGAIN.
The RBA has raised the cash rate to 4.35% — up 0.25% today. That's three rate rises in 2026 alone, and it's not over yet. Some economists are now forecasting two more hikes before the end of the year.

Why is this happening? Three things:
🔥 Government spending fuelling demand and inflation
⛽ The Middle East conflict driving up fuel and commodity prices
📈 An economy under capacity pressure with inflation still above target
What does this mean for YOUR mortgage?
✦ $300,000 loan — approx. +$46/month
✦ $500,000 loan — approx. +$76/month
✦ $750,000 loan — approx. +$114/month
✦ $1,000,000 loan — approx. +$152/month
If you haven't reviewed your rate recently, now is the time.
💬 Drop a comment below or call Alex on 0419 600 177 — we'll compare your options for free.

30/04/2026

🏡 BIG NEWS for first home buyers!

More than 300,000 Australians have used the Government's 5% Deposit Scheme — and the latest changes make it even more accessible. No income caps. No waitlist. No Lenders Mortgage Insurance.

We just had a feature in Western News explaining exactly how it works, who qualifies, and what to watch out for. If you or someone you know is looking to buy their first home, this is a must-read.

👉 Link in comments — or call Alex on 0419 600 177 for a personal chat.
HASHTAGS:

24/04/2026

🏡 Over 300,000 Australians have used the Government's 5% Deposit Scheme — here's what you need to know in 2026.

🔑 Buy your first home with just 5% deposit — no LMI
💰 No income caps since October 2025 — all earners now eligible
⏰ Unlimited places — no waitlist
👨‍👩‍👧 Single parents: only 2% deposit needed
👪 Joint applications allowed — with a partner, friend or family member
📍 Price caps up to $1.5M in Sydney, $950K in Melbourne

⚠️ The trap to watch:
Getting approved is only half the picture. High repayments with low equity can leave you exposed if your circumstances change. At Wealthwiz, we look at the full picture — structuring your loan so repayments are sustainable and you're building equity from day one.

If you're thinking about buying — or helping a family member who is — I'd love to have a chat.

📞 Call Alex on 0419 600 177
🌐 wealthwiz.com.au

General information only. Please seek professional advice for your individual circumstances.

22/04/2026

🏡 Over 300,000 Australians have used the Government's 5% Deposit Scheme — here's what you need to know in 2026.

🔑 Buy your first home with just 5% deposit — no LMI
💰 No income caps since October 2025 — all earners now eligible
⏰ Unlimited places — no waitlist
👨‍👩‍👧 Single parents: only 2% deposit needed
👪 Joint applications allowed — with a partner, friend or family member
📍 Price caps up to $1.5M in Sydney, $950K in Melbourne

⚠️ The trap to watch:
Getting approved is only half the picture. High repayments with low equity can leave you exposed if your circumstances change. At Wealthwiz, we look at the full picture — structuring your loan so repayments are sustainable and you're building equity from day one.

If you're thinking about buying — or helping a family member who is — I'd love to have a chat.

📞 Call Alex on 0419 600 177
🌐 wealthwiz.com.au

General information only. Please seek professional advice for your individual circumstances.

17/04/2026

📰 As seen in Western News this week — and here's the full breakdown.

With the RBA having moved on rates, the question I'm hearing from every client right now is this: should I fix my rate?

The answer isn't simple. And your bank isn't going to give you a straight one.

Swipe through all 6 slides to get the real picture 👉
→ What 0.25% actually costs you in dollars
→ When fixing makes sense — and when it doesn't
→ Why variable still has a strong case right now
→ The split strategy most lenders never mention
→ How to find the right answer for YOUR situation

Whatever you do — don't leave your loan sitting on a standard variable rate without reviewing it. That's the one move that almost never makes sense.

📰 Full article in this week's Western News
👉 Read it here: https://issuu.com/nepeannews/docs/western_news_17_april_2026/13
📞 Call Alex: 0419 600 177
🌐 wealthwiz.com.au

02/04/2026

The RBA has confirmed a 0.25% rate rise last week — effective immediately. 😬

For a $500k mortgage, that's an extra $75–$80 a month. On a $1M loan, closer to $155. And that's on top of fuel past 260c/litre and groceries that won't stop climbing.

The good news? You don't have to just cop it.

The mortgage market is still competitive — and a review could save you significantly more than this rate rise is costing you. Alex Soncini from Wealthwiz breaks it all down in this week's Western News.

Read the full article here 👉https://issuu.com/nepeannews/docs/western_news_3_april_2026/13

Call Alex today on 0419 600 177 — he's MFAA accredited and knows your local market.

19/03/2026

Are the rules changing mid-game? 🤔

In this week's Western News I ask the question everyone's been asking me lately — what's REALLY going on with Sydney property, rents, and the cost of everything?

The RBA just hiked rates again. Thousands of good Aussie jobs are being quietly cut by big tech companies who promised AI would create MORE jobs. And everyday families with mortgages are the ones feeling it first.

WiseTech, CBA, Atlassian, Telstra, NAB — all cutting local roles in just the past fortnight. These aren't entry-level positions. These are well-paid professionals with mortgages and families.

Plus — CGT changes and super tax adjustments are back on the table. Sound familiar? It should.

We've been here before. And there are options — but only if you move while you still have them. 💪

👉 Read the full article in this week's Western News: https://issuu.com/nepeannews/docs/western_news_20_march_2026

📞 Want to chat about your situation? Give Alex a call on 0419 600 177 — no jargon, just honest advice.

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