Peta Moult - Willoughby Mortgage Broker

Peta Moult - Willoughby Mortgage Broker Simplifying lending, know your money and unlock potential. Hypothèque the French word for mortgage. Together, we're not just talk; we're action. Our motto?

👋 Welcome to Hypothèque Mortgage Broking - Willoughby 👋

I'm Peta, a dedicated wife, and a busy mum of two amazing kids. I'm proud to call Sydney my home, but my financial expertise knows no bounds, with clients scattered all across Australia.

📚 Experience and Education 📚
With over 15 years of experience in the financial services industry, I've accumulated a wealth of knowledge. I hold a Diploma

in Finance and Mortgage Broking, a Graduate Diploma of Financial Planning, and a Diploma of Property (Real Estate). I'm not just about transactions; I'm about empowering you with financial know-how.

💡 Passion for Financial Literacy 💡
Financial literacy is my driving force. I don't just want to find the right lending solutions for my clients; I want to ensure they're equipped to make informed financial decisions. Together, let's look at your entire financial landscape and chart a course toward your goals.

🤝 Meet My Team 🤝
Behind the scenes, I'm backed by a fantastic team of 5 other brokers and an extraordinary support staff. GET THINGS DONE!

🏡 Services: Mortgage Brokerage | Asset Finance | Personal Loans | Commercial Loans | Business Finance

📌 Connect with Me 📌
I'm here to help you navigate the financial maze. Let's connect and explore the possibilities together!

14/08/2025

Lenders are passing on the rate cut! Here are more that are cutting and when!

10/07/2025

Just when you thought it was pretty much a given

💥 Markets Were Expecting a Cut — But the RBA Held at 3.85%!Despite a 95% chance priced in for a July rate cut, the Reser...
09/07/2025

💥 Markets Were Expecting a Cut — But the RBA Held at 3.85%!

Despite a 95% chance priced in for a July rate cut, the Reserve Bank surprised markets by keeping the cash rate on hold at 3.85%.

Why no cut? RBA Governor Michele Bullock says it’s about timing, not direction, they want to see the next quarterly inflation data (out July 30) before making a move.

📉 With inflation cooling but still uncertain, the focus now shifts to the August meeting.

Will we see that long-awaited rate cut then? 👀

📉 Rate Drop Alert!The RBA just trimmed the cash rate by 0.25% — now sitting pretty at 3.85%. 🎯 Why? Because inflation is...
20/05/2025

📉 Rate Drop Alert!

The RBA just trimmed the cash rate by 0.25% — now sitting pretty at 3.85%. 🎯 Why? Because inflation is finally behaving itself (mostly).

✅ Trimmed mean inflation = 2.9%
✅ Headline inflation = 2.4%
📉 That’s inside the “Goldilocks zone” of 2–3%!

But don’t pop the champagne just yet — the world’s still a bit wobbly 🌍 and the RBA’s keeping one eye on global chaos and the other on our wallets.

👀 The TL;DR:

Interest rates down ✔️

Inflation cooling ✔️

Global uncertainty? Still a thing. 😬

RBA: Cautiously optimistic... with a finger on the pause/play button

Good news, for mortgage holders! 🎉 The Reserve Bank has finally decided to give our wallets a little breathing room, cut...
18/02/2025

Good news, for mortgage holders! 🎉

The Reserve Bank has finally decided to give our wallets a little breathing room, cutting the cash rate to 4.10%.

With inflation starting to cool off ❄️, wages not really moving too much 💸, and businesses struggling to hike prices 📉 RBA thought it was time to ease up a bit.

But hold on—before you go ordering that extra avocado toast 🥑🍞, they aren't that ready to throw a rate-cutting party just yet. 🚨 They’re still worried about a stubbornly tight job market 👷‍♂️, unpredictable spending habits 🛒, and, of course, global 🌍 chaos we currently have going on 🤡.

So, enjoy this little win 🎊, but maybe don’t max yourself out too quickly. The economy’s still a bit of a rollercoaster 🎢, and the RBA are keeping a very close eye on things! 😦
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RATES ON HOLD!🇦🇺 The Reserve Bank of Australia has held interest rates steady at 4.35% for the eighth straight meeting! ...
05/11/2024

RATES ON HOLD!

🇦🇺 The Reserve Bank of Australia has held interest rates steady at 4.35% for the eighth straight meeting! 📉 Inflation may have dropped to its lowest in almost 4 years (2.8%), but the RBA says it’s still too high for a rate cut. 📊 They’re aiming for the target range by 2026. 🔜

Inflation has finally come into the RBA’s target band 📉, but this probably won’t lead to a rate cut next week 🏦. The Sep...
30/10/2024

Inflation has finally come into the RBA’s target band 📉, but this probably won’t lead to a rate cut next week 🏦.

The September quarterly inflation figure has dropped to 2.8%, down from 3.8% in June—marking the lowest level in about three and a half years 📆.

However, don’t get too excited 😅; the main drivers of this drop were temporary factors like government electricity rebates 💡 across the states and territories, along with lower fuel prices ⛽️ driven by reduced demand. The Bureau of Statistics confirmed that without these government rebates, electricity prices would have actually increased by 0.7% for the quarter, instead of falling by 17.3% 📉.

Next week, the RBA will likely focus more on the Trimmed Mean or Core Inflation data 🧮, which excludes large drops in both electricity and fuel alongside other significant price changes, to get a "truer" sense of inflation. Core inflation fell to 3.5% per year from 4% last quarter, but this is still outside the RBA’s 2-3% target band 🎯.

This means rates will likely remain on hold for the rest of the year 🔒. A closer look at the numbers will come with the December quarter inflation figures, due for release in January 2025, just ahead of the RBA’s February 2025 meeting 📊.

The RBA has decided once again to keep the cash rate on hold at 4.35% 📊.While inflation has eased since its 2022 peak 📉,...
24/09/2024

The RBA has decided once again to keep the cash rate on hold at 4.35% 📊.

While inflation has eased since its 2022 peak 📉, it still remains above the 2–3% target 🎯.

Economic growth is weak, wage pressures have slightly eased, but the labour market remains tight 💼. The Board remains focused on bringing inflation back to target by 2026 ⏳ and will continue to monitor risks both locally and globally 🌍 to guide its decisions.

07/05/2024

RBA leaves rates
ON HOLD
at 4.35%

Address

Sydney, NSW
2068

Telephone

+61439458908

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