http://www.patelfinancialsolutions.com.au/

Patel Financial-Rohan Patel, 53 Pecan Crs Riverstone, Sydney (2026)

31/03/2026

💛 Does having a home loan = feel-good vibes? 💛⁣
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For most of us, taking on a mortgage is essential to buy a home. 🏡⁣
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But how does that big transition (generally) affect one's mental wellbeing?⁣
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Interestingly, there's a bit of a difference between the financial anxiety levels of debt free households vs mortgage holder households, according to Agile Market Intelligence.⁣
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When asked to describe their current financial situation, 31% of debt-free households were feeling financially anxious - up 2% from this time last year.⁣
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Meanwhile, just 25% of mortgage holder households were feeling financially anxious - down 1% from a year earlier.⁣
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If you'd like to explore whether home ownership is within reach for you - and how mortgage repayments would sit within your monthly household budget - then get in touch today. 👇 ⁣
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To find out more, contact Rohan from Patel Financial Solutions on:

☎️ – 0433 977 433
💻 – [email protected]

29/03/2026

🏁 Lock in: it’s a competitive market for buyers right now 🏁⁣
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The supply of listed homes increased 3.1% in January 2026, according to SQM research. 📊⁣
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But listings are still 11% lower compared to a year ago. 📉⁣
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So, on average, new homes are selling after just 28 days on the market, according to NAB's latest Housing Monitor report. ⁣
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Having all your ducks in a row can help provide you with a competitive edge. 🦆⁣
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Home loan pre-approval could allow you to act faster when the right property comes along. ⁣
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It could also help you bid with confidence at auctions. 🔨⁣
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And it can also let sellers (and the agent) know you’re a serious buyer. ⁣
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Get in touch today to discuss your borrowing power and pre-approval options. 👇⁣
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To find out more, contact Rohan from Patel Financial Solutions on:

☎️ – 0433 977 433
💻 – [email protected]

24/03/2026

🏠 First-home buyers use ‘COMO’ to achieve their goal 🏠⁣
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Ready to buy. Ready to bend. 🤸‍♂️⁣
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Many first home owners are embracing COMO - compromise or miss out - to break into the market. ⁣
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PropTrack says 83% of buyers are willing to compromise on their first home. ⁣
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The number of bedrooms, solar power and walk-in robes are the features most likely to be scratched from wish-lists. ✏️⁣
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One area you shouldn’t compromise on is your choice of home loan. ⁣
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The right loan offers a competitive rate backed by features you’ll actually use. 💡⁣
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Talk to us to find the loan that matches your needs. 👇⁣
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To find out more, contact Rohan from Patel Financial Solutions on:

☎️ – 0433 977 433
💻 – [email protected]

22/03/2026

🏡 Home loan demand has just hit a 3-year high 🏡⁣
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Equifax reports demand for home loans rose 18% in December compared to the same time the previous year. 📈⁣
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It’s the biggest one month surge since 2022. ⁣
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What was behind the increased appetite for home loans? 🤔⁣
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Two key factors: three rate cuts in 2025, and the expanded 5% Deposit Scheme. ⁣
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The government's 5% Deposit Scheme lets first home buyers get started with a small deposit and zero lenders mortgage insurance. ⁣
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It could be the helping hand you’ve been waiting for. Get in touch to find out if you’re eligible. 👇⁣
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To find out more, contact Rohan from Patel Financial Solutions on:

☎️ – 0433 977 433
💻 – [email protected]

17/03/2026

🏘️ The big reveal: Australia’s most prolific property investors 🏘️⁣
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Close to 2.3 million Australians earned rental income from property in 2022-23, according to the ATO.⁣
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And they’re not all from uber-rich occupations. ⁣
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In fact, teachers and nurses are among Australia’s top five most prolific property investors. 👩‍🏫👨‍⚕️⁣
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That’s because there are multiple pathways to invest, even if you don’t have a big deposit, including:⁣
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1. Consider harnessing home equity. 🏠⁣
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2. Think about turning a first home into a rental. 🔁⁣
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3. Weigh up rentvesting: live where you want, invest where you can afford. 📍⁣
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4. Or consider co-investing with mates or family to boost buying power and share costs. 🤝⁣
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Be sure to speak with a tax professional before investing. ⁣
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And talk to us about the finance options that could match your situation and buying strategy. 👇⁣
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To find out more, contact Rohan from Patel Financial Solutions on:

☎️ – 0433 977 433
💻 – [email protected]

15/03/2026

🚊 The affordability of an extra train stop 🚊⁣
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“I love the daily commute”, said (almost) no one ever. 😅⁣
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But PropTrack says their research show that house hunters could save hundreds of thousands of dollars by buying in suburbs that are one extra train stop from the city. ⁣
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It’s not about buying a train wreck of a home. 🏚️⁣
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It's about trying to buy a more affordable one.⁣
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After all, a more affordable home usually equates to a more affordable mortgage - and that's where we can help out further. 👇⁣
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To find out more, contact Rohan from Patel Financial Solutions on:

☎️ – 0433 977 433
💻 – [email protected]

10/03/2026

🌳 The tree change advantage? Potentially more affordable homes 🌳⁣
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Relocations from capitals to regions are outpacing moves in the opposite direction, according to the latest Regional Movers Index. ⁣
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The median home price across regional areas is $743,672 - that’s $258,848 less than the $1,002,530 median across state capitals, according to Cotality. ⁣
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A more affordable home could mean a smaller mortgage, and potentially lower home loan repayments. 🏡⁣
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Keen to swap skyscrapers for big sky horizons? 🌤️⁣
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Contact us to explore some home loan options that could power your country escape. 👇⁣
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To find out more, contact Rohan from Patel Financial Solutions on:

☎️ – 0433 977 433
💻 – [email protected]

08/03/2026

🏡 The top features home buyers are currently looking for 🏡⁣
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The top searches on realestate.com.au reveal the home features buyers love most, and the ones that can potentially add lasting value. 🔍⁣
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Interestingly, topping the list is a swimming pool. 🏊‍♂️⁣
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That’s followed by a garage, and air con. 🚗⁣
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Outdoor areas, ensuites and balconies are also high on the wish list. 🌿⁣
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And the fastest-rising search term in 2025, up 72%, was single storey. 📈⁣
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What’s on top of your property wish list? 📝⁣
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Once you've worked it out, get in touch and we'll help you calculate your borrowing power. 👇⁣
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To find out more, contact Rohan from Patel Financial Solutions on:

☎️ – 0433 977 433
💻 – [email protected]

03/03/2026

📉 How to potentially wind back the February rate hike 📉⁣
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Don’t get mad, get even. 💪⁣
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The RBA’s 0.25% February cash rate hike could see home owners with a $600,000 variable rate mortgage pay an extra $90 in monthly repayments. ⁣
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But you don’t have to just cop the rate hike on the chin and not do anything about it. ⁣
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There’s still a considerable variation in home loan rates between lenders - so you could possibly give yourself a rate cut of your own. 📊⁣
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Switching to a lower rate home loan could potentially reverse the February rate hike for you.⁣
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If it's been a while since you paid attention to your home loan rate, now could be a good time for a home loan health check. 🩺⁣
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Call us to find out the rate you’re paying – and whether you could save on monthly interest by switching. 👇⁣
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To find out more, contact Rohan from Patel Financial Solutions on:

☎️ – 0433 977 433
💻 – [email protected]

01/03/2026

🛠️ Roll up your sleeves and get renovation ready 🛠️⁣
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Did you know home owners are spending $1 billion+ each month on renovations across the country? 😮⁣
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If home improvements are on your to-do list for 2026, home equity can be a valuable source of funds. ⁣
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One way to access home equity is by switching to a new home loan. ⁣
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Or for major renovations, a construction loan could potentially tick plenty of boxes. ✅⁣
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Funds are drip-fed as the project progresses. And you only pay interest on funds drawn down. 💳⁣
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The catch? ⚠️⁣
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Not every lender offers construction loans. ❌⁣
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Contact us to know the lenders that do - and discover finance options that may align with your needs. 👇⁣
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To find out more, contact Rohan from Patel Financial Solutions on:

☎️ – 0433 977 433
💻 – [email protected]

24/02/2026

🏡 1-in-3 Gen Zs plan to buy their first home by 2030 🏡⁣
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The tech savvy generation is using smart strategies to buy a first home. ⁣
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More than one-in-three Gen Zs plan to buy a first home within 5 years, Westpac reports.⁣
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And around 80% are beating the housing shortage by staying flexible on where they buy, and the type of home they buy, Westpac also reports. 🤙⁣
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Meanwhile, more than half of Gen Z buyers are moving ahead with plans for a deposit of 10% or less. ⁣
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That’s just become more accessible thanks to the expanded 5% deposit scheme and the Help to Buy scheme for those who are eligible. ✅⁣
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Get in touch today to find out how you could bring your first home buying plans forward. ⁣
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If you’re thinking about buying your first home, we can explain the general finance options and schemes available, so you can decide what’s worth exploring.👇⁣
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To find out more, contact Rohan from Patel Financial Solutions on:

☎️ – 0433 977 433
💻 – [email protected]

Patel Financial-Rohan Patel

31/03/2026

29/03/2026

24/03/2026

22/03/2026

17/03/2026

15/03/2026

10/03/2026

08/03/2026

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