Bianca Fitzpatrick - Mortgage Broker

Bianca Fitzpatrick - Mortgage Broker We offer tailored lending and straight forward solutions to help you meet your financial goals.

🏡 How much do you really need to buy a first home? 🏡⁣⁣Long gone are the days when you needed to save up a full 20% depos...
10/06/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

🔁 A record number of Australians just refinanced their home loan 🔁⁣⁣Looks like Australia is in the midst of a refinancin...
08/06/2026

🔁 A record number of Australians just refinanced their home loan 🔁⁣
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Looks like Australia is in the midst of a refinancing frenzy. ⁣
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The ABS says over 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan. ⁣
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It’s also a cue to check in with us to see if your old loan still suits your needs. ⁣
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We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

05/06/2026

😬 1-in-3 Aussie investors regret not investing earlier 😬⁣
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People who started investing in their 30s are 46% wealthier than those who waited until their 40s.*⁣
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That’s because investment returns can compound over time.⁣
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With all things investment related, it may be worth seeking advice from a financial adviser.⁣
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But if you do decide to invest in property, DM us to explore your investment loan options. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]


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* Finder research

🚩 Red flag habits that could hinder your home loan application 🚩⁣⁣(Not so) fun fact: Lenders assess a borrower’s ‘charac...
03/06/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣
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(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣
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It’s all about how responsibly you manage money and debts. 💳⁣
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Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣
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Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣
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Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣
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What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣
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Talk to us for tips on getting your home loan application across the line. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

📱 Gen Zs urged to skip influencer advice 📱⁣⁣Here’s a worrying finding. ⁣⁣Money watchdog, ASIC, says two-thirds of Gen Zs...
01/06/2026

📱 Gen Zs urged to skip influencer advice 📱⁣
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Here’s a worrying finding. ⁣
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Money watchdog, ASIC, says two-thirds of Gen Zs (18–28) are turning to social media for financial information and help. ⁣
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Trouble is, that ‘help’ isn’t always high quality or trustworthy. 😬⁣
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And ‘advice’ from influencers isn’t based on personal needs. ⁣
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Let’s not even get started on social media being a hunting ground for scammers. 🕵️‍♂️⁣
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Buying a home is one of life’s most important financial steps - which makes getting tailored support pivotal.⁣
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And that's what we can offer. 🤝⁣
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Contact us to explore some home loan options that have been researched and matched for your needs. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

29/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
⁣
These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
⁣
For a $700,000 first home, a 5% deposit is $35,000.⁣
⁣
Don’t forget to factor in other upfront expenses such as legal fees, home insurance, and furniture removalists and potentially stamp duty.⁣
⁣
Need help crunching the numbers? That's our specialty. 👇⁣
⁣
To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣⁣Forget years of living on instant coffee and baked beans! You ma...
27/05/2026

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣
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Forget years of living on instant coffee and baked beans! You may not need a 20% deposit to buy your first home. ⁣
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The 5% Deposit Scheme has helped over 300,000 first home buyers get into the market with just a 5% deposit. 🏡⁣
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And because your loan is guaranteed by the government, you don’t pay lenders mortgage insurance. ⁣
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There are no waitlists. ⏳⁣
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No income limits. 💼⁣
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No place limits. 📍⁣
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And you’re free to buy an established home or build a new place. 🏗️⁣
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Talk to us about the 5% Deposit Scheme. It could be the helping hand that brings forward your home-buying plans. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

22/05/2026

🔁 A record number of Aussies just refinanced 🔁⁣
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More than 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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If you haven't reviewed your home loan in a while, DM us to see if it you could potentially save with a lower rate or improved loan features. 👇⁣
⁣
To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]


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* ABS statistics

⚠️ Renovations that could lower your home’s value ⚠️⁣⁣There’s a lot at stake with home renovations - just because you sp...
20/05/2026

⚠️ Renovations that could lower your home’s value ⚠️⁣
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There’s a lot at stake with home renovations - just because you spend money on home improvements, doesn't guarantee it will increase its value.🛠️⁣
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Homewares retailer Cooper & Co says more than one-in-three Aussies have renovation regrets. 😬⁣
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Some projects could even wipe up to $36,000 off your home’s value, they say. ⁣
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Prime culprits can include poor-quality laminate flooring, dark finishes that don’t have wide appeal, and open-plan designs that lack privacy. ⁣
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They suggest to skip here-today-gone-tomorrow trends, and instead pick reno options that are more timeless choices. ⏳⁣
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They’re more likely to appeal to buyers and protect long-term value. 🏡⁣
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Looking at renovating your place in 2026? Contact us for ways to fund your home improvements. 👇⁣
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To find out more, DM or contact Bianca on:

☎️ – 0403 651 302
💻 – [email protected]

Address

Sydney, NSW
2145

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+61403651302

Website

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