Earnr

Our mission is to help you optimise the return on every dollar, safely.

18/02/2026

📊 Inflation is up 23.2% in five years.

But essentials are rising much faster.

Biggest increases:

• Household fuels: +52%
• Insurance: +44%
• Housing: +31%

Smaller rises:

• Communication: +5%
• Clothing: +5%
• Household appliances: +2%

When unavoidable costs rise faster than discretionary spending:

• Budgets feel tighter
• Saving becomes harder

This is why many households are feeling more pressure on budgets than the headlines suggest.

03/02/2026

Markets up, and a rollercoaster for Gold.

Global share markets rose 1–3% in January, supported by resilient earnings.

Energy rebounded, with oil and natural gas posting double-digit gains as supply discipline tightened and geopolitical risks remained elevated.

Gold jumped nearly 9% in January, before pulling back around 10% since early February, as higher bond yields and shifting rate expectations triggered profit-taking.

01/10/2025

📉 September Market Recap – in under 30 seconds

❌ Australian shares slipped as inflation fears resurfaced
✅ International stocks rose after an interest rate cut in the US
✅ AUD hit its highest against USD since late 2024
🥇 Gold surged more than 10% on safe-haven demand

👉 Swipe through for stock market, currency, and commodity highlights – plus our expert take.

19/09/2025

💰 How much do Aussies really have in savings?

The numbers might surprise you:
🔹 Average savings: $47,000
🔹 Median savings: $3,559 (half have less than this)
🔹 21% have less than $1,000

The gap exists because higher balances pull the average up. But the more important story is about saving behaviour.

At Earnr, we see it first-hand:
✅ Smaller savers building momentum through consistent habits
✅ Bigger savers increasing monthly income by optimising returns

It’s not about the number in your account today. What matters is the direction you’re heading.

Check out Earnr insights for tips and tricks on how to save more!

10/09/2025

How Much Do Australians Really Save Each Month?

On average, Australians put aside $742 a month.

But rising costs are shrinking buffers fast. The household savings ratio fell from 5.2% in Q1 2025 to just 4.2% in Q2 — less than half the long-run average.��

1. Prior to covid, Aussies saved an average of 6%�
2. Covid measures saw savings surge to 24%�
3. But inflation since covid has seen savings fall to as low as 3%

👉 The reality: many are saving, but inflation and expenses are eroding those efforts just as quickly.

It’s more important than ever to optimise every dollar.

03/09/2025

📈 August Market Recap – in under 30 seconds

✅ Equities rallied globally, with the ASX leading the way
✅ AUD $ gained on Fed rate cut expectations
❌ Energy prices dropped sharply due to new US tariffs

👉 Swipe through for stock market, currency, and commodity highlights - plus our expert take.

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