Thera Ag Finance

Thera Ag Finance We are an Australian non-bank lender focused on food and agricultural production. Financing Farmland, Crops, Livestock and Equipment. WHY AGRICULTURE?

UNLOCKING VALUE FOR AUSTRALIAN AGRICULTURE
Since 2017, Thera has been providing independent, non-bank finance services to the farming sector throughout Australia. We may be relatively small compared to the big banks, but what we lack in size, we make up for in responsiveness, flexibility and personal customer service. Our experienced team will work with you from the beginning of the financing proc

ess through to closing, ensuring a seamless and transparent journey. Thera chose to specialise in finance solutions for the farming sector because we want agriculture to flourish and thrive in Australia. Farming is a vital part of the Australian way of life, and we want it to stay that way. Agriculture is not like other businesses, and farmers have to deal with industry-specific opportunities and risks. Thera was formed to provide professional lending services that cater specifically to the needs of farming enterprises. At Thera, we fully understand the complexity and diversity of farming across Australia, and our loan products reflect this. Our team is made up of rural experts, all of whom have strong connections to the land. This sets us apart from other loan providers and gives us a much clearer understanding of how we can help you achieve your business goals. Contact us now to learn more about our fast, easy and convenient finance solutions. The agricultural finance specialists at Thera look forward to helping you. COMPREHENSIVE APPROACH
At Thera Capital we take a hands on approach and leverage out deep knowledge of the agricultural sector for the benefit of our customers, we understand the importance of capital liquidity for agricultural enterprises to maximize productivity and manage risk. Because we understand the agricultural sector, we are able to provide unique and flexible capital solutions for our customers. We follow every deal through from our customer's supplier to the end buyer, our focus is aligned with our customers best interests in mind at all times.

29/08/2026

From seasonal pressures to long-term investments, having the right finance partner can make all the difference when important decisions need to be made.

25/08/2026

Whether you're planning ahead, managing cash flow or investing in growth, Thera offers flexible finance solutions tailored to the needs of Australian farming businesses.

20/08/2026

At Thera, we understand the unique challenges of agriculture. Our finance solutions are designed around the realities of farming, not a one-size-fits-all approach.

15/08/2026

You might not have it all together, but you have someone who understands your farming business.

Think Farming, Think Thera

11/08/2026

Need finance for your next livestock purchase?

Thera offers up to 100% finance for livestock, with interest charged only on the funds you use (approximately 1% per month on utilised funds). Better still, you can manage multiple trade cycles within the one facility, giving you the flexibility to buy, trade and grow your operation without having to set up a new loan each time.

Talk to the Thera team to find the right livestock finance solution for your business.

Finance doesn't need to be complicated. Our team works with you to understand your goals and recommend a lending solutio...
29/07/2026

Finance doesn't need to be complicated. Our team works with you to understand your goals and recommend a lending solution that suits your business.

27/07/2026

Conditions continue to vary across Australia.

Some regions are experiencing one of the wettest starts in years, while others are still waiting for follow-up rainfall.

Wherever you’re farming, seasonal conditions influence business decisions.

Our team works alongside producers across the country, helping structure finance that supports each season, not just the good ones.

How much rain have you had in your area?

Address

Suite 1806, 44 Market Street
Sydney, NSW
2000

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