TermPlus

TermPlus Your Money, Making Money

4.9 stars on Google. Finder People's Choice winner.Don't take it from us, hear from real TermPlus customers.Swipe to rea...
28/05/2026

4.9 stars on Google. Finder People's Choice winner.

Don't take it from us, hear from real TermPlus customers.

Swipe to read.

Learn more at https://hubs.li/Q04j7DKN0

The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04j7Wgt0.

Imagine attractive monthly income, paid directly to your bank account, without the volatility of the share market.For Te...
13/05/2026

Imagine attractive monthly income, paid directly to your bank account, without the volatility of the share market.

For TermPlus customers, that's not a hypothetical. Choose from 1, 2 or 5-year accounts with Target Rates starting from 7.35%* p.a. on a 1-year term, with the option to reinvest and compound your target returns, or have your income paid directly into your nominated bank account. No setup or monthly account fees. Quick and easy online application. It's your money, making money.

Learn more at https://hubs.li/Q04gpkD10

*Any reference to a target rate is current as at the date of this post, and is a reference to the investment objective for the relevant account option in TermPlus, which may vary. Importantly, target rates are not guaranteed, and any investment is subject to investment risks. Any forecasted returns may not reflect actual performance and past performance is not a reliable indicator of future performance.

The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04gplSx0.

Recognised. πŸ“£ TermPlus has been named a finalist in the Innovation Fund of the Year category at the 2026 Fund Manager of...
12/05/2026

Recognised. πŸ“£

TermPlus has been named a finalist in the Innovation Fund of the Year category at the 2026 Fund Manager of the Year Awards - Australia’s largest independent fund awards program.

This recognition reflects the quality of what the team has built: a professionally managed fixed-term account platform, designed to give everyday Australians access to attractive monthly income, without stock market volatility.

For decades, this kind of investing has largely been reserved for institutional investors. TermPlus was created to help change that - bringing institutional-quality investment access to personal, joint, SMSF and trust investors through an easy online experience, with no setup or monthly account fees.

Being recognised alongside some of the country’s leading investment managers is an important milestone for our team, and a reflection of the trust our customers place in us every day.

Thank you to everyone who has supported the journey so far.

Explore TermPlus Term Accounts at https://hubs.li/Q04gbtFd0

Consider if TermPlus is right for you. PDS, TMD and important information available at https://hubs.li/Q04gbtFd0. Pengana Capital Limited AFSL 226566. The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 5 Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04gbQld0.

07/05/2026

Do you spend, save, or something in between?

The TermPlus Money Mindset Index tracks how everyday Australians are approaching the question: could my money be doing more?

Take the 5-minute survey, get your personalised Money Mindset Score, and enter to win a $5,000 Flight Centre voucher.^

Enter today: https://termplus.com.au/win

^T&Cs apply.
Consider if TermPlus is right for you. PDS, TMD and important information available at https://hubs.li/Q04fdT4v0. Pengana Capital Limited AFSL 226566. The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 5 Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04fdRYF0.

The RBA Cash Rate just moved to 4.35%. Here's what that means for TermPlus customers:TermPlus account Target Rates are s...
05/05/2026

The RBA Cash Rate just moved to 4.35%. Here's what that means for TermPlus customers:

TermPlus account Target Rates are set as a fixed margin above the RBA Cash Rate. So when the cash rate rises, the Target Rate for every Term Account Length adjusts upward automatically, for both new and existing customers.

That means:
πŸ‘‰ 1 Year Account: Target Rate of 7.35%* p.a. (RBA Cash Rate + 3%)
πŸ‘‰ 2 Year Account: Target Rate of 8.00%* p.a. (RBA Cash Rate + 3.65%)
πŸ‘‰ 5 Year Account: Target Rate of 8.50%* p.a. (RBA Cash Rate + 4.15%)

Monthly income accrues daily and is paid directly to your bank account, or you can reinvest it to compound your income over the course of your term. Your choice.

See the updated Target Rates, and open your TermPlus account at https://hubs.li/Q04fnL7K0

*Target Rates are set as a fixed margin above the RBA Cash Rate, which is variable over the course of the Term.
# Any reference to a target rate is current as at the date of this post, and is a reference to the investment objective for the relevant account option in TermPlus, which may vary.Importantly, target rates are not guaranteed, and any investment is subject to investment risks.Any forecasted returns may not reflect actual performance and past performance is not a reliable indicator of future performance.
The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04fnF1d0.

28/04/2026

Big news from the TermPlus team!

We've just been named a finalist in THREE categories at the 2026 Finnies Awards, hosted by FinTech Australia:
πŸ† Excellence in Wealth Management
πŸ† Most Innovative Fintech Product or Service
πŸ† Emerging Fintech Organisation of the Year

From the outset, TermPlus was built with a clear purpose: to give everyday Australians access to attractive monthly income from their savings, through a clear, online platform, with no setup or monthly account fees.

This recognition reflects the growing demand for income-focused solutions that prioritise structure, customer experience, and institutional quality.

Most importantly, it belongs to our customers and supporters. Those who have opened an account, asked thoughtful questions, shared feedback or quietly followed our progress. Your trust and engagement have shaped TermPlus into what it is today.

Thank you for being part of the journey.

Huge congrats to all the finalists - what a year for Australian fintech!

πŸ‘‰ Learn more: https://hubs.ly/Q04dFZvy0

The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.ly/Q04dFNzN0.

Monthly.That's how often TermPlus customers receive income payments from their TermPlus account - paid directly to their...
22/04/2026

Monthly.

That's how often TermPlus customers receive income payments from their TermPlus account - paid directly to their bank account, or reinvested to compound their returns.

With Target Rates from 7.10%* p.a. on a 1-year Term Account with no setup or monthly account fees, it's an easy way to get your savings working harder for you.

Learn more at https://hubs.li/Q04cYlRZ0

* Any reference to a target rate is current as at the date of this post, and is a reference to the investment objective for the relevant account option in TermPlus, which may vary. Importantly, target rates are not guaranteed, and any investment is subject to investment risks. Any forecasted returns may not reflect actual performance and past performance is not a reliable indicator of future performance.

The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566) Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q04cY4yR0.

Where could $5,000 take you?Bali. The Whitsundays. New Zealand. One of these getaways could be yours.Take our 5-minute M...
19/04/2026

Where could $5,000 take you?

Bali. The Whitsundays. New Zealand. One of these getaways could be yours.

Take our 5-minute Money Mindset survey for your chance to win a $5,000 Flight Centre voucher* - plus get a personalised score showing how you think about money.

Swipe to explore, then hit the link below to enter.

https://hubs.li/Q04chfVY0

*T&Cs apply.

Introducing the TermPlus Money Mindset Index.Once a year, TermPlus sets out to track the question Australians constantly...
15/04/2026

Introducing the TermPlus Money Mindset Index.

Once a year, TermPlus sets out to track the question Australians constantly ask themselves: could my money be doing more?

The Index tracks how everyday Australians are approaching – or avoiding – the task of putting their money to work. The results will help shine a light on the real financial conversations happening around the country.

Get Your Money Mindset Score + Enter To Win a $5,000 Flight Centre Voucher^ Now β†’ https://termplus.com.au/money-mindset-index/survey/

^T&Cs apply.

For decades, the world's largest institutions, sovereign wealth funds, and endowments have quietly allocated to global p...
07/04/2026

For decades, the world's largest institutions, sovereign wealth funds, and endowments have quietly allocated to global private credit.

The reason is simple: consistent, contractual income that doesn't rely on the ASX having a good day.

TermPlus opens that same opportunity to everyday Australians. From as little as $2,000.

Learn more: https://hubs.li/Q049nH_w0



The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at https://hubs.li/Q049nCXc0.

Address

Level 27 Governor Phillip Tower, 1 Farrer Place
Sydney, NSW
2000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300883881

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