Uselect Finance

Uselect Finance We provide high-quality finance solutions to partners and customers as non-bank financial institute.

We are proud to offer products with:

Friendly Policies
Less Documents
Fast Decisions
Great Servicing

πŸ”₯ Investor Deal Stuck? UF Has 3 July Promo PathwaysGot investor applicants in your pipeline?This July, Uselect Finance i...
30/06/2026

πŸ”₯ Investor Deal Stuck? UF Has 3 July Promo Pathways

Got investor applicants in your pipeline?

This July, Uselect Finance is giving brokers more ways to place suitable investor, refinance and policy-sensitive scenarios β€” with different product pathways designed to fit different applicant needs.

⚑ Prime Alpha ≀ $2m
Investor P&I rate same as owner occupied β€” from 6.74% p.a.
Up to 80% LVR, loan size > $500k, no LMI.

Top 3 niches:
βœ… Investor rate same as OO β€” strong pricing angle for investor purchase or refinance
βœ… High Density up to 80% LVR + land size up to 10Ha β€” more options for tricky securities
βœ… Unlimited cash out + no postcode restrictions β€” useful for suitable refinance and equity release scenarios

πŸ“Œ Prime Delta ≀ $1.1m
Investor 70% P&I promo from 7.04% p.a.

Top 3 niches:
βœ… Strong borrowing capacity β€” when servicing is the key blocker
βœ… Cash out flexibility β€” support for acceptable equity release scenarios
βœ… Investor gearing treatment β€” may help suitable investor servicing outcomes

πŸš€ Fast Alpha Standard ≀ $2m
PAYG only, 80% LVR promo:

βœ… OO loan < $1m from 6.72% p.a.
βœ… INV loan ≀ $1m from 7.02% p.a.
πŸ“… Promo period: 01/07/2026 – 31/07/2026

Top 3 niches:
βœ… Only two payslips required β€” simple PAYG documents for eligible scenarios
βœ… No postcode restriction + no DTI restriction β€” more flexibility where standard policy creates friction
βœ… AVM accepted where eligible, or choose your own valuer β€” valuation flexibility for faster scenario progress

Got an investor, refinance, cash out, high-density, no postcode, no DTI or servicing-sensitive deal?

Don’t park it too early.

πŸ‘‰ Send the scenario to Uselect Finance today and let’s workshop the right pathway.

Contact Uselect Finance BDM Team at [[email protected]]



Rates are subject to current rate card, product eligibility and credit assessment. Terms, conditions, fees, charges and lending criteria apply. Scenarios are subject to credit assessment.

πŸ”₯ Investor Borrowing Power Under Pressure?As market settings shift and investor servicing becomes more challenging, some...
19/06/2026

πŸ”₯ Investor Borrowing Power Under Pressure?

As market settings shift and investor servicing becomes more challenging, some brokers may start seeing a familiar problem:

Strong investor applicants, but reduced borrowing capacity under standard lender calculators.

Before you park the deal, send the scenario to Uselect Finance.

⚑ Delta may give brokers another pathway where borrowing capacity is the key blocker.

What brokers may be seeing:

βœ… Investor servicing becoming tighter
βœ… Borrowing capacity reduced with some lenders
βœ… Strong applicants stuck due to policy fit
βœ… Investor refinance or purchase scenarios needing a second look

How Delta may help:

βœ… Strong servicing focus for suitable investor scenarios
βœ… 90% rental income accepted where eligible
βœ… 100% rental and gearing applied for common debt where applicable
βœ… Practical support when servicing is the key challenge

πŸ“Œ Indicative Delta calculator example:

A single applicant earning $150,000 p.a. purchasing an investment property may show borrowing capacity up to $1.75m, depending on the full scenario.

Got an investor scenario affected by servicing?

Don’t let a good applicant fall through the cracks.

πŸ‘‰ Send it to Uselect Finance today and let’s workshop the numbers.

Contact Uselect Finance BDM Team at [[email protected]](mailto:[email protected])



Subject to credit assessment, eligibility criteria and lender approval.

πŸ”₯ Broker Reminder: Got a Deal Stuck on Policy?Not every strong client fits mainstream lender policy.If your deal is bein...
09/06/2026

πŸ”₯ Broker Reminder: Got a Deal Stuck on Policy?

Not every strong client fits mainstream lender policy.

If your deal is being held back by servicing, income type, cash out, borrower structure or security type β€” USelect Finance may help you find a practical pathway.

🏑 Prime Delta Highlights for Brokers:

βœ… Up to 85% LVR with No LMI
Help eligible owner-occupier and investor clients access higher leverage without the extra LMI cost.

βœ… 100% overtime, bonus, commission & casual income accepted
A strong option for PAYG clients whose full income is not being recognised by standard lenders.

βœ… 90% rental income accepted
Useful for investor clients where servicing is tight.

βœ… No funds control for acceptable cash out
More flexibility for suitable refinance scenarios.

βœ… Company, trust & individual borrowers accepted
Support more investor and structured borrowing deals.

πŸ“Œ Suitable scenarios:

πŸ’Ό PAYG clients with complex income
🏒 Investor clients needing stronger rental income treatment
πŸ”„ Refinance with acceptable cash out
🏠 High-density apartment or vacant land security
πŸ“‘ Company or trust borrower structure

Got a policy-sensitive deal sitting in your pipeline?

πŸ‘‰ Send your scenario to UF today and let’s workshop the deal.

🌐 Visit: uselectfinance.com
πŸ“ž Call: 03-6146 3477



Terms, conditions, fees, charges and lending criteria apply. Scenarios are subject to credit assessment.

**πŸ’₯πŸ”₯ Broker Exclusive: $660 Rebate + $0 Application Fee! πŸ”₯πŸ’₯**  πŸ“’ Make your next move with USelect Finance's Delta Offers...
15/12/2025

**πŸ’₯πŸ”₯ Broker Exclusive: $660 Rebate + $0 Application Fee! πŸ”₯πŸ’₯**
πŸ“’ Make your next move with USelect Finance's Delta Offers – Limited Time Only!

🏑 Whether your clients are Owner Occupiers or Investors – we’ve got the πŸ”‘ KEY OFFER to help you unlock more approvals and WIN more deals!

πŸ’Έ LOWER UPFRONT COSTS = HAPPIER CLIENTS + FASTER YES βœ…

πŸ‘‡ Delta Highlights Just for You:

πŸ“‰ Market-Leading Rates:
βœ… Owner Occupied: From 6.09% (LVR ≀ 80%)
βœ… Investment: From 6.09% (LVR ≀ 60%)

🎁 What You Get:
πŸ’° $660 Rebate* on eligible loans
🏠 Covers most valuations up to ~$1.8M*
πŸ†“ NIL Application Fee (yes, $0!)

πŸ“† Promo Window:
πŸ—“οΈ Submit: From 01 November 2025
πŸš› Settle: By 31 December 2025
πŸ’³ Rebate Paid: Within 60 days of settlement
πŸ’Ό Minimum Loan Size: $350,000

πŸ₯‡ Why Brokers ❀️ Delta:
βœ”οΈ No upfront application fees
βœ”οΈ Competitive servicing for complex clients
βœ”οΈ More YES approvals = More client wins!

Ready to grow your pipeline and your commission?

πŸ‘‰ Let’s talk today! uselectfinance.com | πŸ“ž 03-6146 3477



πŸ”Ž Disclaimer: Terms, credit criteria, and conditions apply. β€œNormal Valuation Process” applies; rebate covers standard valuations only. Offers may change without notice. Loans up to ~$1.8m indicative only. New applications only during promo period. Always check latest product disclosures.

✨Visit us: uselectfinance.com
πŸ“ž Call us today: 03-6146 3477

When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by choice doesn’t mean you should take whatever is offered to you first. Contact us for information about different types of mortgage loans and we will be happy to explain them and help you find one that...

πŸ’₯πŸ’₯ **Mortgage Brokers: Unlock Niche Lending Made Easy with USelect Finance!** πŸ’₯πŸ’₯Looking for solutions that truly make a ...
13/12/2025

πŸ’₯πŸ’₯ **Mortgage Brokers: Unlock Niche Lending Made Easy with USelect Finance!** πŸ’₯πŸ’₯

Looking for solutions that truly make a difference for your clients? 🧩 Discover how USelect Finance stands out with game-changing products tailored for today’s borrowers!

βœ… **85% LVR - NO LMI, NO WORRIES**
Help clients save thousands on LMI – even at 85% LVR! Perfect for buyers with lower deposits. πŸ’ΈπŸ 

βœ… **NO Postcode or High-Density Restrictions**
Yes, we go where others don’t. From metro towers to suburbiaβ€”green light your deals anywhere across Australia! πŸ—ΊοΈπŸŒ†

βœ… **Airbnb, Uber & Private Rental Income = Welcome**
Dealing with gig economy or short-term income? We get itβ€”and we accept it. πŸ€πŸš—πŸ‘

βœ… **No DTI Caps + Cash-Out Based on Security, NOT Purpose**
Unleash flexible funding with less red tape. Whether it's investing, renovating, or consolidatingβ€”we’ve got you. πŸ’ΌπŸ’°πŸ”“

🎯 Partner with USelect Finance – streamline approvals, maximize borrowing power, and get more deals done! Your clients deserve niche solutions, and you deserve a lender that delivers!



πŸ“ž Let's talk! Visit: www.uselectfinance.com or Call 03-6146 3477

πŸ”’ Disclaimer: Lending criteria, terms, and conditions apply. All applications are subject to assessment and approval. USelect Finance is not providing financial advice.

When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by choice doesn’t mean you should take whatever is offered to you first. Contact us for information about different types of mortgage loans and we will be happy to explain them and help you find one that...

**πŸ”₯ BOOST Your Clients’ Approval Chances with USELECT FINANCE’s DELTA OFFERπŸ”₯**🎯 Brokers, are you ready to supercharge yo...
07/12/2025

**πŸ”₯ BOOST Your Clients’ Approval Chances with USELECT FINANCE’s DELTA OFFERπŸ”₯**

🎯 Brokers, are you ready to supercharge your deals? This November, take advantage of our exclusive DELTA Promotion and get your clients outstanding value, fast approvals, and market-leading flexibility πŸš€

πŸ‘‡ Here’s Why Brokers LOVE DELTA πŸ‘‡

πŸ’° **$660 Rebate** per application
πŸ†“ **ZERO Application Fee**
πŸ“‰ **Sharp Rates – No Compromise!**
🏠 Owner Occupied: From 6.09% (LVR ≀ 80%)
🏒 Investment: From 6.09% (LVR ≀ 60%)

πŸ’‘ What Sets Us Apart:
βœ… Covers most standard valuations up to ~$1.8M
βœ… Eligible for full Delta product range
πŸ—“οΈ Submit by 30 Nov 2025 | Settle by 31 Dec 2025
πŸ’΅ Rebate paid within 60 days

πŸš€ Help more clients get approved with:
⚑ Lower Upfront Costs
⚑ Stronger Servicing Metrics
⚑ Fast & Simple Processing

Let your clients experience the smart choice that brokers trust – DELTA by USELECT FINANCE!

πŸ‘‰ How to Claim:
1️⃣ Submit in Nov 2025
2️⃣ Settle by 31 Dec 2025
3️⃣ Get $660 rebated fast

🎯 Perfect for new applications only. Conditions, credit criteria, and eligibility apply.

πŸ“ž Ready to bring better deals to your clients?

Visit 🌐 uselectfinance.com | ☎️ 03-6146 3477
Let’s make approvals happen! πŸ’ΌπŸ’Έ



πŸ”’ Disclaimer: Terms, conditions, credit criteria and lender requirements apply. Information is subject to change without notice. Rebates are available for eligible Delta applications only during the promotional period. β€œNormal Valuation Process” applies – non-standard/extra valuations may not be covered.

When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by choice doesn’t mean you should take whatever is offered to you first. Contact us for information about different types of mortgage loans and we will be happy to explain them and help you find one that...

**🏠 Mortgage Brokers: Discover Game-Changing Solutions with USelect Finance! πŸš€**Looking for lending options that actuall...
06/12/2025

**🏠 Mortgage Brokers: Discover Game-Changing Solutions with USelect Finance! πŸš€**

Looking for lending options that actually work for your clients? πŸ’‘ At USelect Finance, we specialise in OUT-OF-THE-BOX solutions tailored for unique borrower needs. Here’s how we tackle common challenges brokers face:

πŸ”₯ **85% LVR with ZERO LMI** – No more worrying about that insurance! We’ve got your clients covered to get them into their dream property faster and with less upfront cost πŸ’°

πŸ™οΈ **NO Postcode or High-Density Restrictions** – Yes, even those tricky inner-city apartments are acceptable! Lend up to 80% and use 90% of rental income for servicing πŸ“ˆ

πŸ’Ό **Self-Employed & Gig Economy Friendly** – Whether it’s an Uber driver, Airbnb host, or business owner, our Prime Alpha product accepts a range of income types with minimal documentation πŸ“„

πŸ’Έ **Unlimited Cash-Out with NO Fund Control** – Need cash for a renovation, investment, or business? We provide cash-out based on security, not purpose πŸ™Œ

These are just a few reasons why brokers across Australia are choosing USelect Finance to secure better outcomes for their clients.

Tag a broker who NEEDS to know this πŸ‘‡
Reach out today and take the headache out of loan submissions!

πŸ“ž Call us: 03-6146 3477
🌐 Visit: uselectfinance.com



*Disclaimer: All applications are subject to eligibility criteria and lender approval. Terms, conditions, and lending criteria apply.*

When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by choice doesn’t mean you should take whatever is offered to you first. Contact us for information about different types of mortgage loans and we will be happy to explain them and help you find one that...

✨✨ BIG NEWS, BROKERS! ✨✨  πŸŽ‰ BLACK DELTA SALE: $660 REBATE + NIL APPLICATION FEE! πŸ†“  πŸ“… LIMITED TIME β€” NOV 2025 ONLY!🚨 Loo...
30/11/2025

✨✨ BIG NEWS, BROKERS! ✨✨
πŸŽ‰ BLACK DELTA SALE: $660 REBATE + NIL APPLICATION FEE! πŸ†“
πŸ“… LIMITED TIME β€” NOV 2025 ONLY!

🚨 Looking for the edge in the mortgage game? USelect Finance’s exclusive Delta Offer is here to BOOST your conversions and win over more home loan clients! πŸ’―

πŸ”₯ What’s HOT this month?
πŸ“‰ Market-Leading Rates:
🏑 Owner Occupied (LVR ≀ 80%): from 6.09%
🏘️ Investment (Special LVR ≀ 60%): from 6.09%

πŸ’₯ Offer Highlights:
πŸ’° $660 REBATE β€” rebated within 60 days of settlement*
πŸ†“ No Application Fee β€” ZERO upfront cost
🧾 Covers most standard valuations up to ~$1.8m*
πŸ“¦ Available for full Delta Product Range
πŸ“‰ Min Loan Size: $350,000

πŸ“† Timeline You Can’t Miss:
βœ… Apply from: 1 Nov 2025
βœ… Settle by: 31 Dec 2025

πŸ‘‡ Step-by-Step to Claim:
1️⃣ Submit in Nov
2️⃣ Settle before year-end
3️⃣ Sit back β€” $660 rebate arrives within 60 days! πŸ’Έ

πŸ™Œ Strengthen your servicing solutions, lower your clients’ upfront costs, and GET MORE LOANS ACROSS THE LINE. Let’s make Nov 2025 your highest-settlement month ever!

⚠️ Important Notes:
- Applies to new applications only.
- β€œNormal Valuation Process” applies; terms and conditions apply.
- Offers subject to change without notice.

πŸ“² Want to learn more or get started?
🌐 www.uselectfinance.com
πŸ“ž Call us now: 03-6146 3477



Disclaimer: Terms, conditions, credit criteria and fees apply. Offers, rates and eligibility are subject to change at any time without notice. Always seek independent legal and financial advice.

When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by choice doesn’t mean you should take whatever is offered to you first. Contact us for information about different types of mortgage loans and we will be happy to explain them and help you find one that...

**πŸš€ Say YES to Approval When Others Say NO! πŸš€**  πŸ“Œ Mortgage Brokers – discover the hidden gems of the lending world with...
29/11/2025

**πŸš€ Say YES to Approval When Others Say NO! πŸš€**
πŸ“Œ Mortgage Brokers – discover the hidden gems of the lending world with USelect Finance! Our Delta & Prime Alpha products are designed for the tricky, the unique, and the overlooked. Say goodbye to β€œcomputer says no” and hello to solutions that work!

Here’s why we’re your secret weapon:

βœ… **Up to 85% LVR with NO LMI** – Maximize borrowing power for high-equity buyers without extra insurance costs!
βœ… **NO DTI & NO postcode restrictions** – Yes, really. We go where others won’t, making approvals easier for suburb-sensitive & income-complex cases.
βœ… **Airbnb, Uber & Private Rental Income ACCEPTED** – Diverse income? Good. We make it work with real-world-friendly policy.
βœ… **Unlimited cash-out with NO funds control** – Cover renos, consolidate debts, or access equity. No questions asked (for acceptable purposes).

πŸ’₯ Whether it's high-density properties, self-employed applicants, or tricky servicing – USelect Finance delivers where mainstream banks can’t. πŸ’‘

πŸ“ž Tag or message us now if your client’s hitting roadblocks with traditional lenders.

πŸ”— Learn more & partner with us:
πŸ‘‰ www.uselectfinance.com
πŸ“ž 03-6146 3477

πŸ‘‡ Boost your deal flow today!


---

*Disclaimer: All loans are subject to eligibility and assessment criteria. Terms, conditions, fees, and charges may apply. USelect Finance is a provider of lending solutions, not a lender. Please refer to our website for more details.*

When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by choice doesn’t mean you should take whatever is offered to you first. Contact us for information about different types of mortgage loans and we will be happy to explain them and help you find one that...

**πŸ’₯ brokers, don't miss out β€” Black Delta Sale is ON! πŸ’₯**  πŸŽ‰ $660 Rebate + 0 Application Fee = Big Wins for You & Your C...
24/11/2025

**πŸ’₯ brokers, don't miss out β€” Black Delta Sale is ON! πŸ’₯**
πŸŽ‰ $660 Rebate + 0 Application Fee = Big Wins for You & Your Clients! πŸ€‘πŸ‘

🚨 Looking for ultra-competitive home loan solutions that actually get deals DONE? Say hello to Delta from USelect Finance!

⏬ Here’s Why Brokers Are Switching to Delta:

πŸ’° Market-leading Rates πŸ‘‡
πŸ‘‰ Owner Occupied (LVR ≀ 80%): From 6.09%
πŸ‘‰ Investors (LVR ≀ 60%): From 6.09%

🎁 Promo Highlights:
βœ”οΈ $660 rebate for eligible deals*
βœ”οΈ Covers most standard valuations up to ~$1.8M*
βœ”οΈ $0 Application Fee (Yes, ZERO!)
βœ”οΈ Applies to Delta range products
βœ”οΈ Submit your apps from 01 Nov 2025, settle by 31 Dec 2025
βœ”οΈ Minimum Loan Size: $350,000
βœ”οΈ Rebates paid within 60 days post-settlement! πŸ’Έ

πŸ”“ What does this mean for you?
More approvals. Lower upfront costs. Happy clients. Repeat business. πŸ™Œ

πŸ“’ How to Claim:
1️⃣ Submit New App in Nov 2025
2️⃣ Settle by 31 Dec 2025
3️⃣ Get Paid – $660 Rebate within 60 days πŸ’΅

Be the broker who delivers smarter home loan solutions. Start unlocking approvals with Delta today! πŸ”‘πŸ‘

πŸ”— Learn more: www.uselectfinance.com
πŸ“ž Call us: 03-6146 3477

πŸ“ Leveraging Delta, Australia’s most efficient niche lending option.



β€”

*Disclaimer: All offers are subject to credit approval, lending criteria, and individual circumstances. β€œNormal Valuation Process” applies – extra/non-standard valuations may not be covered. Offer applies to new applications submitted during promo period only. Rates and offers subject to change without notice. Always read terms and conditions.

When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by choice doesn’t mean you should take whatever is offered to you first. Contact us for information about different types of mortgage loans and we will be happy to explain them and help you find one that...

Address

2202/233 Castlereagh Street
Sydney, NSW
2000

Opening Hours

Monday 10am - 6pm
Tuesday 10am - 6pm
Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm

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