Loan Market Harry and Nima

Loan Market Harry and Nima Your Friendly Loan Specialists. We have combined 16 years industry experience. Contact us today. We can help you achieve your goals.

Home Loans - Construction Loans - Personal Loans - Refinance - Car Finance - Business Loans

Refinance in Melbourne 🏠✅Our clients from Victoria were looking for a better interest rate and we were able to get them ...
02/08/2023

Refinance in Melbourne 🏠✅
Our clients from Victoria were looking for a better interest rate and we were able to get them just that with a cash back on top.

Even though we are based in Sydney, we can help with finance Australia wide.

Get in touch to see what we can do for you:
📱0410 010 064
📧[email protected]
📱0435 824 489
📧[email protected]

Car finance 🚗That's right we can finance cars too, even refinance them. We offer competitive rates on all new and used c...
31/05/2023

Car finance 🚗

That's right we can finance cars too, even refinance them. We offer competitive rates on all new and used cars.

We were able to finance this luxury car for our clients recently with a competitive rate and quick turnaround, they couldn't be happier.

If you currently have car finance, we can even compare rates for you to ensure your getting the best deal.

Get in touch with us to find out more.

📱0435 824 489
📧[email protected]
📱0410 010 064
📧[email protected]

When you make a loan repayment, your repayment pays down some of the principal balance as well as the interest accrued. ...
25/05/2023

When you make a loan repayment, your repayment pays down some of the principal balance as well as the interest accrued. This is known as principal and interest repayment or P&I.
However, you may be able to choose to make interest only payments for a specific period, so you're only paying interest charged.

P&I pros and cons -
Pro - you pay off the loan faster
Con - Higher repayments, less cash flow.

Interest only pros and cons -
Pro - Lower repayments, better cash flow
Con - You're only contributing to the interest of the loan not the loan itself so you will still owe the full amount at the end of the term.

P&I would be most beneficial to owner occupied home owners.
Interest only would be most beneficial to investment home owners.

Contact us to find out more.

📱0435 824 489
📧[email protected]
📱0410 010 064
📧[email protected]

At some point in your home buying journey, you may have come across the term "loan to value ratio" or LVR.So what does t...
09/05/2023

At some point in your home buying journey, you may have come across the term "loan to value ratio" or LVR.

So what does this actually mean?

LVR stands for loan-to-value (or sometimes loan-to-valuation) ratio. It’s a percentage figure that compares how much a lender is willing to loan you against the total value of the asset you plan to buy.

An example and most favourable LVR would be 80%, meaning you're able to pay a 20% deposit and borrow the remaining 80% of the purchase price.

Contact us to find out more:

📧[email protected]
📧[email protected]

Lets talk business...- Is your business in need of cash flow or finance?- Do you need equipment, machinery or vehicles?-...
03/05/2023

Lets talk business...

- Is your business in need of cash flow or finance?
- Do you need equipment, machinery or vehicles?
- or even a whole new commercial site?

We got you.
We can offer a range of solutions for your business including short-term loans, overdraft, asset finance and commercial loans.

Contact us today to see how we can help you.

📱0435 824 489
📱0410 010 064
📧[email protected]
📧[email protected]

Refinance and Investment Purchase 🏠📈Our client had an existing owner occupied home and was wanting to purchase an invest...
19/04/2023

Refinance and Investment Purchase 🏠📈

Our client had an existing owner occupied home and was wanting to purchase an investment property with the equity.
We were able to refinance his current loan with a different loan provider to get him a a better interest rate and $4k cash back.
We used the equity in his existing owner occupied property to purchase an investment property in Marsden Park (pictured).

We always love assisting our clients in building their wealth and property portfolios.
Hopefully our client can enjoy some tax benefits come EOFY 😉

📱0435 824 489
📧[email protected]

Let's achieve your goals 🙌Get in contact with us today:📱0435 824 489📧Nima.amiri@loanmarket.com.au ...
12/04/2023

Let's achieve your goals 🙌

Get in contact with us today:
📱0435 824 489
📧[email protected]

If you're one of the huge number of homeowners who made the most of the previous low interest rates and committed to a f...
04/04/2023

If you're one of the huge number of homeowners who made the most of the previous low interest rates and committed to a fixed rate, you will be aware this may be coming to an end. We can help!
We have access to over 60 lenders so we have plenty of options to find you not only the best rate but the best loan provider for you.
Contact us for your complimentary consult to discuss your options:
📱0435 824 489
📧[email protected]

Construction complete Refinanced for a better rateDesign and Construct by Land and construction loan by usOur clients h...
16/11/2022

Construction complete
Refinanced for a better rate

Design and Construct by
Land and construction loan by us

Our clients home was completed earlier this year.
Due to their circumstances at the time, we had to use a non-conforming lender which meant a higher interest rate, once construction was complete and equity was built, we refinanced them and were able to get them a better rate, even with the current climate and the interest rate rises they are still getting a better rate than what they started with.

Contact us today for your complimentary Home Loan health check.

Interest rate rises are affecting everyone, here are some tips to help prepare for and manage these rises:- Make weekly ...
07/11/2022

Interest rate rises are affecting everyone, here are some tips to help prepare for and manage these rises:

- Make weekly or fortnightly repayments instead of monthly, this saves on interest paid over the life of the loan.

- Utilise your offset account if you have a variable loan and keep all your savings in there, this will minimise the interest your paying back on your loan.

- Renegotiate or Refinance
Contact us to see if we can renegotiate your current rate with your current lender or see if there is a better rate with alternative lenders.

- Reduce unnecessary expenses.
Now is the time to go through your transactions and start figuring out where you can save some money, maybe like cancelling that Gym membership we all have and never use 😉

Contact us today for your complimentary Home Loan Health Check to see how we can help you.

📞0435 824 489
📧[email protected]

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