PPS Mutual

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PPS Mutual PPS Mutual provides tailor-made life insurance solutions, exclusively for the Australian Professional

PPS Mutual is Australia’s only retail life risk insurance mutual offering available to select professionals through financial advisers. It has partnered with PPS (SA), the world’s largest multi-disciplinary group of professionals, NobleOak Life Limited, which is an Australian Prudential Regulation Authority (APRA) regulated insurer and one of the world’s largest reinsurers.

Mutuality was once easy to dismiss as an outdated model. But 10 years of PPS Mutual returning profits to Members is chal...
14/10/2026

Mutuality was once easy to dismiss as an outdated model. But 10 years of PPS Mutual returning profits to Members is challenging that perspective.

The key difference isn’t so much in the insurance product itself, but in who owns the business behind it.

Ownership shapes where value flows, whose interests guide decisions and how those interests are balanced when choices need to be made.

So when Members own the business, the way an insurer operates can look different, including how value is returned to the people who make the business possible.

The broader lesson is that ownership can have real financial consequences over the life of a policy. For advisers, this translates into product recommendations that enhance reputation and trust with clients.

Read the full article here 🔗 https://www.ppsmutual.com.au/newsroom/news/the-affinity-circle-of-trust-a-new-question-for-risk-advice/?utm_source=facebook&utm_medium=post&utm_campaign=oct_2026

12/10/2026

Our Profit-Share pool now stands at over $19.6 million.

PPS Mutual has made its tenth consecutive annual Profit-Share allocation, with the Profit-Share pool reaching $19.6 million at the end of the 2025-26 financial year - up 30% on the previous year.

$4.7 million was assigned to Members' Profit-Share Accounts, which was an increase of 24% on the previous year.

This tenth annual assignment represents an important milestone for the business and its Members.

'A decade ago, we set out to prove that mutuality is not a nostalgic alternative to modern insurance, but a durable one. Ten consecutive annual Profit-Share assignments and a pool now approaching A$20 million provide the empirical case for that thesis.'
- Michael Pillemer, CEO, PPS Mutual

Learn more about Profit Share here 🔗 https://www.ppsmutual.com.au/10th-profit-share/

Ten years after launching in Australia, PPS Mutual is pleased to announce that we've joined the International Cooperativ...
08/10/2026

Ten years after launching in Australia, PPS Mutual is pleased to announce that we've joined the International Cooperative and Mutual Insurance Federation (ICMIF).

It’s an important milestone for PPS Mutual and a significant step in our development as a member-owned insurer, strengthening our connection to the global mutual insurance sector and the organisations that share our commitment to putting Members first.

'Through ICMIF, PPS Mutual will have the opportunity to connect with peers around the world, share experiences, access insights and collaborate on the issues shaping the future of insurance.'
- Liz Green, CEO, ICMIF

ICMIF brings together mutual and cooperative insurers from around the world, giving PPS Mutual the opportunity to share our experience as a specialist mutual for professionals while also learning from others across the sector.

If you're a professional, speak to your financial adviser about PPS Mutual or learn more here 🔗 https://www.ppsmutual.com.au/mutuality/

We’re pleased to announce the appointment of Maria Repac as Business Development Manager for New South Wales.With more t...
07/10/2026

We’re pleased to announce the appointment of Maria Repac as Business Development Manager for New South Wales.

With more than two decades of experience across life insurance and financial services, Maria brings strong adviser relationships and valuable experience spanning business development, underwriting, claims and operations.

Maria's appointment supports PPS Mutual's continued growth in New South Wales and reinforces our commitment to working closely with accredited advisers to deliver quality protection solutions for professional clients. In her new role, she will help expand our accredited adviser network across the state, strengthen existing partnerships and build new relationships with advisers.

Reporting to Sabrina Sequeira-Walmsley, State Manager NSW & ACT, Maria will play a key role in supporting advisers and growing PPS Mutual's presence across the region.

“I’m really excited to be joining PPS Mutual and being part of a business that puts its Members first. I’m looking forward to building strong relationships with advisers and helping protect what matters most to their clients,” Maria said.

Please join us in welcoming Maria to the PPS Mutual team. We look forward to the positive impact she will make for our advisers, Members and professional communities across New South Wales.

As we celebrate 10 years in Australia, we’re sharing reflections from advisers who have been part of our journey and exp...
01/10/2026

As we celebrate 10 years in Australia, we’re sharing reflections from advisers who have been part of our journey and experienced our mutual model firsthand.

While every practice has its own story, these reflections highlight what has shaped PPS Mutual over the past decade - strong partnerships, quality service, mutuality, and a shared focus on supporting professionals and Members.

To every adviser who has supported PPS Mutual over the past 10 years, thank you for being part of our journey.

Read more about our first 10 years in Australia 🔗 https://www.ppsmutual.com.au/newsroom/news/ten-years-of-putting-members-first-pps-mutual-marks-a-decade-of-mutual-success-in-australia/?utm_source=Facebook&utm_campaign=September_2026&utm_medium=organic_social

A decade of growth. A new chapter ahead.Since launching in Australia in 2016, PPS Mutual has grown to support more than ...
30/09/2026

A decade of growth. A new chapter ahead.

Since launching in Australia in 2016, PPS Mutual has grown to support more than 18,000 Members, with in-force premiums approaching A$150 million.

As we enter our second decade and embark on the next phase of our growth journey, we are pleased to announce the appointment of Matthew Pilcher to the newly created role of Director of Strategy.

Matthew joined PPS Mutual as Director of Proposition in 2014, ahead of its Australian launch, and has helped shape the business from the outset. Designing Professionals Choice, PPS Mutual's specialist life insurance offering, to be the top-rated product for its professional Member base.

In his new role, he will lead PPS Mutual's long-term strategic direction, identify opportunities to deliver ongoing value to our Members, and lead new initiatives across the business.

We are also delighted to announce Avanti Patki's promotion from Senior Product Actuary (Member Strategy & Engagement Manager) to Head of Product.

Avanti brings more than a decade of specialised actuarial, strategy and financial modelling experience across the life insurance and wealth management sectors. Since joining PPS Mutual in 2021, she has played an integral role in expanding our professional eligibility frameworks and championing sustainable, long-term value within member-owned insurance.

As Head of Product, Avanti will lead the development, pricing and ongoing evolution of our specialist product suite, including Professionals Choice, as well as the responsibility for Member eligibility.

Both appointments take effect from 1 October 2026 and mark an exciting next step in our growth journey.

Please join us in congratulating Matthew and Avanti on their appointments.

28/09/2026

As an engineer, you're trained to manage structural, project and ex*****on risk. Your personal financial risk is often the one that gets less attention.

That's exactly what our recent Industry Partners Series webinar with Engineers Australia set out to address.

Together, Mark Everingham, Founder and Managing Director of Personal Risk Professionals, and Richard Hopwood, State Manager (QLD) at PPS Mutual, explored practical ways engineers can prepare financially for the unexpected.

The discussion covered a simple framework built around three key questions...
👉 How would debt be repaid?
👉 How would income be replaced?
👉 What financial support would be needed after a serious illness or injury?

For engineers, managing professional risk is part of everyday life. Planning for personal financial risk deserves the same consideration.

If you missed the session, you can catch up on the full webinar here 🔗 https://www.ppsmutual.com.au/newsroom/news/planning-for-uncertainty-in-engineering-careers/?utm_source=Facebook&utm_campaign=September_2026&utm_medium=organic_social

When most of your book sits with one insurer, that insurer's problems can become your client's problems.For many adviser...
23/09/2026

When most of your book sits with one insurer, that insurer's problems can become your client's problems.

For many advisers, insurer relationships are built around product suitability, service and client needs. But when a significant proportion of a client base sits with one provider, changes to pricing, underwriting, service models or ownership structures can have a broader impact and potentially trigger a wave of client conversations all at once.

Our latest article explores why insurer diversification is becoming a key topic of conversation among advisers and what it means for building resilient relationships with insurers.

Read the full article here 🔗 https://www.ppsmutual.com.au/newsroom/news/insurer-consolidation-is-rising-so-is-concentration-risk-for-advisers/?utm_source=Facebook&utm_campaign=August_2026&utm_medium=organic_social

PPS Mutual was proud to support AMA26, bringing together medical professionals from across Australia to connect, share i...
22/09/2026

PPS Mutual was proud to support AMA26, bringing together medical professionals from across Australia to connect, share insights and discuss the future of healthcare.

As a specialist insurer for professionals, staying connected to the communities we serve helps us better understand the careers, responsibilities and challenges faced by our Members.

This understanding continues to shape how we support eligible professionals with insurance solutions designed around their needs.

Learn more about how PPS Mutual supports eligible medical professionals with insurance tailored around their needs: https://www.ppsmutual.com.au/eligible-professions/medical-professionals/?utm_source=Facebook&utm_campaign=September_2026&utm_medium=organic_social

22/09/2026

There are around 31 professional associations across Australia with direct links to PPS Mutual's eligibility criteria - and we're actively growing our support within them.

Two of the biggest: the AMA and Engineers Australia.

Through these partnerships, we’re building awareness of PPS Mutual within professional communities, while supporting our accredited advisers by raising awareness of the value of advice.

As Dan Waller, Head of Distribution at PPS Mutual, explains, doctors quite often tell advisers they’ve heard of PPS Mutual through their professional association, with similar awareness beginning to emerge among engineers.

'Doctors quite often reflect that they've heard of PPS Mutual via their association. A similar thing is starting to happen with engineers...Similarly, we're starting to get a few leads coming through from those associations seeking advice because of the prevalence of our brand within them.'
- Dan Waller, Head of Distribution, PPS Mutual

As PPS Mutual continues to broaden its association partnerships, we’re focused on supporting advisers working with professional clients and building awareness of advised life insurance within these communities.

If you’d like to learn more about becoming a PPS Mutual accredited adviser, visit our website or speak with your State PPS Mutual Distribution Manager.

Or, explore more on our website 🔗 https://www.ppsmutual.com.au/advisers/become-an-accredited-adviser/?utm_source=Facebook&utm_campaign=September_2026&utm_medium=organic_social

Address

Level 10, 45 Clarence Street
Sydney, NSW
2000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61282922900

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