Maple Insurance & Risk

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Maple Insurance & Risk

Maple Insurance & Risk is an agile boutique insurance, risk management and business advisory firm.

30/09/2026

FAQ with Adam - a series answering the most common insurance questions business owners ask. With years of experience advising businesses on risk and insurance, Adam shares clear, practical insights to help you understand what really matters.

Q: Can I reduce my insurance to save costs right now?
A: Short answer. Yes but it needs to be done properly.

With the improved market conditions, it is relatively easy to save on insurance costs right now. And with ongoing cost pressures, it’s natural for businesses to take advantage of where they can reduce expenses. Some insurers might be more aggressive than others for your business but commoditising insurance and seeking the lowest cost alternative carries some level of risk. Be sure to discuss the claim capability, serviceability, attitude, and approach of your insurer before choosing on price alone.

17/09/2026

𝗔 𝘀𝘁𝗼𝗿𝗺 𝗳𝗼𝗿𝗰𝗲𝗱 𝗮 𝗡𝗦𝗪 𝗖𝗲𝗻𝘁𝗿𝗮𝗹 𝗖𝗼𝗮𝘀𝘁 𝗿𝗲𝘀𝘁𝗮𝘂𝗿𝗮𝗻𝘁 𝘁𝗼 𝗰𝗹𝗼𝘀𝗲 𝗱𝘂𝗿𝗶𝗻𝗴 𝗽𝗲𝗮𝗸 𝘁𝗿𝗮𝗱𝗶𝗻𝗴. The claim settled at $240,000, with around 70% relating to business interruption. The timing of the repairs was critical. By structuring the settlement around the trading calendar, the business was able to keep operating through its busiest period.
Read the full case study: https://bit.ly/4xvBdXp.

26/08/2026

Cutting out advice doesn’t remove risk, it can shift it. With rising costs, many businesses are looking to save where they can and insurance is often seen as an easy place to reduce spend. But choosing a policy based on price alone can sometimes mean important details are overlooked. Differences in cover, exclusions, and how a policy responds aren’t always obvious upfront and could cost you more than you saved. A broker’s role is to look beyond the premium and give you clarity by understanding your business and help structure cover that reflects your actual risks. Contact us now at (02) 8329 0999 for a no-obligation chat today.

13/08/2026

𝗡𝗲𝘄 𝗯𝗼𝗼𝗸 𝗿𝗲𝗹𝗲𝗮𝘀𝗲: 𝗖𝗮𝘁𝗮𝘀𝘁𝗿𝗼𝗽𝗵𝗶𝗰 𝗥𝗶𝘀𝗸𝘀 𝗧𝗵𝗮𝘁 𝗖𝗮𝗻’𝘁 𝗕𝗲 𝗜𝗴𝗻𝗼𝗿𝗲𝗱

What are the risks your business isn’t seeing? Written by Maple Insurance & Risk Principal, Adam Sulway, this new book explores the 11 blind spots that can leave businesses exposed to catastrophic failure and how smarter risk management and insurance can help protect what you’ve built.

Inside, discover how to:
• Uncover hidden business risks and potential points of failure
• Turn risk management into an opportunity for growth
• Use insurance as a strategic advantage
• Protect the value you’re building and make more confident business decisions

Business leaders can claim a complimentary copy, including a free consultation.
Get your free copy here👉 https://bit.ly/4fWk7fT

22/07/2026

How do I pick a policy limit for General Liability insurance?

Picking a liability insurance policy limit requires balancing your risk exposure with budget constraints, with $10M–$20M+ being common for small and mid-sized businesses. However, there is a more measured approach to selecting the right level of cover based on various scenarios. These can be led by contracts entered by the business, regulatory minimums, foreseeable injury or damage from a single occurrence affecting one or many, from the same cause. If you would like to discuss your situation, get in touch with our team at (02) 8329 0999.

08/07/2026

There’s more to rising costs than the numbers. With fuel costs remaining elevated, many businesses are continuing to experience delays and pressure across their operations. When supply slows down, the impact often goes beyond logistics, affecting timelines, commitments and day-to-day operations. It’s not just about cost, it’s about continuity. Get in touch with our team if you’d like to better understand how interruption could impact your business at (02) 8329 0999.

10/06/2026

The part of your policy most businesses forget to review.

When business owners review their insurance, the focus is often on price or renewal dates. But the part that’s most commonly overlooked is whether the details still reflect the business today - asset values change, equipment gets upgraded, operations evolve.

If sums insured, listed assets or business activities haven’t been reviewed recently, there may be gaps you don’t see until you need to make a claim. A regular review helps make sure your cover still fits your business, not the version you were running years ago. A quick review now can make a big difference later. Get in touch with us today at (02) 8329 0999.

27/05/2026

FAQ with Adam - a series answering the most common insurance questions business owners ask. With years of experience advising businesses on risk and insurance, Adam shares clear, practical insights to help you understand what really matters.

Q: If nothing has changed, do I still need to update my policy?
A: Short answer: Yes! It is worth a conversation with your broker.

Even if your business hasn’t changed, the environment around it often has. Rising costs, changes in building and repair values and shifts in regulations can all affect how your policy responds. Over time, this can mean your cover no longer reflects what it would actually cost to repair, replace or recover. A quick review helps ensure your policy still aligns with current conditions, not just last year’s.

21/05/2026

Rising fuel costs don’t just affect margins, they can impact how goods move, how quickly suppliers deliver and how reliably operations run. Delays, reduced availability and shifting timelines can all create pressure across a business. When supply slows down, the impact is often felt beyond logistics - it can affect revenue, commitments and day-to-day operations. Understanding how your business would respond to disruption is an important part of staying prepared. If you’d like to better understand how disruption could impact your business, contact us at (02) 8329 0999.

13/05/2026

Contracts don’t just outline the work. They often outline responsibility. Sometimes, a contract can make your business responsible for risks that your insurance policy isn’t designed to cover.

Even if you have insurance, it might not cover everything you’ve agreed to in a contract. That gap often comes from the contract. It’s called contractual liability. In simple terms, you may be taking on extra risk when you sign an agreement. And if something goes wrong, that cost could sit with your business, not your insurer.

This is where having the right advice matters. Looking at your policy alone isn’t always enough. Understanding your contracts and how they interact with your cover is just as important. If you’ve signed contracts recently, it’s worth having them looked at alongside your cover.

Address

Level 5, 20 Bond Street
Sydney, NSW
2000

Website

https://www.mapleinsurance.com.au/

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