The Lending Lab

The Lending Lab The Lending Lab is a Mortgage brokerage here to help Australians take the next step in their property journey, get a better deal and get ahead.

15/04/2026

Want to know what a $300 million property investor said about building real wealth? 👇

Will Tong's mentor only ever bought commercial property. And his advice was simple. ⤵️

"If you want to play it safe, buy residential. But if you want to create generational wealth, go commercial."

But here's the catch. 🚨

Commercial property is like driving a Formula One car.

🏎️ Faster than anything else
🏎️ Harder to drive
🏎️ Crash and burn if you make a mistake

So before you jump in, do your homework. And when you need professionals, make sure they actually specialise in commercial — lawyers, brokers, advisors.

The right team is the difference between generational wealth and a very expensive mistake. 💰



🎧 Listen to the full episode: https://youtu.be/npTN4j7JnJY

13/04/2026

What if you could make developer returns without the headaches? 🤯

Will Tong from Property Lions reveals the 3 strategies his team uses to increase commercial property value. 👇

🔑 Rental Reversion - Buy below market rent, increase it when the lease expires.
🔑 Subdivision Play - Split an existing asset into separate titles and unlock hidden value.
🔑 Refurbishment - Improve the asset, attract better tenants, higher rents. No DA approvals needed.

Residential development might get you 20%, but takes 2-3 years and comes with huge risk.

Commercial? Same returns. Less time. Less risk. 💰



🎧 Listen to the full episode: https://youtu.be/npTN4j7JnJY

09/04/2026

Most Australian property investors follow the same path. 🏠 But what happens when you hit a wall?

Will Tong from Property Lions breaks down the 3 stages most residential investors go through. 👇

1️⃣ Buy and Hold - Purchase a property, borrow against your income, and wait for the market to do its thing.

2️⃣ Renovate and Refurbish - Fast-track equity growth by doing up old properties. Until you realise how much work is involved.

3️⃣ Small Scale Development - Duplexes and townhouses. You might net 15-20% margin, but most investors stop here.

And that's the ceiling. 🚧

The investors who keep growing? They move into commercial property.



🎧 Listen to the full episode: https://youtu.be/npTN4j7JnJY

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