LoanBuddy - Mortgage Broker

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Australia
Sydney, NSW
LoanBuddy - Mortgage Broker

👨‍🔧 First Home Buyers. Investors. Self Employed
⭐ 95+ 5* Reviews
💰 30+ Lenders

27/05/2026

If you have an investment property pre-approval, read this before you assume it still stacks up.

The federal government has proposed changes to negative gearing and while the legislation hasn't passed yet, some lenders have already moved.

They've quietly updated their servicing policies to stop factoring in negative gearing benefits when assessing loans on established properties.

Other lenders haven't changed a thing yet.

That gap matters enormously, because removing negative gearing from the servicing calculation can slash your borrowing capacity by tens of thousands of dollars - sometimes more, depending on your situation.

🏘️ If you've got a pre-approval in place and an investment purchase in mind, don't assume that approval is still valid.

Speak to your broker or lender now, before you're in a contract and find out the hard way.

Book a chat at loanbuddy.com.au/book-appointment/ or call us on (02) 9188 2138.

20/05/2026

Most people set and forget their mortgage. Their lenders love them for it.

The average Australian stays on the same home loan for over 4 years without reviewing it. In that time, lenders have quietly rolled out better rates — for new customers.

Existing ones just keep paying the loyalty tax 😬

Whether you bought a few years ago or just haven't looked at your rate recently, it's worth a conversation.

Book a chat at loanbuddy.com.au/book-appointment/ or call us on (02) 9188 2138.

13/05/2026

Your super could be buying property right now. Most people have no idea.

Self-managed super funds can borrow to purchase investment property — it's been possible for years, and yet it still surprises most people when they hear it.
Done correctly, it can be a genuinely powerful way to build wealth inside super with the tax advantages that come with it.

Done incorrectly, it's a compliance headache. The structure, the lender, the trustee setup — there's a lot to get right, and not every broker has experience in this space. We do.

📋 Book a chat at loanbuddy.com.au/book-appointment/ or call us on (02) 9188 2138.

06/06/2025

The Approval Waiting Game ⏱️

Finance due date closing in and no loan approval yet?

Heart’s racing, refreshing emails like it’s a full-time job!

When that approval lands just in time, it’s like sinking a putt on the 18th hole.

Here’s how I make it happen:

Push the banks: I’m onto the lenders to get answers fast and have 35+ lenders to work with.

Speed things up: No dawdling—I chase quick results.

Keep you calm: I handle the stress so you don’t have to.

That approval buzz is unreal.

Got a last-minute finance win story? Share it below or DM me!

P.S. My mortgage broker business takes the panic out.

📅 Book a chat: https://loanbuddy.com.au/book-appointment/

04/06/2025

How can you buy an investment property with little to no cash?

Think you need a 20% deposit for an investment property? 😬 Bo****ks!

Here’s the lowdown:

Guarantor hack: Parents’ property equity means 0% deposit and no LMI.

5% lenders: There are multiple lenders that will lend up to 95% LVR for an investment purchase.

Equity release: Use your equity in your existing property to fund 100% + costs of the purchase.

What’s your biggest hurdle to investing?

DM me if you need any help.

P.S. My mortgage broking business sorts this for you.

📅 Book a chat: https://loanbuddy.com.au/book-appointment/

02/06/2025

Kicking off the week with a new investment property plan? 🤑 Don’t stuff it up!

Here’s 4 ways to dodge a loan rejection:

Don’t hide debts: That car loan or credit card? Fess up, or the bank will knock you back.

Get pre-approved: Know your budget before you shop, not after.

Pick the right lender: I have access to 35+ banks to match your deal, not their rules.

Check your credit: A dodgy score can kill your app—fix it first.

The banks love making it sound impossible. It’s not. What’s your biggest loan worry?

P.S. My broking business sorts this mess for you.

📅 Book a chat: https://loanbuddy.com.au/book-appointment/

15/04/2025

Big news for first home buyers—with the election coming up, the Labor Government has just announced they’ll expand the First Home Guarantee Scheme to all first-time buyers, letting you buy with just a 5% deposit and no LMI. They’re also increasing property price caps, so more homes will qualify.

Here’s the catch: this change (set to kick in from January 2026 if Labor wins) will likely drive more demand for housing, putting upward pressure on prices. Plus, with interest rates already cut to 4.10% and possibly dropping further, waiting might mean paying more for the same property.

My take? Now could be the time to jump in—secure a property before prices climb and while rates are still low. I’ve helped heaps of first home buyers at LoanBuddy get in early, like my recent clients who bought with a 5% deposit.

Let’s chat about getting you ahead of the rush—drop me a DM or book a time at https://loanbuddy.com.au/book-appointment/

10/04/2025

Imagine purchasing a property without a deposit—sound impossible?

I recently supported a couple in securing their second investment property using a family guarantee.

How it’s achieved:

A family member guarantees part of the loan, removing the need for an initial deposit.

This enabled my clients to enter the investment market again earlier and begin building equity immediately.

If you’re considering property investment—or know someone who might be—I’d be happy to provide guidance on this approach."

Send me a message or book a call at https://loanbuddy.com.au/book-appointment/ to discuss how I can assist.

24/10/2024

Building trust and guiding through the process - every step of the way! 🏡

A recent client shared some great feedback about their journey with me, from refinancing to securing an additional loan for their new build. Here’s what they had to say:

"Shane is an amazing Buddy! Yes, a buddy who guided us all the way end to end… overcoming hurdles, educating, and securing an additional loan for a new build. Every step of the process was followed up with clarity."

I’m proud to provide that level of support and clarity throughout every phase of the process. If you're planning a new build or considering refinancing, let's chat!

08/10/2024

💥 46 minutes for an unconditional approval! 💥

Westpac really delivered on speed. I just lodged a client’s home loan application, and it came back unconditionally approved in less than an hour! 🏡

This level of speed and efficiency isn’t always the norm, but it’s what every buyer hopes for. Whether you’re looking to refinance or get into your first home, having a broker who can get things moving quickly can make all the difference.

If you’re curious about getting a home loan sorted quickly, drop me a message!

30/09/2024

👏 Proactive, diligent, and always in your corner! 👏

Vladimir’s review really made my day! He shared how I helped him navigate his first property purchase:

"Clear and concise communication, always available, and going above and beyond—Shane is the go-to guy. Customized video presentations, personalized advice, and a strategic plan made all the difference."

Buying a home is a big step, but you don’t have to go it alone. 🏡

If you’re looking for guidance, reach out, and let’s make your property journey a successful one!

Address

Suite 19 103 George Street, Parramatta
Sydney, NSW
2150

Telephone

+61291882138

Website

https://www.loanbuddy.com.au/

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