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MyGen Insurance Brokers General Insurance Broker. We help you get every risk covered in your business so you can trade and operate worry-free

Think having “building designer” stamped on your professional indemnity policy means you’re completely covered? In reali...
15/10/2026

Think having “building designer” stamped on your professional indemnity policy means you’re completely covered?

In reality, a generic occupation label rarely reflects the specific design advice and consultant coordination you actually deliver, leaving costly gaps if your contracts don’t align with the fine print. From hidden exclusions to how your defence costs are calculated, the true extent of your protection might look very different to what you imagine.

đź“– Read more: https://mygenib.com.au/blog/2026/10/15/professional-indemnity-for-building-designers-2026-guide/

Think your townhouse walls dictate what insurance you need? It turns out your property’s title is what actually calls th...
14/10/2026

Think your townhouse walls dictate what insurance you need? It turns out your property’s title is what actually calls the shots, and getting it wrong could leave you dangerously unprotected. While a body corporate policy usually looks after shared areas, those sleek renovations and custom fixtures you paid for might not be covered at all. The sneaky gap between strata and individual building cover catches out far more Aussie homeowners than you'd expect.

đź“– Read more: https://mygenib.com.au/blog/2026/10/14/strata-insurance-vs-building-insurance-for-townhouses-which-cover-applies/

Imagine walking into work to find your operations completely paralysed—not because your own premises suffered damage, bu...
13/10/2026

Imagine walking into work to find your operations completely paralysed—not because your own premises suffered damage, but because a critical supplier simply couldn’t deliver. Many Australian business owners assume their standard business interruption insurance will automatically foot the bill, yet that safety net often vanishes when the disruption starts off-site. The subtle distinction between direct and supplier-caused downtime comes down to specific policy triggers, and the reality of what is actually covered might just catch you completely off guard.

đź“– Read more: https://mygenib.com.au/blog/2026/10/13/supplier-failure-what-australian-businesses-need-to-know/

If a client suffers a major outage alongside a security breach, do you actually know whether your professional indemnity...
12/10/2026

If a client suffers a major outage alongside a security breach, do you actually know whether your professional indemnity or cyber insurance is supposed to step up? Managing complex client systems creates messy, overlapping risks, and relying solely on headline limits often leaves Aussie IT providers blindsided by fine-print exclusions. A single overlooked configuration tweak or missed backup could easily trigger a dispute your current policies were never properly aligned to handle.

đź“– Read more: https://mygenib.com.au/blog/2026/10/12/it-msp-insurance-australian-buying-guide/

Relying on a generic insurance checklist might feel like an easy tick-box exercise, but delivering home visits versus ru...
11/10/2026

Relying on a generic insurance checklist might feel like an easy tick-box exercise, but delivering home visits versus running a telehealth consult exposes your practice to completely different liabilities. Many allied health practitioners assume standard cover protects every angle, yet small details like how you manage client records or travel between appointments can reveal costly gaps. It turns out the fine print between professional indemnity and public liability isn’t always where you'd expect to find it.

đź“– Read more: https://mygenib.com.au/blog/2026/10/11/insurance-for-allied-health-professionals-australian-guide/

Think the number of vehicles on your books is the main factor driving your fleet insurance quote? In reality, two Aussie...
10/10/2026

Think the number of vehicles on your books is the main factor driving your fleet insurance quote? In reality, two Aussie businesses with the exact same vehicle count can end up with wildly different costs based entirely on how, where and when those wheels turn.

Snagging the cheapest premium might feel like a win today, until an overlooked exclusion leaves your entire operation completely exposed.

đź“– Read more: https://mygenib.com.au/blog/2026/10/10/commercial-motor-fleet-insurance-quote-a-2026-australian-buying-guide/

If a trusted team member gets tricked into paying a fake supplier invoice, you might assume your business cyber cover ha...
09/10/2026

If a trusted team member gets tricked into paying a fake supplier invoice, you might assume your business cyber cover has your back. Think again. Because the transfer was technically authorised by your own staff, many standard policies won't pay out a single cent. The difference between being fully protected and copping a massive financial loss often hinges on a few overlooked words in your policy.

đź“– Read more: https://mygenib.com.au/blog/2026/10/09/social-engineering-fraud-insurance-what-australian-businesses-need-to-know/

That multi-million-dollar headline figure on your business’s cyber insurance policy might look comforting, but the fine ...
08/10/2026

That multi-million-dollar headline figure on your business’s cyber insurance policy might look comforting, but the fine print often tells a completely different story. When an incident hits, critical recovery costs like forensic investigations, legal advice, and customer notifications are frequently capped by surprisingly tiny sub-limits. What your policy will actually cover in the heat of a crisis might just catch you off guard.

đź“– Read more: https://mygenib.com.au/blog/2026/10/08/cyber-event-response-costs-coverage-what-australian-businesses-should-check/

If you’ve been hunting for “personal grievance insurance” to protect your business against messy staff disputes, you mig...
07/10/2026

If you’ve been hunting for “personal grievance insurance” to protect your business against messy staff disputes, you might actually be looking at the wrong country’s legal system entirely. While our mates across the ditch in New Zealand rely on that specific phrase, Australian employers need to look for Employment Practices Liability cover to safeguard against costly unfair dismissal or bullying allegations. Getting the policy wording wrong could leave your business dangerously exposed to crippling legal defence costs when you least expect it.

đź“– Read more: https://mygenib.com.au/blog/2026/10/07/employment-practices-insurance-an-australian-guide/

Owning a slice of Aussie history is a dream, but most people assume a heritage listing automatically sends insurance pre...
06/10/2026

Owning a slice of Aussie history is a dream, but most people assume a heritage listing automatically sends insurance premiums through the roof. Surprisingly, that official status isn't what usually catches homeowners out when disaster strikes. Standard building calculators often completely overlook the rare materials, skilled artisans, and strict council approvals needed to restore period features properly. The real secret to protecting your character home comes down to a few critical policy details that most owners never think to check until it's too late.

đź“– Read more: https://mygenib.com.au/blog/2026/10/06/insuring-a-heritage-listed-home-an-australian-guide-to-getting-cover-right/

Address

39 East Esplanade
Sydney, NSW

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61432556576

Website

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