Mortgage Choice Randwick-Tzuri Avila

Mortgage Choice Randwick-Tzuri Avila Refinacing or Buying? We're here to help with your home loan or finance questions.Have a chat with us👇. We service Bondi, Coogee, Maroubra, Randwick

I am the Senior Mortgage Broker at Mortgage Choice - Randwick. My passion is getting to know you, and help finding financing solution for all my clients looking to buy property and/or refinance. Customer service and ensuring that all of my customers have a great experience is what my team and I are dedicated to do. We know that getting a pre-approval or refinancing is a daunting task so we are com

mitted to walking you through the process at your own speed. Happy to answer any questions. Just call us on 0402 626 243 or email us on [email protected]

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General Advice Warning.- The advice provided on this page is general advice only. It has been prepared without taking into account your specific objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. If any products are detailed in this presentation, you should obtain a Product Disclosure Statement relating to the products and consider its contents before making any decisions. Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.

18/08/2026

What is Positive Equity? (And 4 Ways to Use It!) 🏡📈
Ever wonder how your home could be helping you build wealth in the background? Enter: Positive Equity.
Simply put, positive equity is the difference between what your property is currently worth and what you still owe on your mortgage. If your home’s value has gone up (or you’ve paid down your loan—or both!), you’re sitting on equity!
💡 4 Smart Ways to Use Your Positive Equity:
* 1. Invest in Another Property 🏢
You can use your equity as a deposit to purchase an investment property without needing to save a whole new cash deposit.
* 2. Renovate & Add Value 🛠️
Fund that dream kitchen, bathroom update, or extension. Upgrading your home can boost its market value even further!
* 3. Consolidate High-Interest Debt 💳
Roll higher-interest loans (like credit cards or personal loans) into your lower-rate home loan to simplify repayments and save on interest.
* 4. Secure a Safety Net or Future Goal 🎯
Access funds for life milestones, education, or setting up a cash buffer for extra financial peace of mind.
> ⚠️ Note: Equity isn't "free money"—it increases your total loan balance, so it's essential to ensure repayments fit comfortably within your budget!
>
📲 Ready to see how much equity you have? Head to the link in our BIO to select a time that suits you, and let’s chat about your home loan and goals!

16/08/2026

📉 Is your home loan bigger than your home’s value? Let’s talk about Negative Equity (and why you shouldn’t panic).

Negative equity happens when the market value of your property drops below the remaining balance on your mortgage. In simple terms: you owe the bank more than your house is currently worth. # # # 💡 Why does it happen?
* Property Market Dips: Local real estate prices experience a downturn.
* Low Deposit Purchases: Buying with a 5% or 10% deposit leaves less of a buffer if prices shift early on.
🛡️ What should you do if you’re in negative equity?
* Don’t Panic Sell: Negative equity is mostly a “paper loss” until you actually sell the property. If you can comfortably make your repayments, holding tight often allows the market time to recover.
* Focus on Principal Repayments: Paying down your principal balance extra fast builds your equity back up.
* Avoid Refinancing Immediately: Switching lenders can be tricky when equity is negative, but there are still strategic moves you can make with your current loan.
Every situation is unique, and having a clear plan is the best way to protect your financial future. 📊

📲 Need clarity on your current position? Head to our BIO to set up a time to speak with us about your home loan options today!



AustralianProperty HomeLoanTips PropertyMarket FirstHomeBuyerAU FinanceTips MortgageBrokerSydney MortgageBrokerMelbourne

10/08/2026

A time‑critical expiring facility required decisive action. Working closely with the broker, our team delivered a short-term refinance secured by commercial land, settling in just five days and giving the borrower the breathing room required to execute a sale-led exit strategy without disruption.
 
Scenario
 
The borrower required an urgent refinance of an expiring facility secured by three commercial land lots. With limited time remaining and a clear intention to sell down the assets, the priority was speed, certainty of settlement, and flexibility to allow the exit strategy to be executed without pressure.
 
Funding's solution
 
We structured a six-month business loan secured by commercial land at a conservative LVR, enabling settlement in just five days. This rapid refinance provided the borrower with certainty, removed immediate time pressure, and allowed them to proceed with the sale of the three land lots as the primary repayment source.

Loan type: Business
Location:  Perth, WA
Loan amount: $3.7m
Term: 6 months
LVR: 66.5%

07/08/2026

ATO debt is not anything you want to mess with. DM us or call us on 02 9190 5565 to set up a time to speak.

30/01/2026

You’ve heard the phrase "Kicking the Tyres." In property, that means getting your hands dirty, hitting the pavement, and making sure that house (or investment!) is the real deal. 🏠🛠️

But let’s be real: If you aren’t pre-approved, you’re just window shopping. 🙅‍♂️💨

Why go to an open home just to watch someone else sign the contract? GET IN THE DRIVER’S SEAT. 🏎️💨

My team and I are ready to floor it for you. We handle the paperwork, the banks, and the stress to get your PRE-APPROVAL sorted FAST. Once you’ve got that letter in your hand, you aren't just looking—you’re BUYING. 💰🔥

💥 WHY WORK WITH US?
✅ CLARITY: Know exactly what your budget is. ✅ CONFIDENCE: Walk into any inspection like you own the place. ✅ SPEED: When the right deal pops up, you’ll be the first to strike! ⚡

Don’t let your dream property go to someone else while you’re stuck in neutral. Let’s get your engine started TODAY! 🏁

🚀 TAKE ACTION NOW: 🔗 HIT THE LINK IN BIO 📞 CALL THE CREW: 02 9190 5565

SydneyProperty InvestmentGoals KickTheTyres BuyingHouse FinancialFreedom LetsGo

Shift Gears into Savings! 🛣️ 🚙 "In the sleek contours and roaring engine of your dream car lies the promise of adventure...
31/07/2025

Shift Gears into Savings! 🛣️ 🚙

"In the sleek contours and roaring engine of your dream car lies the promise of adventure. It’s more than just transportation; it’s the embodiment of your passion, a vehicle for memories waiting to be created. Every drive is a chapter in your story, and each destination brings new possibilities."

Fuel Your Ambitions: Ask Us About Car Loans!

Head to the link in my BIO and book in FREE meeting to feel supported during your buying or refinance journey

🔗https://calendly.com/tzuri_mortgagechoice

Call us for your home loan pre-approval and/or refinance 0402 626 243.

From setting goals to exploring your options and securing pre-approval, the key is to do your research and understand th...
30/07/2025

From setting goals to exploring your options and securing pre-approval, the key is to do your research and understand the steps involved in property investment.

Having an expert in your corner to guide and support you along the way can make all the difference.

Let me help you navigate the property investment journey with confidence. Contact us today.

In case you missed it – when you apply for a loan with me by 5 August, you’ll go into the draw for a chance to win a $1,...
30/07/2025

In case you missed it – when you apply for a loan with me by 5 August, you’ll go into the draw for a chance to win a $1,000 weekly cash prize.
Book your appointment today!

Read the full T&Cs here: https://www.mortgagechoice.com.au/campaign/apply-to-win/terms-and-conditions/
Head to the link in my BIO and book in FREE meeting to feel supported during your buying or refinance journey

🔗https://calendly.com/tzuri_mortgagechoice

Call us for your home loan pre-approval and/or refinance 0402 626 243.




If you’ve had your home for a few years, you’ve probably built up some equity. You may be able to borrow against this eq...
29/07/2025

If you’ve had your home for a few years, you’ve probably built up some equity. You may be able to borrow against this equity to buy an investment property.

With the right support, unlocking your equity could be simpler than you think. Let’s chat today.
Head to the link in my BIO and book in FREE meeting to feel supported during your buying or refinance journey

🔗https://calendly.com/tzuri_mortgagechoice

Call us for your home loan pre-approval and/or refinance 0402 626 243.




Whether you’re upsizing, downsizing, changing location or staying put, there’s a lot to consider when planning your next...
29/07/2025

Whether you’re upsizing, downsizing, changing location or staying put, there’s a lot to consider when planning your next move.

We can help you understand your financial options so you can make an informed decision.

Let’s talk today.
Head to the link in my BIO and book in FREE meeting to feel supported during your buying or refinance journey

🔗https://calendly.com/tzuri_mortgagechoice

Call us for your home loan pre-approval and/or refinance 0402 626 243.




Address

2/65-71 Belmore Road
Sydney, NSW
2031

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 4pm

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