Mortgage Choice Janice Jin

Mortgage Choice Janice Jin As your local Mortgage Choice broker in Double Bay and the surrounding area, Janice Jin is dedicated to helping you achieve your property and finance goals.

Get in contact with her this week to chat about your needs.

Why choose a broker vs a bank?Unlike a broker, your current lender only has access to their own products and as such, th...
07/02/2023

Why choose a broker vs a bank?

Unlike a broker, your current lender only has access to their own products and as such, they bring a limited amount of choice to the table. With us, that's not the case.

We will compare your loan against hundreds of others to not only find you the most competitive option but the home loan with the features you need. If you would like to chat with a Mortgage Broker in Double Bay, then get in touch with Janice this week.

How much deposit do you need for a home loan?Most lenders require you to have some savings to put forward as a deposit t...
05/02/2023

How much deposit do you need for a home loan?

Most lenders require you to have some savings to put forward as a deposit towards buying your home. Lenders generally like you to have at least 20% of the purchase price of a property as a deposit. Anything less than this and you may have to pay Lender’s Mortgage Insurance (LMI).

To find out about your personal situation, get in touch with Janice this week - 0401 194 225

What are the pros & cons of a fixed interest rate? 🏡 💰Pros:✅ Makes budgeting easier as you know what your repayments w...
02/02/2023

What are the pros & cons of a fixed interest rate? 🏡 💰

Pros:
✅ Makes budgeting easier as you know what your repayments will be.
✅ Fewer loan features could cost you less.

Cons:
✅ You won't get the benefit if interest rates go down.
✅ It may cost more to switch loans later if you're charged a break fee.

If you want to find out if a fixed interest rate is the right move for you - then give me a call on 0401 194 225.

As your home loan expert in Woollahra and the surrounding areas, Janice can help you assess the mortgage market and find...
30/01/2023

As your home loan expert in Woollahra and the surrounding areas, Janice can help you assess the mortgage market and find a home loan that’s tailored to your individual needs.

If you're looking to save money on your home loan or need an experienced Mortgage Broker to help you achieve your property dreams - Janice Jin can help! Get in touch with her this week!

Do I need a deposit to refinance my home loan?You generally do not need to pay a deposit when refinancing your home loan...
24/01/2023

Do I need a deposit to refinance my home loan?

You generally do not need to pay a deposit when refinancing your home loan, but there are a range of fees you'll probably have to pay. You may also have to pay for LMI if the value of your equity in the property (your initial deposit, plus the sum of your principal repayments so far and any capital gains) is less than 20% of the property's value, or if you're refinancing the loan to over 80% of the property's value.

To learn more about refinancing, check out our website: https://www.mortgagechoice.com.au/janice.jin/our-services/refinancing/

When you’re in the market to buy property, it could be useful to understand how much you can borrow from a lender. Condi...
20/01/2023

When you’re in the market to buy property, it could be useful to understand how much you can borrow from a lender. Conditional pre-approval for a home loan is not essential, but can potentially be handy for some people.

One of the biggest benefits of pre-approval is that it can provide you with a clear spending limit, so you’ll know how much you can borrow. This can help you narrow down your search and avoid wasting time on homes that are beyond your budget.

If you have any questions, feel free to give me a call or visit our website for more information: https://www.mortgagechoice.com.au/janice.jin/

As your mortgage broker in Double Bay and the surrounding area, Janice Jin will work with you to:✅ Understand your needs...
11/01/2023

As your mortgage broker in Double Bay and the surrounding area, Janice Jin will work with you to:

✅ Understand your needs and goals.
✅ Work out what you can afford to borrow.
✅ Find options to suit your situation.
✅ Explain how each loan works and what it costs and
✅ Apply for a loan and manage the process through to settlement.

If you need an experienced Mortgage Broker to help you secure finance for your new property then give Janice a call on 0401 194 225.

Address

Sydney, NSW
2000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61401194225

Website

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