01/04/2026
Most first home buyers don’t know this has changed. 👇
Since October 2025, the Government’s 5% Deposit Scheme has:
✔ No income caps
✔ No waitlist — open to ALL eligible first home buyers
✔ No Lenders Mortgage Insurance (LMI)
✔ Sydney property price cap raised to $1.5M
✔ Single parents can buy with just a 2% deposit
Yes, rates are at 4.10% right now. But the deposit barrier — the thing that stops most people getting started — has never been lower.
If you’ve been sitting on the sidelines waiting for the “right time”, this might be it.
💬 DM me and I’ll walk you through whether you qualify and what you could borrow.