Thera Ag Finance

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Thera Ag Finance We are an Australian non-bank lender focused on food and agricultural production. Financing Farmland, Crops, Livestock and Equipment. WHY AGRICULTURE?

UNLOCKING VALUE FOR AUSTRALIAN AGRICULTURE
Since 2017, Thera has been providing independent, non-bank finance services to the farming sector throughout Australia. We may be relatively small compared to the big banks, but what we lack in size, we make up for in responsiveness, flexibility and personal customer service. Our experienced team will work with you from the beginning of the financing process through to closing, ensuring a seamless and transparent journey. Thera chose to specialise in finance solutions for the farming sector because we want agriculture to flourish and thrive in Australia. Farming is a vital part of the Australian way of life, and we want it to stay that way. Agriculture is not like other businesses, and farmers have to deal with industry-specific opportunities and risks. Thera was formed to provide professional lending services that cater specifically to the needs of farming enterprises. At Thera, we fully understand the complexity and diversity of farming across Australia, and our loan products reflect this. Our team is made up of rural experts, all of whom have strong connections to the land. This sets us apart from other loan providers and gives us a much clearer understanding of how we can help you achieve your business goals. Contact us now to learn more about our fast, easy and convenient finance solutions. The agricultural finance specialists at Thera look forward to helping you. COMPREHENSIVE APPROACH
At Thera Capital we take a hands on approach and leverage out deep knowledge of the agricultural sector for the benefit of our customers, we understand the importance of capital liquidity for agricultural enterprises to maximize productivity and manage risk. Because we understand the agricultural sector, we are able to provide unique and flexible capital solutions for our customers. We follow every deal through from our customer's supplier to the end buyer, our focus is aligned with our customers best interests in mind at all times.

A lower advertised rate may not automatically make a facility the best fit for an agricultural business.Available fundin...
16/10/2026

A lower advertised rate may not automatically make a facility the best fit for an agricultural business.

Available funding, timing, repayment arrangements, security requirements and purchasing flexibility can all affect how useful the facility is during the season.

The better question is not simply, “What is the rate?” It is, “Will this facility work for the way my business operates?”

Review the complete structure before choosing a facility.

When the harvest window opens, your machinery needs to be ready to work.The right equipment, and the confidence that it ...
12/10/2026

When the harvest window opens, your machinery needs to be ready to work.

The right equipment, and the confidence that it can perform when required, can make a significant difference during one of the busiest periods of the farming calendar.

Whether you’re replacing ageing machinery, adding capacity or investing in equipment better suited to your operation, planning early can help keep harvest moving.

Thera provides agriculture-focused finance for machinery that works where it matters: on farm.

Talk to the Thera team about preparing your operation for harvest.

Finance is subject to assessment, approval, terms and security requirements.

30/09/2026

Harvest preparation isn’t only about machinery and logistics. Having the right finance in place can give your operation greater flexibility when timing matters.

Think Thera for your harvest preparation.

25/09/2026

Do you need to have your finances arranged before the season starts?

No. Crop inputs can be financed before, during or after your crop cycle if you require additional working capital.

If you’re in the middle of your crop cycle, we can finance the remaining expenses, including fuel, temporary water and contract harvesting costs. If you’ve already financed some of your crop inputs, we can pay out existing creditors so you have one fully independent facility.

If you don’t want to sell your crop straight after harvest but require working capital, we can cashflow fund the crop to help cover upcoming or outstanding business-related expenses.

We’re here at BeefEx 2026!The Thera team is on the ground and ready to talk all things agricultural finance.From livesto...
22/09/2026

We’re here at BeefEx 2026!

The Thera team is on the ground and ready to talk all things agricultural finance.

From livestock purchases to feed, supplements, animal health, agistment and other production expenses, come and chat with the team about finance options designed to support the realities of livestock production.

If you’re at BeefEx, come and say hello!

21/09/2026

A good chat about where ag finance is heading.

At AgQuip, George caught up with Suzi Bandy, Agri-Finance Relationship Manager at Elders, to talk about the changing finance landscape and the opportunities available for farmers looking to enter or grow in the industry.

17/09/2026

At Thera, we're focused on building long-term relationships by providing practical lending solutions that support Australian agriculture.

Every season is different. Flexible finance gives you the ability to respond as conditions change while keeping your bus...
14/09/2026

Every season is different. Flexible finance gives you the ability to respond as conditions change while keeping your business moving.

Looking for another finance option? Thera offers flexible lending solutions designed to complement your existing banking...
11/09/2026

Looking for another finance option? Thera offers flexible lending solutions designed to complement your existing banking relationships where possible.

Address

Suite 1806, 44 Market Street
Sydney, NSW
2000

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