The Finance Co. Group

The Finance Co. Group Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from The Finance Co. Group, Mortgage brokers, 7/238 Prospect Highway, SEVEN HILLS NSW, Sydney.

We are passionate about empowering individuals to make educated and informed financial decisions, we leverage our expertise in finance to guide clients through the complexities of personal finance and investment strategies.

08/10/2025

Most people lower their repayments when the bank cuts rates.

But that’s the biggest mistake you can make. If you keep paying the old amount, the extra goes straight onto the principal.

On the average loan, that discipline alone can save thousands in interest and shave years off your mortgage. It’s not about doing more, it’s about not slipping back when the banks give you a break.

Want to know 7 more strategies that actually work?

Catch the full episode now.

🎧 Listen to the full episode on Spotify, YouTube, or wherever you get your podcasts. (From Why to Wealth Podcast - Ep #13)

Links 👇
Spotify: https://spoti.fi/4gt1A94
YouTube: https://youtu.be/r2uCWIW3wdg
Apple Podcast: https://apple.co/4gtRHbe
Amazon Music: https://amzn.to/4f85Ol4

06/10/2025

Most people think a line of credit is outdated.

But I’ve seen clients use it to smash years off their mortgage. Here’s how it works: your salary goes straight into the loan, you put everyday spending on a credit card, and then clear the card each month from the loan.

That way, your money sits against the mortgage for as long as possible, reducing interest every single day. On an $8,000 salary with a $2,000 credit card, this strategy can add up to $24,000 extra paid off your loan each year, without changing your lifestyle.

Want to learn more ways to cut years off your mortgage?

Catch the full episode now.

🎧 Listen to the full episode on Spotify, YouTube, or wherever you get your podcasts. (From Why to Wealth Podcast - Ep #13)



Links 👇
Spotify: https://spoti.fi/4gt1A94
YouTube: https://youtu.be/r2uCWIW3wdg
Apple Podcast: https://apple.co/4gtRHbe
Amazon Music: https://amzn.to/4f85Ol4

01/10/2025

Think your savings are just sitting there doing nothing?

When you use an offset account, every dollar reduces the interest on your home loan, completely tax free. Families can even set up multiple offsets for different goals, from school fees to kids’ savings.

One client I worked with moved $50k into a new offset and instantly cut $256 a month off her mortgage. That’s thousands saved each year without changing her lifestyle.

It’s not about working harder, it’s about putting your money in the right place.

Want to know how to use offset accounts to pay off your mortgage faster? Catch the full episode now.

🎧 Listen to the full episode on Spotify, YouTube, or wherever you get your podcasts.

(From Why to Wealth Podcast - Ep #13)


Links 👇
Spotify: https://spoti.fi/4gt1A94
YouTube: https://youtu.be/r2uCWIW3wdg
Apple Podcast: https://apple.co/4gtRHbe
Amazon Music: https://amzn.to/4f85Ol4

29/09/2025

Think an extra $50 or $100 a week won’t make a difference on your mortgage?

The truth is, even small, regular repayments can wipe years off your loan. In fact, on the average Aussie mortgage, just $150 extra a fortnight could save you nearly 4 years and tens of thousands in interest.

I’ve seen clients stick to their old repayment amount after a rate cut and end up years ahead, simply by keeping the extra flowing into the loan. It’s not about huge sacrifices, it’s about smart, consistent strategy.

Want to learn the 7 ways to cut years off your mortgage and get debt-free faster?
Catch the full episode now.

🎧 Listen to the full episode on Spotify, YouTube, or wherever you get your podcasts. (From Why to Wealth Podcast - Ep #13)



Links 👇
Spotify: https://spoti.fi/4gt1A94
YouTube: https://youtu.be/r2uCWIW3wdg
Apple Podcast: https://apple.co/4gtRHbe
Amazon Music: https://amzn.to/4f85Ol4

08/09/2025

If you’re planning to apply for a home loan in the next 12 months, there are a few simple steps that can make or break your approval chances.

From cleaning up your bank statements and building real savings habits, to closing old credit cards and talking to a broker early, these are the things banks actually look for.

The best part? When you fix them before you apply, you put yourself in the strongest position to get approved.

In this episode, I walk you through the full checklist to boost your borrowing power and avoid rejection altogether.



🎧 Listen to the full episode on Spotify, YouTube, or wherever you get your podcasts. (From Why to Wealth Podcast - Ep #12)

Links 👇
Spotify: https://spoti.fi/4gt1A94
YouTube: https://youtu.be/r2uCWIW3wdg
Apple Podcast: https://apple.co/4gtRHbe
Amazon Music: https://amzn.to/4f85Ol4

03/09/2025

Most home loans don’t get knocked back for “bad luck.” They get rejected for predictable reasons, the kind you’d never expect.

Maybe it’s a few Afterpay payments. Maybe it’s private school fees. Maybe it’s even the postcode of the property you’re buying.

The problem? These hidden red flags can quietly wipe out your borrowing power before the bank even looks at your application.

In this episode, I break down the most common traps and the steps to fix them before you apply.

🎧 Listen to the full episode on Spotify, YouTube, or wherever you get your podcasts. (From Why to Wealth Podcast - Ep #12)


Links 👇
Spotify: https://spoti.fi/4gt1A94
YouTube: https://youtu.be/r2uCWIW3wdg
Apple Podcast: https://apple.co/4gtRHbe
Amazon Music: https://amzn.to/4f85Ol4

01/09/2025

Think one late payment or a forgotten Afterpay could ruin your mortgage?

The truth is, banks reject loans for predictable reasons - hidden spending patterns, sudden deposits, or even the type of property you choose.

I’ve seen clients walk in convinced they’d be declined, only to walk out with approvals once we fixed the red flags banks look for. It’s not about luck, it’s about strategy.

Want to know the 8 biggest traps that kill home loans in 2025 and how to avoid them?

Catch the full episode now.

🎧 Listen to the full episode on Spotify, YouTube, or wherever you get your podcasts. (From Why to Wealth Podcast - Ep #12)



Links 👇
Spotify: https://spoti.fi/4gt1A94
YouTube: https://youtu.be/r2uCWIW3wdg
Apple Podcast: https://apple.co/4gtRHbe
Amazon Music: https://amzn.to/4f85Ol4

Address

7/238 Prospect Highway, SEVEN HILLS NSW
Sydney, NSW
2147

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 4pm

Telephone

+611300055934

Website

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