Thera Ag Finance

Thera Ag Finance We are an Australian non-bank lender focused on food and agricultural production. Financing Farmland, Crops, Livestock and Equipment. WHY AGRICULTURE?

UNLOCKING VALUE FOR AUSTRALIAN AGRICULTURE
Since 2017, Thera has been providing independent, non-bank finance services to the farming sector throughout Australia. We may be relatively small compared to the big banks, but what we lack in size, we make up for in responsiveness, flexibility and personal customer service. Our experienced team will work with you from the beginning of the financing proc

ess through to closing, ensuring a seamless and transparent journey. Thera chose to specialise in finance solutions for the farming sector because we want agriculture to flourish and thrive in Australia. Farming is a vital part of the Australian way of life, and we want it to stay that way. Agriculture is not like other businesses, and farmers have to deal with industry-specific opportunities and risks. Thera was formed to provide professional lending services that cater specifically to the needs of farming enterprises. At Thera, we fully understand the complexity and diversity of farming across Australia, and our loan products reflect this. Our team is made up of rural experts, all of whom have strong connections to the land. This sets us apart from other loan providers and gives us a much clearer understanding of how we can help you achieve your business goals. Contact us now to learn more about our fast, easy and convenient finance solutions. The agricultural finance specialists at Thera look forward to helping you. COMPREHENSIVE APPROACH
At Thera Capital we take a hands on approach and leverage out deep knowledge of the agricultural sector for the benefit of our customers, we understand the importance of capital liquidity for agricultural enterprises to maximize productivity and manage risk. Because we understand the agricultural sector, we are able to provide unique and flexible capital solutions for our customers. We follow every deal through from our customer's supplier to the end buyer, our focus is aligned with our customers best interests in mind at all times.

02/06/2026

We're back for Day 2 of FarmFest in Toowoomba!

If you're heading to the Pavilion today, make sure you stop by and meet the Thera team. We'd love to chat about your finance goals and how we can help your business move forward.

Plus, enter the draw to win a YETI Esky while you're there!

See you soon đź‘‹

Farming doesn’t run on monthly timelines.That’s why Thera was founded, to deliver finance that moves with agriculture, u...
01/06/2026

Farming doesn’t run on monthly timelines.

That’s why Thera was founded, to deliver finance that moves with agriculture, understands risk, and supports growth over time.

Seasonal finance shouldn’t feel like a scramble every year.With the right structure in place, it becomes predictable, ma...
29/05/2026

Seasonal finance shouldn’t feel like a scramble every year.

With the right structure in place, it becomes predictable, manageable, and aligned with how your business actually operates.

At Thera, we build facilities around seasonal income cycles, not rigid repayment expectations.

If you’re looking for a more structured approach heading into the next season, contact the Thera team to start the conversation.

Finance doesn’t need to be complicated.Clear process. Transparent structure. Fast decisions.That’s how it should be.
27/05/2026

Finance doesn’t need to be complicated.

Clear process. Transparent structure. Fast decisions.

That’s how it should be.

Strong seasons can mask underlying pressure.Tough seasons can exaggerate it.We look beyond the headline numbers to under...
25/05/2026

Strong seasons can mask underlying pressure.

Tough seasons can exaggerate it.

We look beyond the headline numbers to understand how your business actually operates.

Brokers... if your client’s story doesn’t fit a standard lending model, that’s where we step in.We understand agricultur...
22/05/2026

Brokers... if your client’s story doesn’t fit a standard lending model, that’s where we step in.

We understand agricultural income, variability, and growth, and work alongside you to find a structure that makes sense.

Livestock decisions are often time-sensitive.Your finance should be able to move just as quickly, with the structure to ...
20/05/2026

Livestock decisions are often time-sensitive.

Your finance should be able to move just as quickly, with the structure to support both short-term trading and long-term strategy.

If you’re looking to expand, timing matters... but so does structure.The right finance setup gives you the flexibility t...
13/05/2026

If you’re looking to expand, timing matters... but so does structure.

The right finance setup gives you the flexibility to move when opportunities present, without putting unnecessary pressure on your operation.

WHY THERA? Independent Means More Power for You.We’re independent of livestock agents and rural retailers.That gives you...
08/05/2026

WHY THERA? Independent Means More Power for You.

We’re independent of livestock agents and rural retailers.
That gives you full purchasing freedom and stronger negotiating power.

WHY THERA? Forward-Looking Assessment.We don’t just look at what you did last year.We consider where your business is he...
06/05/2026

WHY THERA? Forward-Looking Assessment.

We don’t just look at what you did last year.

We consider where your business is heading and how the next few seasons are shaping up.

Address

Suite 1806, 44 Market Street
Sydney, NSW
2000

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