Chris Dodson Mortgages Plus

02/08/2026

Nothing beats hearing this kind of feedback from clients. Thank you Bridget, Matt, Nick and Robyn for the kind words, it means the world 🙏

30/07/2026

📈 The odds of another RBA rate hike have dropped sharply, according to the latest market pricing.💰

It follows ABS inflation figures that came in better than feared, though still on the high side.

28/07/2026

Banks get it wrong more often than you'd think!

Which is exactly why we check in with our clients at 1, 3 and 6 months after settlement to make sure everything, including offset accounts, is set up and working properly. Reach out if you're stuck.

ASIC chairwoman Sarah Court is reading banks the riot act after a report detailed a litany of problems in the $350 billion mortgage offset account market.

26/07/2026

When did you last check your home loan rate?

If it's been more than 12 months, there's a good chance you're paying more than you need to. The average refinance saves around $2,000 a year, and some of my biggest client savings have come from people who simply hadn't asked in three or four years.

I've put together a full 2026 guide on refinancing: when it makes sense, what it actually costs, and why another rate move possibly coming this year makes timing worth thinking about.

Worth a read before your next repayment. 👇

Thinking about refinancing? Discover when it makes sense, what it costs, and how much you could save with our complete 2026 Australian guide.

21/07/2026

How we helped a young business-owning couple buy their dream home in Byron Bay, using just BAS statements

Jude and Sarah had been running their business for just over a year. It was growing steadily, but when they found their dream home in Byron Bay, they figured the timing was wrong. Like a lot of new business owners, they assumed a bank would want to see another year or two of tax returns before lending to them.

Turns out, that's not always the case. Read how we got them there 👇

How a young business-owning couple secured finance for their dream Byron Bay home just one year into trading, without waiting on tax returns.

14/07/2026

Thinking about buying property in New Zealand? As an Australian citizen, you don't need approval from New Zealand's Overseas Investment Office to do it; most other overseas buyers do 🇳🇿🏡,

The trickier part is finance: Australian banks can't lend against NZ property, so it usually comes down to either using a New Zealand lender (with a larger deposit, typically 20–35%) or releasing equity from your Australian property to fund the purchase.

I've put together a full guide covering eligibility, mortgage options and how the equity route works.

Link below

Yes, Australians can buy property in New Zealand without OIO consent. See eligibility, mortgage options and how to use Australian equity to fund it.

26/06/2026

New office decals looking good in Manly!

18/06/2026

Best job in the world! 💯

14/06/2026

Great to chip in on the recent news that broker market share has passed 80% of all new lending in Australia.

"The best interests duty gives borrowers something banks can't — a legal obligation to act for them rather than the lender."

"Five years ago, a broker saved you time. Today, a broker often gets you an outcome you wouldn't get on your own."

And honestly... nobody wants to sit on hold to a bank.

Excited to keep pushing hard for all our clients! 💪

As broker market share in the residential mortgages market edges past 80 per cent, attention is now turning to how the industry got here – and where it goes next.

11/06/2026

More than 8 in 10 Australians taking out a new home loan are now choosing to work with a mortgage broker.

This result reflects the trust consumers place in brokers every day and the value they see in having expert guidance through an increasingly complex lending market.