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Craggle Craggle simplifies home loans with AI-powered, unbiased mortgage options. Compare >7,700 loan options instantly & secure the best deal—faster, fairer, smarter.

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😬 Why did the RBA just increase the cash rate? 😬⁣⁣It’s all about inflation sitting above the RBA’s target range of 2-3%....
05/02/2026

😬 Why did the RBA just increase the cash rate? 😬⁣
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It’s all about inflation sitting above the RBA’s target range of 2-3%. Recent ABS data has it at 3.8%, and the RBA wants to get it back down again. 📊⁣
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The (potentially) good news?
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If you haven't refinanced in a while, you could potentially be eligible for a lower rate with another lender - which could help offset the rate hike.⁣
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If you'd like to find out if you could potentially create your own rate cut, get in touch today. 👇⁣

💬 Slide into our DMs
📲 Request a quick call-back: https://shorturl.at/pkyS9
🤖 Or chat to Craggle AI anytime: https://shorturl.at/Qh0PU
(It’s like a mortgage expert that never sleeps)



Source:
https://www.rba.gov.au/publications/smp/2025/nov/

https://www.finder.com.au/news/lenders-cutting-rates-outside-rba-cash-rate

https://cdn.mozo.com.au/roundup/mozo-banking-roundup-202510-qc9b648.pdf

01/12/2025

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😁 Don't wait for the RBA for another rate cut 😁

The RBA may have kept rate cuts on hold recently following three rate cuts in 2025.

But that doesn’t mean you should.

If you haven’t reviewed your home loan for a while, you could be eligible for a lower rate.

And with a mortgage broker’s help, refinancing can be a simpler process. 🙌
💬 Slide into our DMs
📲 Request a quick call-back: https://shorturl.at/pkyS9
🤖 Or chat to Craggle AI anytime: https://shorturl.at/Qh0PU
(It’s like a mortgage expert that never sleeps)

24/11/2025

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🏡 The young-ish Australians investing in property 🏡

Almost 18% of households aged 35-44 own a rental property.*

The big surprise though?

About 12% of 25-34-year-olds already own an investment property.

It shows that age doesn’t have to be a barrier to building wealth through property.

DM us to start your journey. 👇
💬 Slide into our DMs
📲 Request a quick call-back: https://shorturl.at/pkyS9
🤖 Or chat to Craggle AI anytime: https://shorturl.at/Qh0PU
(It’s like a mortgage expert that never sleeps)


Source:
https://rea3.irmau.com/site/pdf/387f4d22-b845-4df3-a95e-680dcf6b3b1a/PropTrack-Terri-Scheer-Investor-Report-2025.pdf?Platform=ListPage

20/11/2025

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🎄 Careful this Silly Season if you’re keen to buy a home 🎄

Spending too much on your credit card or BNPL could affect your home loan approval if you want to buy a home soon.

That's because lenders review recent spending patterns - even during Christmas!

Overspending can bump up your living costs, and worst case, see your loan application denied.

DM us more home buyer tips. 👇
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🤖 Or chat to Craggle AI anytime: https://shorturl.at/Qh0PU
(It’s like a mortgage expert that never sleeps)

15/11/2025

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🏘️ Buying a unit? A strata report could help 🏘️

A strata report can reveal any building defects, planned works, or evidence of disputes.

It can also confirm whether the building is properly insured.

Yes, it usually costs a few hundred dollars - but it could save you a lot more later on.

Another area you might want help with? Finance! DM us for help there. 👇
💬 Slide into our DMs
📲 Request a quick call-back: https://shorturl.at/pkyS9
🤖 Or chat to Craggle AI anytime: https://shorturl.at/Qh0PU
(It’s like a mortgage expert that never sleeps)

11/11/2025

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🏡 Property investors are diving back in. Here’s why 🏡

✅ Three rate cuts have boosted borrowing power.

✅ Property prices are tipped to rise further.*

✅ Demand for rentals remains strong, with the national vacancy rate just 1.2%.**

Keen to start your property investment journey?

DM us to make your splash 👇
💬 Slide into our DMs
📲 Request a quick call-back: https://shorturl.at/pkyS9
🤖 Or chat to Craggle AI anytime: https://shorturl.at/Qh0PU
(It’s like a mortgage expert that never sleeps)

Source:
https://pages.cotality.com/hubfs/CoreLogic%20AU/Article%20Reports/Cotality%20RBA%20rates%20commentary%20August%2025.pdf

*https://sqmresearch.com.au/uploads/12_8_25_National_Vacancy_Rates_July_2025.pdf

08/11/2025

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🏡 How much do parents usually contribute? 🏡

The Bank of Mum and Dad gift their adult kids $40,000 on average to help them buy a home.*

Instead of going straight to Mum and Dad, talk to us first.

It's important the money is provided the right way, and there's other support available too - like the 5% deposit scheme.

DM us for more info. 👇


* Compare the Market survey

06/11/2025

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🙌 5% deposit scheme cuts four years off saving time 🙌

The Home Guarantee Scheme lets you buy your first home with just a 5% deposit - not the typical 20%.

That could cut up to four years off the time it takes to save up a deposit to buy your first home.*

Recent changes mean all first home buyers are now eligible.

DM us for more info. 👇



* Housing Industry Association statistics

According to Comparethemarket, the Bank of Mum and Dad is gifting adult kids around $40,000 to help them buy a home. But...
06/11/2025

According to Comparethemarket, the Bank of Mum and Dad is gifting adult kids around $40,000 to help them buy a home.

But big monetary gifts aren’t always the answer. 🙃

That’s because lenders want to see regular savings.

And if parents loan rather than gift money, it could impact a first home buyer’s borrowing power. ⚖️

So instead of going straight to Mum and Dad, talk to us first.

There’s plenty of other support available - like the 5% deposit Home Guarantee Scheme - which can help first home buyers get started with a smaller deposit. 👇

Want to know more?
💬 Slide into our DMs
📲 Request a quick call-back: https://shorturl.at/pkyS9
🤖 Or chat to Craggle AI anytime: https://shorturl.at/Qh0PU
(It’s like a mortgage expert that never sleeps)



Source:
https://www.comparethemarket.com.au/home-loans/features/household-budget-barometer-report-2025/

🏡 How to make an offer on a home 🏡⁣⁣Making an offer isn’t as easy as reaching for your wallet.⁣⁣Talk to us first to find...
30/10/2025

🏡 How to make an offer on a home 🏡⁣
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Making an offer isn’t as easy as reaching for your wallet.⁣
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Talk to us first to find out your borrowing power and set a buying budget. 💪⁣
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Next, research the market to get a feel for local property values. 🏘️⁣
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Even if you think the property is fairly priced, you can always try for a discount.⁣
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CoreLogic says the current median discount is about 3.4%. That could potentially save you a bit of money on the final purchase price.⁣
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Put any offers in writing to show you’re a serious buyer. 📝⁣
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Contact us to find out how we can help streamline your home-buying journey. 👇⁣
⁣
💬 Slide into our DMs
📲 Request a quick call-back: https://www.craggle.com.au/info/book-your-appointment
🤖 Or chat to Craggle AI anytime: https://www.craggle.com.au/loan-options-ai
(It’s like a mortgage expert that never sleeps)



Source:
https://www.corelogic.com.au/news-research/news/2025/monthly-housing-chart-pack-june-2025

😮 Skipping pre-approval sees 1-in-10 first home buyers miss out 😮⁣⁣It’s not unusual for first home buyers to miss out on...
28/10/2025

😮 Skipping pre-approval sees 1-in-10 first home buyers miss out 😮⁣
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It’s not unusual for first home buyers to miss out on their dream property.⁣
⁣
A Finder survey shows 3 in 5 have been beaten to homes – often because they’re outbid by another buyer.⁣
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But over one in ten (11%) have lost out because they didn’t have home loan pre-approval. 🤔⁣
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Pre-approval could allow you to act faster, and negotiate (or bid) with confidence knowing you have the green light for a loan.⁣
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It can also give first home buyers a competitive edge for time-sensitive property sales. ⏳⁣
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Call us to know how pre-approval can help seal the deal and beat other buyers to the punch. 👇⁣
⁣
💬 Slide into our DMs
📲 Request a quick call-back: https://www.craggle.com.au/info/book-your-appointment
🤖 Or chat to Craggle AI anytime: https://www.craggle.com.au/loan-options-ai
(It’s like a mortgage expert that never sleeps)



Source:
https://www.finder.com.au/news/first-home-buyers-missed-out-2025

🐶 The price of loyalty has doubled 🐶⁣⁣Get this: the average monthly home loan repayment amount has almost doubled in the...
23/10/2025

🐶 The price of loyalty has doubled 🐶⁣
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Get this: the average monthly home loan repayment amount has almost doubled in the last ten years.⁣
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It's gone up from $2,214 in 2015 to $4,383 in 2025, in no small part due to rising property values. 📈⁣
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Similarly, the potential interest savings on refinancing has more than doubled to $373 per month, according to Mozo.⁣
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That’s a potential saving of $4,400 each year - just from switching to a new lender.⁣
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Contact us to find out if you could save on interest each month. 👇⁣
⁣
💬 Slide into our DMs
📲 Request a quick call-back: https://www.craggle.com.au/info/book-your-appointment
🤖 Or chat to Craggle AI anytime: https://www.craggle.com.au/loan-options-ai
(It’s like a mortgage expert that never sleeps)



Source:
https://mozo.com.au/media-room/ten-years-home-loan-trends-2015-2025

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