Fetch my home loan

18/08/2026

HOOK

First home buyers — should you get pre-approved?

Pre approval gives you confidence when looking at properties because you know your budget before making an offer. It also helps you move quickly when you find the right home.

Let's get your numbers sorted before you start shopping.

Matthew Stack mortgage broker
0423 237 242
www.fetchmyhomeloan.com.au

17/08/2026

Earn the same income but borrowing less? Here's why.

A lot of first home buyers are surprised when they speak to a lender and find out their borrowing power has changed.

Your income is only one part of the equation.

Lenders also consider:

✅ Current interest rates
✅ Lender assessment policies
✅ Credit card limits (even if you don't use them)
✅ Buy Now Pay Later accounts
✅ Personal loans and other debts
✅ Your living expenses

Small changes can make a big difference to how much you may be able to borrow.

The good news? Understanding this early gives you time to improve your position before applying.

📅 Book a free Borrowing Capacity Assessment and let's work out your real borrowing power before you start house hunting.

📞 Matthew Stack
Senior Mortgage Broker
Fetch My Home Loan
📱 0423 237 242

16/08/2026

Want to know what a lender looks at before approving your home loan?

Most first home buyers think it's just about how much money they earn.

But lenders look at the bigger picture:

✅ Your income and employment history
✅ Your existing debts and repayments
✅ Your living expenses
✅ Your credit history
✅ Your savings habits
✅ Your ability to comfortably repay the loan

Understanding this before you apply can help you avoid surprises and give you a clearer plan to buy your first home.

The earlier you know where you stand, the better prepared you'll be.

📅 Book a free assessment and let's work out what could impact your home loan approval.

📞 Matthew Stack
Senior Mortgage Broker
Fetch My Home Loan
📱 0423 237 242

FirstHomeJourney HomeBuyingTips FetchMyHomeLoan

15/08/2026

First home buyers — stop looking at houses before doing this.

The biggest mistake I see?

People fall in love with a property before knowing whether they can actually afford it.

Before you spend your weekends going to open homes, you should know:

✅ How much you can borrow
✅ What your monthly repayments could look like
✅ How much deposit you'll need
✅ What government schemes or incentives you may be eligible for

Knowing your numbers first means you can search with confidence and avoid wasting time looking at properties outside your budget.

📅 Book your free Borrowing Capacity Assessment today and know your numbers before you start looking.

📞 Matthew Stack
Senior Mortgage Broker
Fetch My Home Loan
📱 0423 237 242

MortgageBroker FirstHomeJourney FetchMyHomeLoan

13/08/2026

Already have a commercial property loan? Don't just set and forget it.

Many business owners take out a commercial loan and never review it again.

But your situation changes:
✅ Your business grows
✅ Your property value increases
✅ Lenders change their pricing
✅ Better options may become available

The rate you accepted a few years ago may no longer be competitive.

A quick commercial loan review could help you:
✔ Reduce interest costs
✔ Improve monthly cash flow
✔ Explore better lending options

The first step is simple...

📩 Send me your current interest rate and loan details, and I'll let you know if your rate is still competitive.

No pressure. Just a quick review of your options.

MortgageBroker PropertyInvestor FetchMyHomeLoan

13/08/2026

🏡 Thinking about downsizing? This could make your next move easier.

Many homeowners feel stuck between two choices:

❌ Sell first and hope you find the right home
❌ Buy quickly because you don't want to miss out

But you may have another option.

A bridging loan can provide flexibility by allowing you to secure your next home before selling your current property.

It could help you:
✅ Take your time finding the right home
✅ Avoid rushing into a sale
✅ Reduce the stress of coordinating settlement dates
✅ Move when the timing works for you

Every situation is different, but if you have equity in your current home, it may be worth exploring your options.

📩 DM me "DOWNSIZE" or call 0423 237 242, and I'll explain how bridging finance works and whether it could suit your situation.

Your next chapter should be exciting—not stressful.

RetirementLiving HomeFinance FetchMyHomeLoan

12/08/2026

12/08/2026

🏡 Want to buy your next home before selling your current one?

One of the biggest concerns I hear from downsizers is...

"What if I sell too early and have nowhere to live?"

Or...

"What if I find my dream home before I've sold my current one?"

A bridging loan could be the solution.

It may allow you to:
✅ Buy your next home before selling your current one
✅ Move when it suits you
✅ Avoid the pressure of accepting a low offer just to meet a deadline
✅ Give yourself more time to sell for the right price

Bridging finance isn't right for everyone, but for the right situation, it can make your move much less stressful.

📩 DM me "BRIDGE" or call 0423 237 242, and I'll explain how bridging finance works and whether it could suit your plans.

Your next move doesn't have to be rushed. Let's make a plan first.

HomeFinance RetirementPlanning FetchMyHomeLoan

11/08/2026

🏡 Think you need a 20% deposit to buy your first home?

It's one of the biggest myths stopping Australians from getting into the property market.

The truth is, many first home buyers can purchase with a much smaller deposit, depending on their circumstances.

You could be eligible for:
✅ A 5% deposit
✅ No Lenders Mortgage Insurance through the First Home Guarantee Scheme (if eligible)
✅ Government grants and stamp duty concessions
✅ A borrowing capacity assessment so you know exactly where you stand

Every first home buyer's situation is different. That's why getting the right advice before you start house hunting can save you time, money and disappointment.

📩 DM me "FIRST HOME" or book your free Borrowing Capacity Assessment, and let's work out what's possible for you.

📞 Matthew Stack
Senior Mortgage Broker
Fetch My Home Loan
📱 0423 237 242

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