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Jessica Brady, Sydney (2026)

29/01/2023

How much do you actually need to save to have a baby? 🤔⁠
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Well, like all good financial questions the answer is…it depends. But, here are some things for you to think about:⁠
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- Time out of paid employment… oh, you will be working, the question is, will you be paid for it? Understand what parental leave entitlements you (and your partner, if you have one) would be able to get access to. ⁠
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- Look and see if there are government parental leave payments you will receive.⁠
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- Your regular costs. Sadly they don’t go away when you create a human. Consider what your monthly fixed & variable costs are - what gap will there be when you have reduced/no income? How much can be saved between now and when the baby is due?⁠
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- Things for the actual baby (and you). You need heaps less than the marketers will try to make you believe. Ask your friends with kids what was their best purchase, what did they waste their pennies on. Borrow and buy second hand. They are tiny for a second and will have no recollection of their ‘coming home outfit’.⁠
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- If you’re having a baby shower, have a registry so you get only what you need. Or ask everyone to buy your child a book for when they are older, or to contribute a few dollars to an investment for them (i personally love this one).⁠
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- If you aren’t pregnant yet but are considering/trying and you want private hospital care check your health insurance policy, often there are wait times to gain access to these benefits. ⁠
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📲 If you’re wanting learn more about this topic sign up now to my live (and free!) webinar on the 6th of February where I cover how to financially plan for a baby in 2023! Link in bio!⁠
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27/01/2023

Let’s talk financial greenwashing! 🌿⁠
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It’s basically when companies say they are ‘green’ but some scratching beneath reveals, well, they really aren’t. ⁠
So here what to consider when investing ethically:⁠
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1. First up, what does ethical mean to you? This varies from person to person so if you are going to find an investment you believe in, you kinda need to know what you believe in. For some, this will mean nothing that is invested in to***co companies, or weapons, for others it can be about supply chain, climate change or animal rights… Figure out what you want to be invested in. ⁠
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2. Find some ‘green’ investment options you like (that are aligned to your risk profile, are low cost and diversified) and then review what they screen in or out for. Normally they will explain how they have ethically screened and any % tolerances (for example they might invest in companies where < than 5% of their total revenue is made from______). Here is where you get to see if they are doing what you want them to do. ⁠
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3. Know that right now this is a highly unregulated area so basically anyone can say they are, when they aren't. A good place to check is if they are RIAA certified (Responsible Investment Association Australasia). ⁠
So, it does require extra work whilst the industry catches up and gets better at regulating ‘green’ investments… but don’t let that turn you off making sure your money is invested in line with your values. ⁠
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If you’re wanting to learn more about financial greenwashing then sign up to my live (and free!) webinar for the 7th of February. Where I will be discussing how you can bank and invest ethically - Link in bio 📲

19/01/2023

Someone asked me the other day what I would tell 20 year old Jess! Short answer SO much.⁠

Dear 20 yr old Jess ✨⁠
Firstly babe, you’re in for a ride. It’s going to be scary and amazing and you need to be braver than you think you can be. You are going to have to jump and hope your wings arrive in time. They do. You are going to meet amazing people and travel the world. Mostly solo. Basically, on the whole - good things are coming. You’re going to work your ass off. It’s worth it. But… here are a few things you could probs just get on top of now to save future drama: ⁠
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- You need to take more risks. In almost every area of your life (including investing) you don’t take enough risks. Because you are scared of failing. But failing is how you learn and grow. So amp it up and get comfortable with being uncomfortable. You will make mistakes and that’s ok.⁠
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- There are teeny tiny things that you can do every single day to improve. They have a massive compounding effect. Build good habits and you will reap the benefits. Get a coach to help you… it’s worth the investment.⁠
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- Contribute extra to your Super, you literally won’t even notice it gone and it will amount to heaps. Start with whatever you can afford. ⁠
- If he’s not a hell YES then he is a hell NO. ⁠
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- Don’t spend money on things other people tell you that you should like. Buy tea, snacks and books. You like these.⁠
You know how your brain works at a million miles an hour and you can’t sit still or focus for very long (unless it’s something you’re really into and then time literally slides away)? You should see someone about that.⁠
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- Trust your gut. ⁠
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- Speaking of gut, yep - all the Dr’s are not finding it. There is something wrong. Go and get another opinion. Keep pushing until you get answers. ⁠
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- Kindness and authenticity, always. ⁠
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P.s Stay tuned I have some exciting news coming next week!

11/01/2023

3 things to keep in mind when setting up your budget this year ✨⁠
Have you reassess your budget this year yet? ⁠

10/01/2023

New year but still have your old debt? 💰⁠
Take this as a fresh opportunity to take action and start working on tackling it once and for all! ⁠
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Some of my top recommendations include ⁠
1. It’s time to get the pen and paper out and start listing everything you owe, the interest rates and minimum repayment amounts so you can clearly see where you’re at. This can be scary, but it’s an important first step.⁠
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2. Prioritise and pay down! Work out which you are going to focus on tackling first (remembering to at least pay the minimums on the others). Your future self will be loving you soon. Promise.⁠
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3. Reach out and get some help! Sure, this may be through a financial adviser, but it might also be a financial counsellor, or calling the banks financial hardship team. Or, just as simple as telling your friends that you are tackling this goal and you need help and support to stay on track!⁠

05/01/2023

I get it! Asking your partner about their money story can be awkward. 😬⁠
But do you know whats more awkward? That money is one of the LARGEST contributors to relationship breakdowns and we still don’t want to talk about it! It’s is so bloody important to learn what makes up their beliefs and thoughts about money and also to share your feelings about money as well! This can be a powerful and productive conversation if done right. ⁠
Have you had this convo with your partner? What advice would you give to others who are getting brave enough to do it for the first time?

20/12/2022

I have SUCH EXCITING NEWS! With the love and blessings from Glen (my co-founder and business partner at ) and the team, who I adore like family and will miss terribly, I have decided it’s time for me to focus on something new. This is a decision that has been in the works for at least the last 12 months and whilst it was very sad handing over all my amazing members I know they are in such wonderful, capable hands. I have truly adored helping people achieve their financial goals and getting them on track… as such I decided I needed to think about how I truly live a life in full alignment to mine… so stay tuned because 2023 has some very, very exciting developments…

15/10/2022

Nothing to do with money… just so happy for puppies and sunshine! Happy Sat ☀️

06/05/2022

I bought a house! 🗝🏡

I know I’ve been very quiet on here lately but that’s because behind the scenes there has been so (SO) much exciting stuff happening. Whilst it’s all been huge, big stuff that I have been working towards forever (plus a few random life curveballs just to keep things interesting)… it’s not always felt fun. In fact, I’ve mostly been feeling quite stressed lately😂 So if you too have ticked off some big life stuff and it was a LOT, I feel you! Either way - collecting keys and walking through a place that I own is such an exciting moment. I know I’m once of a shrinking pool of people who can afford a home (ok, teeny tiny terrace) in a capital city - and doing it alone as a female is rarer still. So today I’m feeling overjoyed, relieved it’s settled, proud of my journey and in need of a nap (and a 🥂). Bring on the dodgy DIY videos for y’all to laugh at. An enormous thank you to the dream team who helped make it happen (it takes a village) ❤️

24/02/2022

Well, I’m sure you too are feeling sad, frustrated and a bit shocked about the news overnight with Russia entering Ukraine. Already financial markets have been impacted to the tune of billions of dollars. I know. It’s probably going to get worse before it gets better, so I thought it important to chat through what to think about before you do absolutely anything to your investments. For long term investors selling in these times is rarely - if ever - a good idea. Stay the course. Sending you lots of love (hug your dog and drink tea if you can - that’s what I do. It doesn’t fix anything but it does make me feel slightly better) ❤️

04/02/2022

And that’s a wrap for January!💥 It’s been a busy start to the year, so I wanted to jump into your feed with a round-up of what’s happened across the market. 💰

From predictions about interest rate rises 📈to some encouraging news about property prices 🏡, swipe to read my take on the current state of the market.

Did you find this wrap-up helpful? Let me know what kind of insights you’d like me to share about the market next month - I’m all ears!

10/01/2022

Welcome to 2022 and welcome to my new Fake Book Club! I read everyday so I’ve decided to give you my thoughts on what I liked (or didn’t) of each of the books I’ve read. It’s a strong start for my fake club with and her book ‘More than a woman’. Full disclosure - she is on my list of fantasy dinner guests. I love her. Her style of writing is equal part wit, humor, intensity and a rawness that isn’t common. If you feel like your to do list is never ending, that the mental load is overwhelming then this book has you feeling validated and head nodding (and literal laugh out louds) the whole way through whilst tackling some heavy topics. I don’t have kids and still very much resonated with it. If she ever starts her Women’s Union I am 100% in! What are you reading this year? I need a nice fat juicy list.

Jessica Brady

29/01/2023

27/01/2023

19/01/2023

11/01/2023

10/01/2023

05/01/2023

20/12/2022

15/10/2022

06/05/2022

24/02/2022

04/02/2022

10/01/2022

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