03/06/2026
🍊🌳BIG PROPERTY TAX CHANGES ARE COMING – BUT THERE ARE OPPORTUNITIES TOO
The Federal Budget has proposed the biggest changes to property investing in decades.
From 1 July 2027:
❌ Negative gearing on established investment properties is proposed to end for new purchases.
✅ Negative gearing is proposed to remain available for brand-new builds.
✅ Existing investment properties are proposed to be fully grandfathered.
✅ New build investors may have access to greater CGT flexibility under the proposed rules.
For first home buyers, there could be some positives:
🏠 Less competition from investors in the established housing market.
🏠 Expanded 5% Deposit Scheme with higher property price caps.
🏠 Potentially easier entry into the market without paying Lenders Mortgage Insurance.
For investors, the spotlight is shifting towards new builds, with potential benefits including:
✔ Full negative gearing access (if the proposed legislation passes)
✔ Strong depreciation benefits
✔ Potential CGT advantages
✔ Opportunity to buy in growth corridors benefiting from infrastructure spending
The key takeaway? While many people are focused on what's being taken away, there may be significant opportunities for investors and first home buyers who understand how these proposed changes could reshape the market.
As always, these measures still need to pass Parliament and may change before becoming law.
Thinking about buying, investing or building? Now is the time to understand how these changes could impact your strategy. 🍊🌳
