Cover Guard Insurance

07/10/2026

💰 What happens if your tenant stops paying rent?

It's one of the biggest concerns for property investors—and knowing what to do early can make a big difference.

In our latest guide, we explain:
✔️ The steps landlords should take
✔️ How the tenancy process works
✔️ The difference between rent default and loss of rent
✔️ How landlord insurance may help in some situations

If you own an investment property, it's worth understanding your options before you need them.
👉 Read the full article: https://www.coverguardinsurance.com.au/post/what-happens-if-your-tenant-stops-paying-rent-a-guide-for-australian-landlords

What Happens If Your Tenant Stops Paying Rent?

05/10/2026

The $700-a-week question
🏠 What would happen if your investment property stopped generating rent tomorrow?

For many property investors, the mortgage doesn't stop just because the rent does.

A major fire, storm or water damage could leave a property uninhabitable while repairs are carried out — potentially meaning weeks or months without rental income. And that's different again from a tenant simply stopping their rent payments.

Our latest article explains:
✔️ What "loss of rent" actually means
✔️ The difference between loss of rent and rent default
✔️ What can happen after property damage
✔️ How landlord insurance may help
✔️ What to look for when comparing policies

Read the full guide 👇
https://www.coverguardinsurance.com.au/post/loss-of-rent-explained-what-landlords-need-to-know

What is loss of rent insurance and when does it apply? Learn how landlord insurance can help protect rental income after property damage or tenant issues.

30/09/2026

Want to avoid home insurance claims? Read our 8 top tips >
https://www.coverguardinsurance.com.au/post/8-maintenance-tips-to-avoid-home-insurance-claims

While it’s true we have insurance so it’s there when we need it, no one wants to go through the inconvenience of making an insurance claim that could have been avoided.

21/09/2026

Wondering if your home insurance will protect your investment property? Learn the facts >

If you own an investment property, it's easy to assume your standard home insurance policy has you covered. After all, it's still a house, right? Not quite.

24/08/2026

What is landlord insurance? And do you need it? Get the full run-down >
https://www.coverguardinsurance.com.au/post/what-is-landlord-insurance-a-complete-guide-for-australian-property-investors

Everything you need to know about protecting your rental income and investment property.

25/07/2026

If you own a rental property in Australia, you need to understand landlord insurance — it's not the same as standard home insurance.

A quick breakdown:
🏠 Home insurance covers owner-occupied properties
🏘️ Landlord insurance covers rental properties — tenants, lost rent, damage

Your standard home policy won't protect you against:
* Rent default (unpaid rent)
* Tenant-caused damage
* Loss of income during repairs
* Tenant theft

That's where landlord insurance comes in.

We've written a complete guide to help property investors understand exactly what's covered — and why most landlords say it's essential.

Check it out → https://www.coverguardinsurance.com.au/post/what-is-landlord-insurance-a-complete-guide-for-australian-property-investors

Everything you need to know about protecting your rental income and investment property.

23/07/2026

At Cover Guard Insurance, we arrange some of the best value protection available for your investment property, covering it for a wide range of tenant-related risks, so you can rest assured your hard earned investment is protected.

​Our team of landlord specialists are insurance brokers, not insurers. That means – unlike the others – we’re always in your corner, working tirelessly to represent your interests (not theirs).

We pride ourselves on understanding your needs and using our relationships and buying power across the insurance industry.

And, should the worst happen, we’ll be there to represent you every step of the way, acting as your champion with the insurer in your time of need.

Why not get an online quote at www.coverguardinsurance.com.au

24/12/2024

To all those who celebrate, wishing you a very Merry Christmas and a safe and happy festive season. Our team are currently taking a well earned break and spending time with family and friends. But we're here if you need us. You can email [email protected] to reach the on call staff and we'll be back at our desks on January 6th. Until then, keep safe and enjoy this special time.

19/12/2024

After a very big year looking after our clients (and collecting more than a few awards along the way!), from Friday afternoon, our team will be taking a well earned break and spending time with family and friends. But we're here if you need us. You can email [email protected] to reach the on call staff and we'll be back at our desks on January 6th. Until then, keep safe and enjoy this special time.