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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

TermPlus, Level 27 Governor Phillip Tower, 1 Farrer Place, Sydney (2026)

13/10/2026

Today, TermPlus joined SMSF trustees and industry professionals at the SMSF Trustee Empowerment Day in Sydney.

Dean Weinbren, Managing Executive of TermPlus, explored a fresh approach to monthly income for SMSFs, including why investors should look beyond an attractive headline return and consider:
👉 Where does the income come from?
👉 What could interrupt it?
👉 How concentrated are the underlying exposures?
👉 When can you access your capital?

Dean also shared how global diversification can support an income strategy, and how TermPlus brings access to a globally diversified private credit portfolio through a straightforward online experience.

A big thank you to everyone who attended Dean’s presentation and stopped by the TermPlus stand to meet the team. It was wonderful to speak with so many trustees about their income needs and investment priorities.

Learn more about TermPlus Term Accounts at https://hubs.li/Q04zZGhk0

Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Consider the PDS, TMD and further details at https://hubs.li/Q04zZGlT0. Issued by Pengana Capital Limited AFSL 226 566.

07/10/2026

When rates rise, fixed-rate income can leave investors locked into yesterday’s returns.

For income investors, that makes diversification within income portfolios increasingly important.

Floating-rate investments like TermPlus have the potential to move higher as interest rates rise, helping investors participate in higher-rate environments rather than being locked into a lower fixed rate.

As Dean Weinbren, Managing Executive of TermPlus, explains, one key consideration is the spread above the RBA Cash Rate and the role floating-rate targeted income can play within a diversified portfolio.

“From a diversification point of view, it’s good to know at least part of your portfolio will benefit from increased interest rates.”

The latest coverage from Adviser Voice explores:
👉 how floating-rate income behaves when the RBA Cash Rate moves
👉 why it can complement fixed-rate exposures
👉 the role of diversification in navigating interest-rate volatility
👉 how TermPlus Target Rates are structured as the RBA Cash Rate plus a fixed margin

Read the full article at https://termplus.com.au/news

Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Past performance is not a reliable indicator of future performance. Consider the PDS, TMD and further details at https://termplus.com.au/important-information. Issued by Pengana Capital Limited AFSL 226 566.

29/09/2026

The RBA Cash Rate just moved to 4.60%.

One feature of TermPlus account Target Rates, is that they are set as a fixed margin above the RBA Cash Rate. So when the cash rate rises, the Target Rate for every TermPlus Account adjusts in line automatically, for both new and existing customers.

Term Lengths and UPDATED Target Rates as at 29 September 2026.
👉 1 Year Account: Target Rate of 7.60%* p.a. (RBA Cash Rate + 3%)
👉 2 Year Account: Target Rate of 8.25%* p.a. (RBA Cash Rate + 3.65%)
👉 5 Year Account: Target Rate of 8.75%* p.a. (RBA Cash Rate + 4.15%)

Monthly income accrues daily and is paid monthly. Either directly to your bank account, or you can reinvest it to compound your returns over the course of your term. Your choice.

Learn more and open your TermPlus account online, or through your financial adviser.
https://hubs.li/Q04yxv_40

*Target Rates are set as a fixed margin above the RBA Cash Rate, which is variable over the course of the Term.
Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Past performance is not a reliable indicator of future performance. Consider your circumstances, the PDS, TMD and further details at https://hubs.li/Q04yxv_30. Issued by Pengana Capital Limited AFSL 226 566.

25/09/2026

Spotted a familiar name next to TermPlus? 👀

That’s Pengana Capital Group! TermPlus is powered by Pengana Capital Group, helping Australians to get their savings to work harder for them, and earn attractive, reliable monthly income.

Last week, we were side by side at the Australian Shareholders’ Association Queensland Conference on the Gold Coast, with Adam Borowsky representing TermPlus and Daniel Fine representing Pengana Capital Group.

It was a great opportunity to meet with investors, answer questions, and share what TermPlus has to offer:
✅ Attractive monthly income, with Target Rates starting from 7.35%* p.a.
✅ Paid directly into your bank account, or reinvested for compounding growth
✅ A choice of 1, 2 or 5-year terms
✅ A quick and easy online application
✅ No set-up fees or monthly account fees
✅ Accounts for Individuals, SMSFs, Companies, Trusts, and even Couples.

Thank you to the ASA team for a fantastic event and to everyone who stopped by for a chat!

Your money, making money.

Open an account at https://hubs.li/Q04yhYH70. Or through your financial adviser.

* Any reference to a target rate is current as at the date of this post, and is a reference to the investment objective for the relevant account option in TermPlus, which may vary. Importantly, target rates are not guaranteed, and any investment is subject to investment risks. Any forecasted returns may not reflect actual performance and past performance is not a reliable indicator of future performance.

Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Past performance is not a reliable indicator of future performance. Consider the PDS, TMD and further details at https://hubs.li/Q04yhYMX0. Issued by Pengana Capital Limited AFSL 226 566.

09/09/2026

Three years. Three finalist recognitions. 🎉

TermPlus has been named a finalist in the Investment Innovation category of the 2026 Finder Innovation Awards, marking our third consecutive year as a finalist.

Following finalist recognition in 2024 and 2025, in addition to winning the Investment Innovation People’s Choice Award in 2025, we’re proud to see our approach recognised once again.

TermPlus was created to make investing for income simpler and more accessible to everyday Australians through an easy-to-use online platform, flexible term options and Target Rates set above the RBA Cash Rate.

This recognition belongs to the entire TermPlus team, whose focus remains firmly on improving the way Australians invest for monthly income.

Thank you to Finder for recognising what we continue to build.

Read more: https://hubs.li/Q04w_Cjl0

Consider if TermPlus is right for you. PDS, TMD and important information available at https://hubs.li/Q04w_Ch-0. Pengana Capital Limited AFSL 226566. The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 5 Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04w_Cl80.

27/08/2026

🏆 Another win for TermPlus.

TermPlus has been named Best Fund Manager - Fixed Income at the 2026 Australian Wealth Management Awards, selected ahead of several highly regarded names in the category.

It follows our recent recognition as WeMoney Best in Fixed Income 2026- making this our second major fixed income award this year.

For us, it’s recognition of what the team set out to build: a simple online platform giving everyday Australians access to attractive, reliable monthly income, underpinned by a professionally constructed and diversified portfolio of global private credit.

“This award reflects what we set out to build with TermPlus - and, importantly, the trust our customers place in us every day.” - Dean Weinbren, Managing Executive, TermPlus

TermPlus is powered by ASX-listed Pengana Capital Group, drawing on more than 23 years of investment management experience, and developed in association with Mercer.

Two fixed income awards in 2026. And we’re only getting started.

Read more: https://termplus.com.au/insights-news/news/

Consider if TermPlus is right for you. PDS, TMD and important information available at https://hubs.li/Q04vtT2z0. Pengana Capital Limited AFSL 226566. The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 5 Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04vtY6C0.
Mercer Consulting (Australia) Pty Limited (ABN 55 153 168 140, AFSL 411 770), which is a wholly owned subsidiary of Mercer (Australia) Pty Ltd (ABN 32 005 315 917) (Mercer Australia) collectively referred to as Mercer. References to Mercer shall be construed to include Mercer LLC and/or its associated companies. ‘MERCER’ is a registered trademark of Mercer Australia.
Mercer Consulting (Australia) Pty Limited (ABN 55 153 168 140, AFSL 411 770), which is a wholly owned subsidiary of Mercer (Australia) Pty Ltd (ABN 32 005 315 917) (Mercer Australia) collectively referred to as Mercer. References to Mercer shall be construed to include Mercer LLC and/or its associated companies. ‘MERCER’ is a registered trademark of Mercer Australia.

23/06/2026

Is your money working hard enough for you?

A new financial year is a natural reset - a time when many Australians take stock of their finances and look for ways to make their hard-earned savings work smarter.

With a TermPlus account, whether investing as an individual, couple, company, trust, or even SMSF, your money can generate reliable monthly income.

To help you get the new financial year off to a fresh start, we're offering a $200 bonus account top-up* when you open your first TermPlus account with $20,000 or more before 30 June.

- Choose monthly income paid directly to your bank account, or
- Reinvest for compounding growth

With Target Rates starting from 7.35%* p.a. on a one-year term, opening an account is quick and easy. Act before 30 June and use referral code 'EOFY26' when applying online.

Get better returns from your savings with a TermPlus account. Learn more at https://termplus.com.au/eofy26/?utm_source=termplus&utm_medium=social_organic&utm_campaign=termplus_subscribers&utm_term=eofy&utm_content=facebook.

*T&Cs apply for the bonus offer. Visit https://termplus.com.au/eofy26/?utm_source=termplus&utm_medium=social_organic&utm_campaign=termplus_subscribers&utm_term=eofy&utm_content=facebook for full details.

Issued by Pengana Capital Limited AFSL 226 566. Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Consider the PDS, TMD and further details at https://hubs.ly/Q04mdCbB0.

16/06/2026

Today, the RBA announced that the Cash Rate will remain unchanged at 4.35%.

With Target Rates designed to move in line with the RBA Cash Rate, the Target Rates across all TermPlus accounts also remain unchanged.

That means customers will continue enjoying attractive monthly income payments in the current RBA Cash Rate environment.

With TermPlus, you can choose to:
• receive payments straight into your bank account each month, or
• reinvest your income to compound your returns.

👉 Discover our Term Lengths & Target Rates: https://hubs.li/Q04lwTrZ0

Consider if TermPlus is right for you. PDS, TMD and important information available at https://hubs.li/Q04lwNCg0. Pengana Capital Limited AFSL 226566. The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 5 Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04lwHjf0.

15/06/2026

🎉 We Have a Winner!

Thank you to the 3,000+ Australians who shared their insights in our recent Money Mindset Survey! One question we asked: "What would you do with extra monthly income?"

The responses were incredible. While many shared dreams of travel, a massive number of respondents focused on practical financial actions like supporting loved ones, savings for life events, funding a better lifestyle, or just getting better returns from their savings.

Smarter Ways to Put Your Money To Work

This huge response highlights a clear trend. Australians want flexible ways to get their money working harder for them.

That is exactly why we built TermPlus.

Some of our unique features help you hit your financial goals easily:
- Monthly Income: Get regular monthly income from your account, paid straight to your bank account.
- Compounding Growth: Choose to reinvest your monthly income to grow your wealth faster.
- You're in Control: Sign up in minutes and manage your account through our user-friendly digital dashboard.

The Money Mindset Index

Your entries are driving a bigger conversation. In the next few weeks, we will release our official 2026 Money Mindset Index. This report will dive deep into how Australians view wealth, savings, and financial habits today. Stay tuned for the full results!

Congratulations, M. Tong!

A massive congratulations to our winner, M. Tong! You have won a $5,000 Flight Centre voucher to fund your next big adventure.

The winner has already been contacted by the TermPlus team and has officially claimed their prize. ✈️🎉

👉 Want to get better returns from your savings in the form of attractive and reliable monthly income?

Open a TermPlus account online today: https://hubs.li/Q04llljv0

The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04llZt30.

13/05/2026

Imagine attractive monthly income, paid directly to your bank account, without the volatility of the share market.

For TermPlus customers, that's not a hypothetical. Choose from 1, 2 or 5-year accounts with Target Rates starting from 7.35%* p.a. on a 1-year term, with the option to reinvest and compound your target returns, or have your income paid directly into your nominated bank account. No setup or monthly account fees. Quick and easy online application. It's your money, making money.

Learn more at https://hubs.li/Q04gpkD10

*Any reference to a target rate is current as at the date of this post, and is a reference to the investment objective for the relevant account option in TermPlus, which may vary. Importantly, target rates are not guaranteed, and any investment is subject to investment risks. Any forecasted returns may not reflect actual performance and past performance is not a reliable indicator of future performance.

The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04gplSx0.

TermPlus

13/10/2026

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