Fundex Capital

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Fundex Capital Property Insights
Residential Loan
Investment Loan
Commercial Loan
Asset Finance
Car Loan
Personal Loan

https://linktr.ee/fundexcapital

Property finance, built around your strategy. 🏡
Home Buyers • Property Investors • Refinancing
Helping Australians invest & grow through smarter lending strategies

What if your investment property paid YOU every week… instead of the other way around? 👀Most investors are taught to thi...
15/09/2026

What if your investment property paid YOU every week… instead of the other way around? 👀

Most investors are taught to think:

Buy property.
Accept the shortfall.
Top it up from your salary.
Wait for capital growth.

But there’s another way to look at it.

What if the rent covered the costs… and there was still money left over?

That’s positive gearing.

And here’s the important part:

It’s not just about finding a property with high rent.

Because the property is only half the equation.

Your deposit changes the loan.

Your loan changes the repayment.

Your repayment changes the cash flow.

And your loan structure can change the equation again.

So instead of only asking:

“What’s the rental yield?”

Ask:

“What does this investment actually leave me with?”

Because a great-looking yield means very little if the numbers underneath it don’t work.

And when Property #1 puts you in a stronger financial position…

Property #2 can become a much easier conversation.

That’s the difference between simply buying an investment property…

and building a strategy around one.

Thinking about your next investment?

📩 DM us and let’s run the numbers before you buy.

The loan that gets you Property #2 could be the reason you can’t buy Property #3.Read that again.Most investors focus ...
13/09/2026

The loan that gets you Property #2 could be the reason you can’t buy Property #3.

Read that again.

Most investors focus on one question:

“Can I get approved?”

But approval isn’t the strategy.

Because every time you buy, you change your position.

More debt.
More repayments.
More commitments.

And suddenly the lender that looked perfect for your last purchase…
might be the lender holding back your next one.

So the better question isn’t:

“Can I buy this property?”

It’s:

“If I buy this property THIS way… what does it let me do next?”

That’s the difference between financing a property…

and building a portfolio.

At Fundex Capital, we think beyond the next approval. Lender choice, equity, loan structure and borrowing capacity all need to work towards where you’re trying to go.

Property #2 should help you get to Property #3.
Not become the reason you stop there.

Thinking about your next investment?

📩 DM me us and let’s map out the strategy before you buy.

Getting the loan approved is one thing.Getting to the end of the process and having your client say, “I’ll use Fundex Ca...
12/09/2026

Getting the loan approved is one thing.

Getting to the end of the process and having your client say, “I’ll use Fundex Capital again”. That means something different.

Because people rarely remember every document they signed, every lender we compared, or every problem we solved behind the scenes.

They remember how the experience felt.

Did someone answer when things got stressful?

Did they explain what was happening instead of leaving you guessing?

Did they treat your home loan like it actually mattered?

For Abebe, that meant reliability, communication and having someone in his corner willing to go beyond what was expected.

That’s what we want Fundex Capital to be known for.

Not just getting finance approved.

Being the broker you come back to for the next one.

🏡 Buying?
🔄 Refinancing?
📈 Planning your next investment?

Send me a DM and let’s have a conversation about what your next move could look like.

We’re excited to welcome Hannah Song to the Fundex Capital team as our newest Mortgage Broker! 🎉Hannah brings over 10 ye...
08/09/2026

We’re excited to welcome Hannah Song to the Fundex Capital team as our newest Mortgage Broker! 🎉

Hannah brings over 10 years of banking and lending experience, with an extensive background across NAB, Citi Bank, Macquarie and ANZ.

With experience spanning credit assessment, direct lending and personal banking, Hannah brings strong lending knowledge and a genuine commitment to helping clients achieve their property goals.

Welcome to the team, Hannah! We’re excited to have you on board. 🏡

🏠 Your property valuation can make or break your home loan.A lender’s valuation can impact your borrowing power, LVR, in...
07/09/2026

🏠 Your property valuation can make or break your home loan.

A lender’s valuation can impact your borrowing power, LVR, interest rate and whether LMI applies.

If the valuation comes in lower than expected, you may need a larger deposit — or a different lender and strategy.

At Fundex Capital, we help structure your finance and match you with the right lender for your property goals.

📩 Get in touch to discuss your next purchase or refinance.

🏡 Buying a property isn’t just about getting approved for a loan. It’s about getting the structure right from day one.Th...
03/09/2026

🏡 Buying a property isn’t just about getting approved for a loan. It’s about getting the structure right from day one.

The right setup can give you more flexibility, reduce unnecessary interest and put you in a stronger position for your next move.

A few things worth getting right early:

• Pre-approval — know your borrowing position before you start seriously negotiating.

• Loan structure — fixed, variable or split? The right choice depends on your strategy, not just today’s lowest rate.

• Offset accounts — keep your savings accessible while potentially reducing the interest charged on your home loan.

• Deposit & LMI — a deposit below 20% doesn’t automatically mean you shouldn’t buy. There may be different lending strategies or government schemes available depending on your circumstances.

• Settlement preparation — finance, conveyancing, insurance and lender requirements all need to come together at the right time.

The cheapest loan isn’t always the best loan.

A well-structured mortgage should work for where you are today — and where you want to be in the next few years.

If you’re planning to buy a property, speak with the Fundex Capital team before you start making offers.

We’ll help you understand your borrowing position, compare your options and structure the finance around your goals.

There’s no better feedback than hearing we made the finance process easier for our clients. ⭐️⭐️⭐️⭐️⭐️For us, it’s not j...
03/09/2026

There’s no better feedback than hearing we made the finance process easier for our clients. ⭐️⭐️⭐️⭐️⭐️

For us, it’s not just about getting a loan approved. It’s about understanding the bigger picture, finding the right lending strategy, staying responsive, and making sure everything gets across the line smoothly.

Thanks Rob for trusting Fundex Capital with your finance journey, we really appreciate the kind words.

Looking to buy, refinance or invest? Let’s talk about the right strategy for your next move.

A good home loan isn’t just about getting a good rate. It’s about getting the structure right. 🏡Variable or fixed?Princi...
03/09/2026

A good home loan isn’t just about getting a good rate. It’s about getting the structure right. 🏡

Variable or fixed?
Principal & interest or interest only?
Offset account or no offset?
Or should you split the loan?

Each decision can affect your cash flow, flexibility, interest costs and how quickly you build equity.

And there’s no single “best” structure.

The right setup depends on your income, your plans for the property, your appetite for repayment changes and what you’re trying to achieve over the next few years.

That’s why at Fundex Capital, we look beyond “What’s the lowest rate?”

We look at how the loan should actually be structured around you.

👉 Swipe through for a simple breakdown of the key options.

Thinking about buying, refinancing or restructuring your current loans? Get in touch with Fundex Capital for a strategy chat.

05/03/2026

⚠️ These 5 hidden costs destroy property cash flow

Everyone talks about the profits.
But these costs hit first.

1️⃣ Council & utilities
2️⃣ Property management fees
3️⃣ Insurance
4️⃣ Vacancy periods
5️⃣ Maintenance & repairs

Add it up and that’s easily $10k–$15k a year
before mortgage interest.

If the deal still works after that, it’s solid.

Smart investors don’t run best-case numbers.
They stress-test the downside.

Follow for more property investing insights. 📈

18/01/2026

Depreciation isn’t free money.
It’s a tax loan from your future self.
Most investors find out too late.

Address

Level 57/25 Martin Place
Sydney, NSW
2000

Telephone

+61413342989

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