TermPlus

TermPlus Your Money, Making Money

🏆 Another win for TermPlus.TermPlus has been named Best Fund Manager - Fixed Income at the 2026 Australian Wealth Manage...
27/08/2026

🏆 Another win for TermPlus.

TermPlus has been named Best Fund Manager - Fixed Income at the 2026 Australian Wealth Management Awards, selected ahead of several highly regarded names in the category.

It follows our recent recognition as WeMoney Best in Fixed Income 2026- making this our second major fixed income award this year.

For us, it’s recognition of what the team set out to build: a simple online platform giving everyday Australians access to attractive, reliable monthly income, underpinned by a professionally constructed and diversified portfolio of global private credit.

“This award reflects what we set out to build with TermPlus - and, importantly, the trust our customers place in us every day.” - Dean Weinbren, Managing Executive, TermPlus

TermPlus is powered by ASX-listed Pengana Capital Group, drawing on more than 23 years of investment management experience, and developed in association with Mercer.

Two fixed income awards in 2026. And we’re only getting started.

Read more: https://termplus.com.au/insights-news/news/

Consider if TermPlus is right for you. PDS, TMD and important information available at https://hubs.li/Q04vtT2z0. Pengana Capital Limited AFSL 226566. The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 5 Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04vtY6C0.
Mercer Consulting (Australia) Pty Limited (ABN 55 153 168 140, AFSL 411 770), which is a wholly owned subsidiary of Mercer (Australia) Pty Ltd (ABN 32 005 315 917) (Mercer Australia) collectively referred to as Mercer. References to Mercer shall be construed to include Mercer LLC and/or its associated companies. ‘MERCER’ is a registered trademark of Mercer Australia.
Mercer Consulting (Australia) Pty Limited (ABN 55 153 168 140, AFSL 411 770), which is a wholly owned subsidiary of Mercer (Australia) Pty Ltd (ABN 32 005 315 917) (Mercer Australia) collectively referred to as Mercer. References to Mercer shall be construed to include Mercer LLC and/or its associated companies. ‘MERCER’ is a registered trademark of Mercer Australia.

Is your money working hard enough for you?A new financial year is a natural reset - a time when many Australians take st...
23/06/2026

Is your money working hard enough for you?

A new financial year is a natural reset - a time when many Australians take stock of their finances and look for ways to make their hard-earned savings work smarter.

With a TermPlus account, whether investing as an individual, couple, company, trust, or even SMSF, your money can generate reliable monthly income.

To help you get the new financial year off to a fresh start, we're offering a $200 bonus account top-up* when you open your first TermPlus account with $20,000 or more before 30 June.

- Choose monthly income paid directly to your bank account, or
- Reinvest for compounding growth

With Target Rates starting from 7.35%* p.a. on a one-year term, opening an account is quick and easy. Act before 30 June and use referral code 'EOFY26' when applying online.

Get better returns from your savings with a TermPlus account. Learn more at https://termplus.com.au/eofy26/?utm_source=termplus&utm_medium=social_organic&utm_campaign=termplus_subscribers&utm_term=eofy&utm_content=facebook.

*T&Cs apply for the bonus offer. Visit https://termplus.com.au/eofy26/?utm_source=termplus&utm_medium=social_organic&utm_campaign=termplus_subscribers&utm_term=eofy&utm_content=facebook for full details.

Issued by Pengana Capital Limited AFSL 226 566. Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Consider the PDS, TMD and further details at https://hubs.ly/Q04mdCbB0.

Today, the RBA announced that the Cash Rate will remain unchanged at 4.35%.With Target Rates designed to move in line wi...
16/06/2026

Today, the RBA announced that the Cash Rate will remain unchanged at 4.35%.

With Target Rates designed to move in line with the RBA Cash Rate, the Target Rates across all TermPlus accounts also remain unchanged.

That means customers will continue enjoying attractive monthly income payments in the current RBA Cash Rate environment.

With TermPlus, you can choose to:
• receive payments straight into your bank account each month, or
• reinvest your income to compound your returns.

👉 Discover our Term Lengths & Target Rates: https://hubs.li/Q04lwTrZ0



Consider if TermPlus is right for you. PDS, TMD and important information available at https://hubs.li/Q04lwNCg0. Pengana Capital Limited AFSL 226566. The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 5 Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04lwHjf0.

15/06/2026

🎉 We Have a Winner!

Thank you to the 3,000+ Australians who shared their insights in our recent Money Mindset Survey! One question we asked: "What would you do with extra monthly income?"

The responses were incredible. While many shared dreams of travel, a massive number of respondents focused on practical financial actions like supporting loved ones, savings for life events, funding a better lifestyle, or just getting better returns from their savings.

Smarter Ways to Put Your Money To Work

This huge response highlights a clear trend. Australians want flexible ways to get their money working harder for them.

That is exactly why we built TermPlus.

Some of our unique features help you hit your financial goals easily:
- Monthly Income: Get regular monthly income from your account, paid straight to your bank account.
- Compounding Growth: Choose to reinvest your monthly income to grow your wealth faster.
- You're in Control: Sign up in minutes and manage your account through our user-friendly digital dashboard.

The Money Mindset Index

Your entries are driving a bigger conversation. In the next few weeks, we will release our official 2026 Money Mindset Index. This report will dive deep into how Australians view wealth, savings, and financial habits today. Stay tuned for the full results!

Congratulations, M. Tong!

A massive congratulations to our winner, M. Tong! You have won a $5,000 Flight Centre voucher to fund your next big adventure.

The winner has already been contacted by the TermPlus team and has officially claimed their prize. ✈️🎉

👉 Want to get better returns from your savings in the form of attractive and reliable monthly income?

Open a TermPlus account online today: https://hubs.li/Q04llljv0



The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04llZt30.

Imagine attractive monthly income, paid directly to your bank account, without the volatility of the share market.For Te...
13/05/2026

Imagine attractive monthly income, paid directly to your bank account, without the volatility of the share market.

For TermPlus customers, that's not a hypothetical. Choose from 1, 2 or 5-year accounts with Target Rates starting from 7.35%* p.a. on a 1-year term, with the option to reinvest and compound your target returns, or have your income paid directly into your nominated bank account. No setup or monthly account fees. Quick and easy online application. It's your money, making money.

Learn more at https://hubs.li/Q04gpkD10

*Any reference to a target rate is current as at the date of this post, and is a reference to the investment objective for the relevant account option in TermPlus, which may vary. Importantly, target rates are not guaranteed, and any investment is subject to investment risks. Any forecasted returns may not reflect actual performance and past performance is not a reliable indicator of future performance.

The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04gplSx0.

Recognised. 📣 TermPlus has been named a finalist in the Innovation Fund of the Year category at the 2026 Fund Manager of...
12/05/2026

Recognised. 📣

TermPlus has been named a finalist in the Innovation Fund of the Year category at the 2026 Fund Manager of the Year Awards - Australia’s largest independent fund awards program.

This recognition reflects the quality of what the team has built: a professionally managed fixed-term account platform, designed to give everyday Australians access to attractive monthly income, without stock market volatility.

For decades, this kind of investing has largely been reserved for institutional investors. TermPlus was created to help change that - bringing institutional-quality investment access to personal, joint, SMSF and trust investors through an easy online experience, with no setup or monthly account fees.

Being recognised alongside some of the country’s leading investment managers is an important milestone for our team, and a reflection of the trust our customers place in us every day.

Thank you to everyone who has supported the journey so far.

Explore TermPlus Term Accounts at https://hubs.li/Q04gbtFd0

Consider if TermPlus is right for you. PDS, TMD and important information available at https://hubs.li/Q04gbtFd0. Pengana Capital Limited AFSL 226566. The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 5 Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04gbQld0.

07/05/2026

Do you spend, save, or something in between?

The TermPlus Money Mindset Index tracks how everyday Australians are approaching the question: could my money be doing more?

Take the 5-minute survey, get your personalised Money Mindset Score, and enter to win a $5,000 Flight Centre voucher.^

Enter today: https://termplus.com.au/win

^T&Cs apply.
Consider if TermPlus is right for you. PDS, TMD and important information available at https://hubs.li/Q04fdT4v0. Pengana Capital Limited AFSL 226566. The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 5 Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04fdRYF0.

The RBA Cash Rate just moved to 4.35%. Here's what that means for TermPlus customers:TermPlus account Target Rates are s...
05/05/2026

The RBA Cash Rate just moved to 4.35%. Here's what that means for TermPlus customers:

TermPlus account Target Rates are set as a fixed margin above the RBA Cash Rate. So when the cash rate rises, the Target Rate for every Term Account Length adjusts upward automatically, for both new and existing customers.

That means:
👉 1 Year Account: Target Rate of 7.35%* p.a. (RBA Cash Rate + 3%)
👉 2 Year Account: Target Rate of 8.00%* p.a. (RBA Cash Rate + 3.65%)
👉 5 Year Account: Target Rate of 8.50%* p.a. (RBA Cash Rate + 4.15%)

Monthly income accrues daily and is paid directly to your bank account, or you can reinvest it to compound your income over the course of your term. Your choice.

See the updated Target Rates, and open your TermPlus account at https://hubs.li/Q04fnL7K0

*Target Rates are set as a fixed margin above the RBA Cash Rate, which is variable over the course of the Term.
# Any reference to a target rate is current as at the date of this post, and is a reference to the investment objective for the relevant account option in TermPlus, which may vary.Importantly, target rates are not guaranteed, and any investment is subject to investment risks.Any forecasted returns may not reflect actual performance and past performance is not a reliable indicator of future performance.
The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04fnF1d0.

28/04/2026

Big news from the TermPlus team!

We've just been named a finalist in THREE categories at the 2026 Finnies Awards, hosted by FinTech Australia:
🏆 Excellence in Wealth Management
🏆 Most Innovative Fintech Product or Service
🏆 Emerging Fintech Organisation of the Year

From the outset, TermPlus was built with a clear purpose: to give everyday Australians access to attractive monthly income from their savings, through a clear, online platform, with no setup or monthly account fees.

This recognition reflects the growing demand for income-focused solutions that prioritise structure, customer experience, and institutional quality.

Most importantly, it belongs to our customers and supporters. Those who have opened an account, asked thoughtful questions, shared feedback or quietly followed our progress. Your trust and engagement have shaped TermPlus into what it is today.

Thank you for being part of the journey.

Huge congrats to all the finalists - what a year for Australian fintech!

👉 Learn more: https://hubs.ly/Q04dFZvy0

The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.ly/Q04dFNzN0.

Monthly.That's how often TermPlus customers receive income payments from their TermPlus account - paid directly to their...
22/04/2026

Monthly.

That's how often TermPlus customers receive income payments from their TermPlus account - paid directly to their bank account, or reinvested to compound their returns.

With Target Rates from 7.10%* p.a. on a 1-year Term Account with no setup or monthly account fees, it's an easy way to get your savings working harder for you.

Learn more at https://hubs.li/Q04cYlRZ0

* Any reference to a target rate is current as at the date of this post, and is a reference to the investment objective for the relevant account option in TermPlus, which may vary. Importantly, target rates are not guaranteed, and any investment is subject to investment risks. Any forecasted returns may not reflect actual performance and past performance is not a reliable indicator of future performance.

The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566) Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04cY4yR0.

Address

Level 27 Governor Phillip Tower, 1 Farrer Place
Sydney, NSW
2000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300883881

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