Prashant Alambara - The Happy Home Broker

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Prashant Alambara - The Happy Home Broker

Prashant is a finance and mortgage broker based in Sydney helping everyday Aussie's get ahead.

31/05/2026

🚨 Big changes proposed for Negative Gearing! Here is the 30-second summary:

🏗️ New focus: Tax benefits are shifting toward new builds.
📉 Borrowing hit: Your borrowing capacity for established properties could drop by ~20%.
🛡️ Don't panic: Existing investment properties will be grandfathered.

Bottom line: Invest for long-term fundamentals, not just tax perks. There's no need to rush, but you do need to be prepared.

📲 DM me to check how these proposals impact your current borrowing capacity!

27/05/2026

Nothing makes us happier than helping clients feel confident and supported throughout their home loan journey 🏡✨

From answering every question to making the process feel simple and stress-free, we’re here every step of the way. Helping our clients navigate the property journey with clarity and confidence is always the goal.

Looking for a mortgage broker who keeps things clear, smooth, and personalised? Let’s chat 🤝

03/05/2026

Everyone wants to invest in property — but not everyone has a plan.

Setting clear goals around budget, timelines, and long-term growth can make all the difference.

Because real wealth isn’t about one big win—It’s about consistency, patience, and playing the long game. You can add this sentence at the end

Thinking about your next step? We’re here to help.

26/04/2026

Less than a 20% deposit? You’ve probably come across the term Lenders Mortgage Insurance (LMI) 🏡
It can sound like an extra cost, but here’s the simple version — it’s something lenders may require to help you buy a property sooner, even if you haven’t saved a full 20% deposit yet.
The key thing? It’s not always as daunting as it sounds, and in some cases, it can actually help you get onto the property ladder earlier while you build your equity over time.
If you’re unsure how it applies to you, it’s always worth having a quick chat with a broker before making a decision.

20/04/2026

Low-investment properties are quickly becoming the go-to for buyers — and it’s not hard to see why.

With interest rates on the rise, more people are choosing affordable entry points to keep repayments manageable while still stepping into the market.

It’s not about going big anymore — it’s about being strategic.

Thinking of investing? Let’s help you get started the smart way.

07/04/2026

Looking for a "win" in today’s property market? 🏠✨

There’s nothing better than helping another Aussie investor break through the "borrowing wall" and get the keys to their next property. Whether the big banks are saying no, or you just need a more strategic approach to your cash flow, we’re here to find the right path forward.

Huge thanks to our latest client for the kind words—it’s a pleasure being part of your journey! 🥂🚀

30/03/2026

Is your current lender holding you back? ✋

With interest rates on the rise, many Aussie investors are finding their borrowing capacity has taken a hit. If you’re hitting a wall with the big banks, it’s time to look at the wider lender panel.

Using non-major lenders can boost your borrowing power now, giving you the flexibility to refinance back to a major once your cash flow strengthens. 🚀

In this market, strategic thinking is everything. Reach out today to keep your portfolio growing!

19/03/2026

Wishing everyone celebrating Ugadi a joyful and prosperous New Year 🌼

May this new beginning bring fresh opportunities, financial growth, and plenty of reasons to celebrate in the year ahead.

Here’s to new goals, new milestones, and making your home ownership dreams a reality.

Happy Ugadi! ✨

11/03/2026

Buying a home starts well before you receive the keys.

Before you begin house hunting, make sure the fundamentals are in place:
• Understand what you want in a home
• Check your credit score
• Save for your deposit
• Create a realistic housing budget
• Speak with a mortgage broker early

Getting these steps right at the start helps you avoid costly mistakes later.

06/03/2026

What a year 2025 was for the Aussie property market! We saw a massive shift with demand roaring back, largely driven by three rate cuts throughout the year. 📉

Here are the key takeaways from the past 12 months:
⬆️ Prices & Rents Up: The lower rate environment drove property prices further up, and rents continued to lift.
💰 Return of the Investor: With higher yields and plenty of equity, investors came back into the market in full force.
🏗️ Supply Pressures: Lagging construction continued to put pressure on the housing market.
🤝 Help for First Home Buyers: The new 5% deposit scheme introduced by the government in October gave a much-needed boost to those looking to get their foot in the door!

Looking ahead to 2026:
Recent inflation data hints at a potentially higher interest rate environment for the year ahead.

My advice? Play the long game and focus on what you can control. You'll always be in a better situation when you have a solid plan in place. 💪

Want to chat about your options for the year ahead? Get in touch today! 👇

📞 0403 787 577
✉️ [email protected]
🌐 www.thehappyhomebroker.com.au

Address

50 Margaret Street
Sydney, NSW
2000

Telephone

+61403787577

Website

http://www.thehappyhomebroker.com.au/

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