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PrimeAdvisory PrimeAdvisory’s specialists are with you all the way on your financial journey. From individual an Financial Advisors & Business Accountants

Nobody ever gets a bill for doing nothing with their money.No invoice turns up when you overpay tax or hold your shares ...
15/10/2026

Nobody ever gets a bill for doing nothing with their money.

No invoice turns up when you overpay tax or hold your shares in the wrong structure. The money just leaves, a bit at a time, and because it was never in your hands, you never feel it go.

One executive we worked with was losing $47,000 a year in tax on dividends, simply because their shares sat in their personal name. No bad decision. Just a good one nobody had made.

Structured properly, that dropped from 47% to 15%. Around $32,000 back in the family, every year.

Doing nothing is not neutral. It compounds.

The full story is in our latest article.
https://www.primeadvisory.com.au/cost-of-doing-nothing/

Ask any business owner why they went into business, and you usually get the same three answers. Be my own boss. A bit of...
09/10/2026

Ask any business owner why they went into business, and you usually get the same three answers. Be my own boss. A bit of financial freedom. Get my time back.

Ask how that is going, and you get a different list. Cannot get the right staff. Busy, but there is no profit. Have not had a proper holiday in three years.

Every item on that second list costs you profit, and most of it costs you the multiple too. The way through is to find the one or two problems sitting under the list and turn those into this quarter’s work. Twenty jobs is a list nobody starts. Two get done.

Read our latest article to take the first step: primeadvisory.com.au/annual-business-valuation

Two businesses, same industry, both turning over $5 million. One is worth about $1 million, the other $7.5 million.The t...
25/09/2026

Two businesses, same industry, both turning over $5 million. One is worth about $1 million, the other $7.5 million.

The top line is all they share. The first runs at a 10 per cent margin, so it makes $500,000, with the systems in the owner’s head. The second runs at 30 per cent, so it makes $1.5 million, with a team that holds and books a buyer can read in an afternoon.

Three times the profit, then a higher multiple on top of that. Same revenue, worth more than seven times as much.

We help businesses get from A to B, and getting started is easier than you think: primeadvisory.com.au/annual-business-valuation

Today we’re celebrating a very special milestone — Chathuri Nanayakkara’s 14-year anniversary with PrimeAdvisory!Fourtee...
18/09/2026

Today we’re celebrating a very special milestone — Chathuri Nanayakkara’s 14-year anniversary with PrimeAdvisory!

Fourteen years is an incredible achievement and a reflection of Chathuri’s dedication, experience and contribution to our team and clients over the years.

Thank you, Chathuri, for everything you’ve brought to PrimeAdvisory throughout the past 14 years. We’re incredibly grateful to have you as part of the team.

🥂 Congratulations on 14 years, Chathuri!

Every year you find out what your house is worth. Super sends a statement whether you want it or not. Your shares are a ...
17/09/2026

Every year you find out what your house is worth. Super sends a statement whether you want it or not. Your shares are a number on a screen.

Your business, worth more than all of it for a lot of owners, gets nothing.

When we finally put a figure on one, it comes down to your profit and the multiple a buyer puts on it. Most owners have only ever worked on the profit.

Find out how to move both: primeadvisory.com.au/annual-business-valuation

Two of the most common questions we get from families with adult children:Should we help them onto the property ladder n...
11/08/2026

Two of the most common questions we get from families with adult children:

Should we help them onto the property ladder now?

Or hold the property until inheritance?

Both can be the right answer. The right one depends on the specific property and on the rest of your structure.

Most families we work with end up with a hybrid plan that uses different mechanisms for different assets.

We walk through the trade-offs in our latest guide.

primeadvisory.com.au/transferring-property-to-a-family-member

PropertyInvesting

There’s a common belief that gifting property between family members avoids tax.It doesn’t.When you gift property, the A...
04/08/2026

There’s a common belief that gifting property between family members avoids tax.

It doesn’t.

When you gift property, the ATO treats it as a deemed sale at market value on the day of transfer. CGT applies to the giver, even though no money changed hands.

Stamp duty is still assessed on market value, regardless of what the family agreed to pay.

For a holiday house bought twenty years ago and now worth $1.5M, with a $1M gain, the bill on a “gift” can run well into six figures.

The full picture, plus the strategic alternative, is on our blog.

primeadvisory.com.au/transferring-property-to-a-family-member

Accounting

In early 2026, the ATO released Draft Taxation Determination TD 2026/D1.Most readers won’t notice the update. The price ...
28/07/2026

In early 2026, the ATO released Draft Taxation Determination TD 2026/D1.

Most readers won’t notice the update. The price tag for the families it does affect is real.

It narrows one of the conditions Australian families have relied on for decades to keep the main residence exemption flowing through to their kids.

A $2 million home with a $1.5 million unrealised gain could expose the beneficiaries to $300,000 to $600,000 in CGT under the new view, where the same family would have walked away exempt last year.

If your will was drafted more than a few years ago, this is worth a look.

primeadvisory.com.au/transferring-property-to-a-family-member

EstatePlanning

Most families we work with eventually ask the same question.How do I move this property to my kids (or my spouse) withou...
21/07/2026

Most families we work with eventually ask the same question.

How do I move this property to my kids (or my spouse) without a tax shock?

It’s a fair question, and the answer depends on which of three legal mechanisms you use. The tax bill on each is very different.

Sale. Gift. Inheritance.

Most families assume one of them is “tax free.” Most families are wrong.

The right path depends on more than just the property. It depends on the rest of your structure too.

primeadvisory.com.au/transferring-property-to-a-family-member

WealthPlanning

We’re moving to the heart of Sydney.After almost 20 years in Chatswood, PrimeAdvisory is setting up a new home in the Sy...
16/07/2026

We’re moving to the heart of Sydney.

After almost 20 years in Chatswood, PrimeAdvisory is setting up a new home in the Sydney C*D, at 68 Pitt Street, from 1 September.

This is an exciting new chapter for us, and a simple promise to our clients: the firm stays exactly what you know. Same team, same approach.

So why the city? A stronger team, drawing talent from across Sydney. Closer ties to the specialists we work with. And our accounting and wealth teams together under one roof.

Built on 20 years. Positioned for the next 20.

Read the full story: primeadvisory.com.au/moving-to-the-heart-of-sydney

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Sydney, NSW
2000

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