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🏡 Home loan demand has just hit a 3-year high 🏡⁣⁣Equifax reports demand for home loans rose 18% in December compared to ...
30/03/2026

🏡 Home loan demand has just hit a 3-year high 🏡⁣

Equifax reports demand for home loans rose 18% in December compared to the same time the previous year. 📈⁣

It’s the biggest one month surge since 2022. ⁣

What was behind the increased appetite for home loans? 🤔⁣

Two key factors: three rate cuts in 2025, and the expanded 5% Deposit Scheme. ⁣

The government's 5% Deposit Scheme lets first home buyers get started with a small deposit and zero lenders mortgage insurance. ⁣

It could be the helping hand you’ve been waiting for. Get in touch to find out if you’re eligible. 👇⁣

To find out more, DM us or contact Finesse Loans on:

☎️ – 1800 FINLOAN (346 562)
💻 – [email protected]

🏘️ The big reveal: Australia’s most prolific property investors 🏘️⁣⁣Close to 2.3 million Australians earned rental incom...
25/03/2026

🏘️ The big reveal: Australia’s most prolific property investors 🏘️⁣

Close to 2.3 million Australians earned rental income from property in 2022-23, according to the ATO.⁣

And they’re not all from uber-rich occupations. ⁣

In fact, teachers and nurses are among Australia’s top five most prolific property investors. 👩‍🏫👨‍⚕️⁣

That’s because there are multiple pathways to invest, even if you don’t have a big deposit, including:⁣

1. Consider harnessing home equity. 🏠⁣

2. Think about turning a first home into a rental. 🔁⁣

3. Weigh up rentvesting: live where you want, invest where you can afford. 📍⁣

4. Or consider co-investing with mates or family to boost buying power and share costs. 🤝⁣

Be sure to speak with a tax professional before investing. ⁣

And talk to us about the finance options that could match your situation and buying strategy. 👇⁣

To find out more, DM us or contact Finesse Loans on:

☎️ – 1800 FINLOAN (346 562)
💻 – [email protected]

🚊 The affordability of an extra train stop 🚊⁣⁣“I love the daily commute”, said (almost) no one ever. 😅⁣⁣But PropTrack sa...
23/03/2026

🚊 The affordability of an extra train stop 🚊⁣

“I love the daily commute”, said (almost) no one ever. 😅⁣

But PropTrack says their research show that house hunters could save hundreds of thousands of dollars by buying in suburbs that are one extra train stop from the city. ⁣

It’s not about buying a train wreck of a home. 🏚️⁣

It's about trying to buy a more affordable one.⁣

After all, a more affordable home usually equates to a more affordable mortgage - and that's where we can help out further. 👇⁣

To find out more, DM us or contact Finesse Loans on:

☎️ – 1800 FINLOAN (346 562)
💻 – [email protected]

🌳 The tree change advantage? Potentially more affordable homes 🌳⁣⁣Relocations from capitals to regions are outpacing mov...
18/03/2026

🌳 The tree change advantage? Potentially more affordable homes 🌳⁣

Relocations from capitals to regions are outpacing moves in the opposite direction, according to the latest Regional Movers Index. ⁣

The median home price across regional areas is $743,672 - that’s $258,848 less than the $1,002,530 median across state capitals, according to Cotality. ⁣

A more affordable home could mean a smaller mortgage, and potentially lower home loan repayments. 🏡⁣

Keen to swap skyscrapers for big sky horizons? 🌤️⁣

Contact us to explore some home loan options that could power your country escape. 👇⁣

To find out more, DM us or contact Finesse Loans on:

☎️ – 1800 FINLOAN (346 562)
💻 – [email protected]

🏡 The top features home buyers are currently looking for 🏡⁣⁣The top searches on realestate.com.au reveal the home featur...
16/03/2026

🏡 The top features home buyers are currently looking for 🏡⁣

The top searches on realestate.com.au reveal the home features buyers love most, and the ones that can potentially add lasting value. 🔍⁣

Interestingly, topping the list is a swimming pool. 🏊‍♂️⁣

That’s followed by a garage, and air con. 🚗⁣

Outdoor areas, ensuites and balconies are also high on the wish list. 🌿⁣

And the fastest-rising search term in 2025, up 72%, was single storey. 📈⁣

What’s on top of your property wish list? 📝⁣

Once you've worked it out, get in touch and we'll help you calculate your borrowing power. 👇⁣

To find out more, DM us or contact Finesse Loans on:

☎️ – 1800 FINLOAN (346 562)
💻 – [email protected]

📉 How to potentially wind back the February rate hike 📉⁣⁣Don’t get mad, get even. 💪⁣⁣The RBA’s 0.25% February cash rate ...
11/03/2026

📉 How to potentially wind back the February rate hike 📉⁣

Don’t get mad, get even. 💪⁣

The RBA’s 0.25% February cash rate hike could see home owners with a $600,000 variable rate mortgage pay an extra $90 in monthly repayments. ⁣

But you don’t have to just cop the rate hike on the chin and not do anything about it. ⁣

There’s still a considerable variation in home loan rates between lenders - so you could possibly give yourself a rate cut of your own. 📊⁣

Switching to a lower rate home loan could potentially reverse the February rate hike for you.⁣

If it's been a while since you paid attention to your home loan rate, now could be a good time for a home loan health check. 🩺⁣

Call us to find out the rate you’re paying – and whether you could save on monthly interest by switching. 👇⁣

To find out more, DM us or contact Finesse Loans on:

☎️ – 1800 FINLOAN (346 562)
💻 – [email protected]

🛠️ Roll up your sleeves and get renovation ready 🛠️⁣⁣Did you know home owners are spending $1 billion+ each month on ren...
09/03/2026

🛠️ Roll up your sleeves and get renovation ready 🛠️⁣

Did you know home owners are spending $1 billion+ each month on renovations across the country? 😮⁣

If home improvements are on your to-do list for 2026, home equity can be a valuable source of funds. ⁣

One way to access home equity is by switching to a new home loan. ⁣

Or for major renovations, a construction loan could potentially tick plenty of boxes. ✅⁣

Funds are drip-fed as the project progresses. And you only pay interest on funds drawn down. 💳⁣

The catch? ⚠️⁣

Not every lender offers construction loans. ❌⁣

Contact us to know the lenders that do - and discover finance options that may align with your needs. 👇⁣

To find out more, DM us or contact Finesse Loans on:

☎️ – 1800 FINLOAN (346 562)
💻 – [email protected]

🏠 What’s the ideal home loan term length? 🏠⁣⁣Well, just like songs and music, there's no one-size-fits-all answer - it's...
04/03/2026

🏠 What’s the ideal home loan term length? 🏠⁣

Well, just like songs and music, there's no one-size-fits-all answer - it's usually a case-by-case situation.⁣

Let us explain. ⁣

Not so long ago, 25 years was the typical home loan term. ⁣

That’s steadily crept up to 30 years. 📈⁣

And some lenders now even offer 40-year loans. 😮⁣

So, what home loan term should you select? ⁣

The answer is the one that fits your life circumstances - which usually means the one that you can comfortably afford the monthly repayments on. ✅⁣

That's because, chances are, the value of your home will rise over time. ⁣

Meanwhile, inflation will hopefully eat away at the value of your debt. ⁣

And as you build equity (and your life situation changes), it may be possible to refinance to a shorter term to save on interest over the long run. 👇⁣

To find out more, DM us or contact Finesse Loans on:

☎️ – 1800 FINLOAN (346 562)
💻 – [email protected]

📈 Could property prices break records in 2026? 📈⁣⁣Home values could potentially hit new highs this year. ⁣⁣REA Group is ...
02/03/2026

📈 Could property prices break records in 2026? 📈⁣

Home values could potentially hit new highs this year. ⁣

REA Group is predicting home prices could rise 6-8% across our combined capitals in 2026. 📊⁣

Meanwhile, a new report from KPMG predicts house prices across Australia could climb 7.7% this year and apartment values could rise 7.1%.⁣

If you're looking to buy in the near to medium future, it could be worth considering bringing your home-buying plans forward to beat rising prices. 💰⁣

Talk to us to find out your borrowing power. 💬⁣

We could then also get the ball rolling on a home loan that matches your needs. 👇⁣

To find out more, DM us or contact Finesse Loans on:

☎️ – 1800 FINLOAN (346 562)
💻 – [email protected]

🏡 Home owners are $82,000 wealthier on average in 2026 🏡⁣⁣Australia’s housing market notched up annual gains of 8.8% in ...
25/02/2026

🏡 Home owners are $82,000 wealthier on average in 2026 🏡⁣

Australia’s housing market notched up annual gains of 8.8% in 2025, according to the latest PropTrack Home Price Index.⁣

PropTrack says this saw the national median home value rise by $82,200. ⁣

Why not make those gains work harder in 2026? 🤔⁣

Here are some options to consider:⁣

🔨 Reviewing renovation plans to improve liveability or long-term value.⁣

🏘️ Invest in a rental property, home equity can often be used in lieu of a cash deposit. ⁣

🔄 Refinance to a new loan, save on finance with a lower rate or enjoy more loan features. ⁣

Get in touch today if you want to make your home equity work harder. 👇⁣

To find out more, DM us or contact Finesse Loans on:

☎️ – 1800 FINLOAN (346 562)
💻 – [email protected]

🏘️ Why it could be time to consider buying a rental property 🏘️⁣⁣Investors have been buying property at record rates, ac...
23/02/2026

🏘️ Why it could be time to consider buying a rental property 🏘️⁣

Investors have been buying property at record rates, according to the ABS. 📈⁣

Rents are up, vacancies are down, and interest rates on investment home loans are at their lowest since late 2023. ⁣

But high investment lending has attracted the attention of the banking watchdog APRA. 👀⁣

In the past, APRA has capped lending to investors. ⁣

Could it happen again? 🧐⁣

Some commentators think so, which could make it worth bringing forward your investment property buying plans.⁣

Get in touch and we can explain your borrowing power, and the lending options that help you become a property investor. 👇 ⁣

To find out more, DM us or contact Finesse Loans on:

☎️ – 1800 FINLOAN (346 562)
💻 – [email protected]

Address

217/14 Lexington Drive, Bella Vista
Sydney, NSW
2153

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 9am - 1pm

Telephone

+61434993699

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