Intertrade Insurance Solutions

05/08/2026

Be honest ❤️

25/07/2026

Yay or nay

11/05/2023

04/07/2022

Are you planning to grow your business?
Changes to your team, location and services can bring extra responsibilities and liabilities. Do you need extra cover?

Whether you serve the best gelato in town, help people reach their health goals through personal training or run a retail shopfront, you need to protect your livelihood and avoid potential setbacks.
Plan ahead to stay safe.

It's a good idea to consider these 8 Types of Insurance Policies for Small Businesses when looking for the right insurance coverage:

✅ General Liability Insurance
✅ Commercial Property Insurance
✅ Business Income Insurance
✅ Professional Liability Insurance
✅ Workers' Compensation Insurance
✅ Data Breach Insurance
✅ Commercial Umbrella Insurance
✅ Commercial Auto Insurance

Minimise the risks of your business and maximise the discounts on your insurance premiums with our expert advice. Give us a call today to chat about your best options.

You're in good hands with Intertrade Insurance Solutions.

Sydney (02) 9477 4949
Melbourne (03) 9046 2830

30/03/2022

𝐖𝐡𝐚𝐭 𝐭𝐲𝐩𝐞 𝐨𝐟 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐝𝐨 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝?

When it comes to company insurance, it's critical to assess the coverages you require. Employers' liability insurance is a legal necessity for most firms with employees. In contrast, public liability insurance is necessary if you interact with general members, and professional indemnity insurance is essential if your company provides advice.

Here are some questions you can ask yourself when deciding on what's suitable for you:

- Could your business face a compensation claim from a disgruntled client because they believe you've been negligent?
- Is there a chance a public member could be injured by your business and claim compensation?
- Do you have buildings, contents, business equipment, or stock to insure?

Need help with coverage?
Let's talk!
📞 Sydney (02) 9477 4949
📞 Melbourne (03) 9046 2830

29/03/2022

Running a business is a challenge, and it often involves putting your own finances at risk. Business insurance can protect your livelihood, reduce uncertainty and allow you to manage the risks associated with keeping your business afloat.

Business insurance ensures that you, your employees, and any members of the public who interacts with your business are protected from the risks you face as a business owner.

𝐇𝐞𝐫𝐞 𝐚𝐫𝐞 𝟓 𝐫𝐞𝐚𝐬𝐨𝐧𝐬 𝐰𝐡𝐲 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐧𝐞𝐞𝐝𝐬 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞:

𝟏. 𝐈𝐭 𝐤𝐞𝐞𝐩𝐬 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐮𝐩 𝐚𝐧𝐝 𝐫𝐮𝐧𝐧𝐢𝐧𝐠
What happens if your company is affected by a natural disaster such as a fire or unexpected flooding? Property insurance covers the loss of property — including building damage, equipment, etc., and also the money you lose while your business is closed.

𝟐. 𝐈𝐭 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐬 𝐲𝐨𝐮𝐫 𝐞𝐦𝐩𝐥𝐨𝐲𝐞𝐞𝐬
Protecting your employees’ interests is also a good way to protect yours — this saves you to have to worry about unexpected lawsuits and liability claims.

𝟑. 𝐈𝐭 𝐫𝐞𝐩𝐥𝐚𝐜𝐞𝐬 𝐥𝐨𝐬𝐬 𝐨𝐟 𝐢𝐧𝐜𝐨𝐦𝐞 𝐰𝐡𝐞𝐧 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐜𝐚𝐧’𝐭 𝐨𝐩𝐞𝐫𝐚𝐭𝐞
This will ensure you can keep paying your bills, employees and ride out the temporary suspension of your business. For example, your business may be closed because of a fire, business income insurance can help replace the loss of income while repairs are being made.

𝟒. 𝐃𝐞𝐦𝐨𝐧𝐬𝐭𝐫𝐚𝐭𝐞𝐬 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐚 𝐬𝐚𝐟𝐞 𝐛𝐞𝐭
Business insurance allows potential clients and consumers to know that you are protected if things go wrong

𝟓. 𝐘𝐨𝐮 𝐜𝐚𝐧𝐧𝐨𝐭 𝐩𝐫𝐞𝐝𝐢𝐜𝐭 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞
No business owner has a secret crystal ball that can anticipate what will happen in the future. We hope that accidents, workplace injuries, or litigation never occurred, but no one can promise that they will not.

There are also several instances where certain states require business insurance coverage. In most states, businesses with employees will need:

- Workers’ compensation insurance
- Unemployment insurance
- Disability insurance

Small business owners may attain peace of mind and focus their attention on what they do best — running a productive, lucrative, and gratifying business for years to come — with the right business insurance.

📞 Contact us to learn more about having your business covered from unexpected future events.
Sydney (02) 9477 4949
Melbourne (03) 9046 2830