Alteris Financial Group Australia

Alteris Financial Group Australia We provide financial advisory & management for individuals & families across generations.

Division 296 tax is coming.From 1 July 2026, an additional 15% tax applies to super earnings above a $3 million total ba...
03/06/2026

Division 296 tax is coming.

From 1 July 2026, an additional 15% tax applies to super earnings above a $3 million total balance.

For balances above $10 million, that rate is 25%.

The 2026/27 financial year is a transitional period, so there's time to review your position.

If your balance is getting close to that threshold, a conversation with your adviser now could save you a lot later.

Learn more and read our full EOFY checklist: https://alteris.com.au/eofy-checklist-30-june-2026/

30 June is coming up fast, and there's real money at stake if you don't act in time for EOFY.Whether it's topping up you...
02/06/2026

30 June is coming up fast, and there's real money at stake if you don't act in time for EOFY.

Whether it's topping up your super contributions, using carry-forward cap amounts, or making sure your pension minimums are met, the time to move is now.

The key thing most people miss: your super fund needs to receive the money before the deadline, and processing can take days. Don't leave it to the last minute.

Read the full EOFY checklist: https://alteris.com.au/eofy-checklist-30-june-2026/

Did you know that changes to your assets or income can increase aged care fees, sometimes unexpectedly?For concessional ...
27/05/2026

Did you know that changes to your assets or income can increase aged care fees, sometimes unexpectedly?

For concessional residents, fees aren't static. A number of common life events can trigger a reassessment of what you contribute toward care costs.

Understanding these triggers before they happen is one of the most valuable things families can do when navigating aged care.

Financial Adviser Greg O'Reilly wrote a full breakdown of the hidden challenges for concessional aged care residents.

Read the full article via the link in our bio.

Many families are surprised to learn that $0 in aged care costs today is no guarantee of the same tomorrow.For Governmen...
25/05/2026

Many families are surprised to learn that $0 in aged care costs today is no guarantee of the same tomorrow.

For Government Supported residents, accommodation contributions are reassessed as financial circumstances change. And it's not just the DAC that can increase.

The Hotelling Contribution, Non-Clinical Care Contribution, and Means-Tested Care Fee are all subject to ongoing review, linked to both the resident's and their spouse's assets and income.

Read the full breakdown on the Alteris blog: https://alteris.com.au/the-hidden-challenges-for-concessional-residents/

21/05/2026

Is your portfolio still working for you?

Danny Wong, Manager of Research at Alteris, walks through why portfolio rebalancing is one of the most important parts of long-term investing.

Key takeaways from Danny:
✔️ Rebalancing keeps your portfolio aligned with your risk tolerance and objectives
✔️ It prevents unintended drift into higher-risk territory
✔️ It allows you to lock in gains before market events erode them

Following a regular, structured rebalancing schedule removes emotion from the equation. Plus statistical evidence suggests it leads to stronger long-term outcomes.

With EOFY approaching, now is a great time to revisit your portfolio.

Start the conversation with Alteris: https://alteris.com.au/contact/

This year’s Federal Budget includes several proposed reforms that may affect investors and long-term financial planning ...
20/05/2026

This year’s Federal Budget includes several proposed reforms that may affect investors and long-term financial planning strategies.

For those with investment properties, discretionary trusts or retirement plans in place, it may be worth reviewing how these changes could apply to your situation.

While measures are still proposed at this stage, early planning can help you stay prepared.

If you would like to understand what these announcements may mean for you, speak with our team.

You can also read more about it on our website: https://alteris.com.au/federal-budget-2026-tax-changes

The 2026 Federal Budget includes a range of proposed tax, housing and investment reforms.While subject to legislation, t...
18/05/2026

The 2026 Federal Budget includes a range of proposed tax, housing and investment reforms.

While subject to legislation, the changes may have implications for investors, retirees and families planning ahead.

Understanding how these reforms may affect your personal circumstances is important, particularly when it comes to long-term wealth planning.

You can read more about the Federal Budget 2026 here: https://alteris.com.au/federal-budget-2026-tax-changes

14/05/2026

Financial security is important, but so is living your life on your terms.

Senior Financial Adviser, Michael Duffy, wishes he'd taken more time to travel and explore the world in his early years.

While he values everything he's built financially, some experiences just can't be replaced.

What would you do differently with your finances if you had the chance for a do-over?

There's a lot more to downsizing than simply moving house.Careful planning can make a big difference to your downsizing ...
12/05/2026

There's a lot more to downsizing than simply moving house.

Careful planning can make a big difference to your downsizing experience.

Here are some strategies you can use to make things go smoother:

1️⃣ Keep your goals front-of-mind and let them guide your decision making.
2️⃣ Take your time to explore your options and to process emotionally, financially and physically.
3️⃣ Make sure your new home will be able to support your future needs.
4️⃣ Budget for hidden and unexpected costs.
5️⃣ Avoid discarding tresured items as they may be challenging to replace.

Learn how to downsize with confidence in our recent blog post: https://alteris.com.au/downsizing-with-confidence/

Before you downsize, make sure you understand the full picture.While unlocking equity and simplifying your lifestyle can...
11/05/2026

Before you downsize, make sure you understand the full picture.

While unlocking equity and simplifying your lifestyle can be appealing, there are important financial, emotional and practical realities to consider.

Alteris Financial Adviser, Allan McGregor, shares how you can avoid downsizing regret in our recent blog post.

Read it now: https://alteris.com.au/downsizing-with-confidence/

Address

60 Carrington Street
Sydney, NSW
2000

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61280780888

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