That Home Loan Dude

07/09/2026

I’m roasting the CGT changes… because most people have no idea what’s actually coming. 😤
Everyone’s arguing about “fairness”…
but no one’s asking—
who really pays for this?
You hold a property for 20–30 years…
take all the risk…
and right when you’re about to cash out—
they quietly change the rules and take more.
And somehow…
that’s supposed to fix housing?
Nah.
This doesn’t hit investors first.
It hits renters.
It hits supply.
It hits everyday people trying to get ahead.
And the worst part?
Other countries already tried this… and completely cooked their market.
I break it all down in the video:
what’s changing, who actually gets hurt, and how smart investors are already moving differently.
Watch this before you make your next move.
Because this isn’t about fairness…
it’s about control of your wealth. 😤

07/09/2026

There are properties in Australia…
that look cheap… look normal… even look like a “good deal”
…and I still wouldn’t touch them.
Not because they’re ugly.
Because they’ll quietly screw you for the next 5–10 years.
I’m talking about:
👉houses insurers treat like ticking time bombs
👉land you think you own… but can’t even use properly
👉homes hiding 20K+ problems in the walls
👉and “dream homes” that are just flips someone’s trying to dump
The worst part?
You could’ve caught every single one of these… for free… before buying.
Most people don’t lose money because they’re unlucky.
They lose because they didn’t know what to check.

I broke all 4 down in this video — and how to spot them yourself before you get trapped 👇

07/09/2026

I see this all the time.
People won’t buy interstate because it feels “too far”…
but they’ll happily overpay in their own suburb just so they can drive past it on a Sunday.
That’s not strategy.
That’s comfort.
And comfort is expensive.
I just broke down 5 mistakes I keep seeing — the ones that quietly wreck portfolios:
buying where you feel safe
off-the-plan traps
outer suburb “dreams” that don’t grow
buying sight unseen like it’s a stock
and getting sold by people who get paid either way
No hype. No “this city is booming” nonsense.
Just what actually goes wrong.
Watch it before you make your next move 👇

06/09/2026

Here’s the uncomfortable truth:
🚇 Infrastructure doesn’t make you rich
⏳ Timing does
The biggest money?
Was made BEFORE the trains even started running.
By the time ribbon-cutting happens… ✂️
Smart money has already moved.
And everyone else?
They’re buying the leftovers.
I just broke this down in my latest video:
🔥 Which suburbs actually won (and which flopped)
🔥 Why units moved first and houses lagged
🔥 How people made 30–40% gains BEFORE opening
🔥 And how to spot the NEXT wave before everyone else
If you’re still thinking
“just buy near the next train line”…
You’re already late.

06/09/2026

Life isn’t fair is not the problem. The problem is how you react to it. If you jaded. You’re game over and a victim of life. But if you do something about it. Then you are the main player again. Not just an NPC 🙏 Book a 15min Super Clarity call with me if you have any questions 🙏

06/09/2026

Suddenly frugal after property settlement .. Book a 15min Super Clarity call with me if you have any questions 🙏

05/09/2026

Small Reno’s at a budget can add lots of ROI Book a 15min Super Clarity call with me if you have any questions 🙏

05/09/2026

05/09/2026

Is a Granny flat interest or using your parents retirement money for a granny flat a good idea for mum? Have you thought it through?

04/09/2026

MY 85-YEAR-OLD CANTONESE MUM’S SECRET TO A LONG LIFE
😂I asked Mum the other day:
“Mum, you’re 85. What’s your advice for living a long life?”

I was expecting something profound.Forgive people.
Love your family.
Don’t worry about money.

Find inner peace.She thought about it and said:
“Eat well… and wait to sh .”😭😭😭That’s it.85 years on this earth.

War. Migration. Raising children. Building a life in Australia.

And her final philosophy is basically:EAT. WAIT. S**T. REPEAT.

Meanwhile I’m out here reading books about purpose, self-actualisation and generational wealth…

Mum just wants good yum cha and a functioning bowel. 😂

Maybe we’ve overcomplicated life.
Eat when you’re hungry.
Sh when you’re ready.
Stop worrying about everything in between.

Ancient Cantonese wisdom. 🙏😂