DeMarque Home Loans

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DeMarque Home Loans DeMarque Home Loans specialises in helping Australians achieve their homeownership dreams.

We offer tailored solutions for first-home buyers, refinancing, and investment properties.

Repayments. Borrowing capacity. Stamp duty for every state. Extra repayments and offset. Refinance savings. Debt consoli...
06/10/2026

Repayments. Borrowing capacity. Stamp duty for every state. Extra repayments and offset. Refinance savings. Debt consolidation.

Six free calculators, no sign-up, on our site:

https://demarquehomeloans.com.au/calculators/

DeMarque Home Loans · Credit Representative 522568 · Australian Credit Licence 384704. General information only — not personal credit advice.

Mortgage, cards, loans — how does your household debt position compare with the current market? Our health check takes t...
03/10/2026

Mortgage, cards, loans — how does your household debt position compare with the current market? Our health check takes two minutes and gives you a score, and a picture of where the pressure is.

No obligation. Try it:

https://demarquehomeloans.com.au/health-check/

DeMarque Home Loans · Credit Representative 522568 · Australian Credit Licence 384704. General information only — not personal credit advice.

The decision that separates a smart consolidation from an expensive one is not the rate. It is what you do with your rep...
29/09/2026

The decision that separates a smart consolidation from an expensive one is not the rate. It is what you do with your repayments after the debts roll in.

Keep paying what you were paying and the debt clears fast. Drop to the minimum and a three-year car loan becomes a 25-year one. The guide:

https://demarquehomeloans.com.au/blog/consolidate-without-stretching-your-debt-over-25-years/

DeMarque Home Loans · Credit Representative 522568 · Australian Credit Licence 384704. General information only — not personal credit advice.

Rolling cards, personal loans and car loans into your mortgage can cut your monthly repayments sharply — or quietly doub...
26/09/2026

Rolling cards, personal loans and car loans into your mortgage can cut your monthly repayments sharply — or quietly double the interest you pay over time. Same transaction, opposite outcomes.

How to get the good version, in the 2026 guide:

https://demarquehomeloans.com.au/blog/debt-consolidation-into-your-home-loan-the-2026-guide/

DeMarque Home Loans · Credit Representative 522568 · Australian Credit Licence 384704. General information only — not personal credit advice.

Twenty per cent is the number everyone quotes. It is not the number everyone needs. Each deposit level unlocks different...
24/09/2026

Twenty per cent is the number everyone quotes. It is not the number everyone needs. Each deposit level unlocks different options and carries different costs — LMI, the guarantee schemes, the super saver route.

What each level costs and unlocks in 2026:

https://demarquehomeloans.com.au/blog/how-much-deposit-do-you-really-need/

DeMarque Home Loans · Credit Representative 522568 · Australian Credit Licence 384704. General information only — not personal credit advice.

Stamp duty is the cost first-home buyers forget until the contract. In NSW, the First Home Buyers Assistance Scheme remo...
22/09/2026

Stamp duty is the cost first-home buyers forget until the contract. In NSW, the First Home Buyers Assistance Scheme removes or reduces it below certain price points, with separate rules for land if you are building.

How the scheme works in 2026 — and use our stamp duty calculator for your number:

https://demarquehomeloans.com.au/blog/nsw-first-home-buyer-stamp-duty-in-2026/

DeMarque Home Loans · Credit Representative 522568 · Australian Credit Licence 384704. General information only — not personal credit advice.

The expanded First Home Guarantee changes the maths for Sydney first-home buyers: a 5% deposit, no lenders mortgage insu...
19/09/2026

The expanded First Home Guarantee changes the maths for Sydney first-home buyers: a 5% deposit, no lenders mortgage insurance, and the income caps and place limits are gone.

How the scheme works in 2026, who qualifies, and what it actually saves you:

https://demarquehomeloans.com.au/blog/first-home-guarantee-2026-buying-with-a-5-percent-deposit/

DeMarque Home Loans · Credit Representative 522568 · Australian Credit Licence 384704. General information only — not personal credit advice.

Can't refinance? Serviceability buffers, thin equity or changed circumstances can lock you into a loan that no longer su...
17/09/2026

Can't refinance? Serviceability buffers, thin equity or changed circumstances can lock you into a loan that no longer suits you. That is 'mortgage prison', and it is more common than people admit.

You still have moves. Here are the ones that actually work:

https://demarquehomeloans.com.au/blog/stuck-in-mortgage-prison-your-options/

DeMarque Home Loans · Credit Representative 522568 · Australian Credit Licence 384704. General information only — not personal credit advice.

After the cuts came the hikes. If you have not looked at your rate since, there is a fair chance it has drifted from whe...
15/09/2026

After the cuts came the hikes. If you have not looked at your rate since, there is a fair chance it has drifted from where the market is.

What the round trip means for existing borrowers, and how to check where you stand:

https://demarquehomeloans.com.au/blog/rates-went-back-up-is-your-home-loan-still-competitive/

DeMarque Home Loans · Credit Representative 522568 · Australian Credit Licence 384704. General information only — not personal credit advice.

Address

Sydney, NSW
2216

Opening Hours

Monday 9am - 6:30pm
Tuesday 9am - 6:30pm
Wednesday 9am - 6:30pm
Thursday 9am - 6:30pm
Friday 9am - 6:30pm
Saturday 10am - 2pm

Telephone

+611300108751

Website

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