Maple Insurance & Risk

Maple Insurance & Risk Maple Insurance & Risk is an agile boutique insurance, risk management and business advisory firm.

Cutting out advice doesnโ€™t remove risk, it can shift it. With rising costs, many businesses are looking to save where th...
26/08/2026

Cutting out advice doesnโ€™t remove risk, it can shift it. With rising costs, many businesses are looking to save where they can and insurance is often seen as an easy place to reduce spend. But choosing a policy based on price alone can sometimes mean important details are overlooked. Differences in cover, exclusions, and how a policy responds arenโ€™t always obvious upfront and could cost you more than you saved. A brokerโ€™s role is to look beyond the premium and give you clarity by understanding your business and help structure cover that reflects your actual risks. Contact us now at (02) 8329 0999 for a no-obligation chat today.

๐—ก๐—ฒ๐˜„ ๐—ฏ๐—ผ๐—ผ๐—ธ ๐—ฟ๐—ฒ๐—น๐—ฒ๐—ฎ๐˜€๐—ฒ: ๐—–๐—ฎ๐˜๐—ฎ๐˜€๐˜๐—ฟ๐—ผ๐—ฝ๐—ต๐—ถ๐—ฐ ๐—ฅ๐—ถ๐˜€๐—ธ๐˜€ ๐—ง๐—ต๐—ฎ๐˜ ๐—–๐—ฎ๐—ปโ€™๐˜ ๐—•๐—ฒ ๐—œ๐—ด๐—ป๐—ผ๐—ฟ๐—ฒ๐—ฑWhat are the risks your business isnโ€™t seeing? Written by Mapl...
13/08/2026

๐—ก๐—ฒ๐˜„ ๐—ฏ๐—ผ๐—ผ๐—ธ ๐—ฟ๐—ฒ๐—น๐—ฒ๐—ฎ๐˜€๐—ฒ: ๐—–๐—ฎ๐˜๐—ฎ๐˜€๐˜๐—ฟ๐—ผ๐—ฝ๐—ต๐—ถ๐—ฐ ๐—ฅ๐—ถ๐˜€๐—ธ๐˜€ ๐—ง๐—ต๐—ฎ๐˜ ๐—–๐—ฎ๐—ปโ€™๐˜ ๐—•๐—ฒ ๐—œ๐—ด๐—ป๐—ผ๐—ฟ๐—ฒ๐—ฑ

What are the risks your business isnโ€™t seeing? Written by Maple Insurance & Risk Principal, Adam Sulway, this new book explores the 11 blind spots that can leave businesses exposed to catastrophic failure and how smarter risk management and insurance can help protect what youโ€™ve built.

Inside, discover how to:
โ€ข Uncover hidden business risks and potential points of failure
โ€ข Turn risk management into an opportunity for growth
โ€ข Use insurance as a strategic advantage
โ€ข Protect the value youโ€™re building and make more confident business decisions

Business leaders can claim a complimentary copy, including a free consultation.
Get your free copy here๐Ÿ‘‰ https://bit.ly/4fWk7fT

How do I pick a policy limit for General Liability insurance?Picking a liability insurance policy limit requires balanci...
22/07/2026

How do I pick a policy limit for General Liability insurance?

Picking a liability insurance policy limit requires balancing your risk exposure with budget constraints, with $10Mโ€“$20M+ being common for small and mid-sized businesses. However, there is a more measured approach to selecting the right level of cover based on various scenarios. These can be led by contracts entered by the business, regulatory minimums, foreseeable injury or damage from a single occurrence affecting one or many, from the same cause. If you would like to discuss your situation, get in touch with our team at (02) 8329 0999.

Thereโ€™s more to rising costs than the numbers. With fuel costs remaining elevated, many businesses are continuing to exp...
08/07/2026

Thereโ€™s more to rising costs than the numbers. With fuel costs remaining elevated, many businesses are continuing to experience delays and pressure across their operations. When supply slows down, the impact often goes beyond logistics, affecting timelines, commitments and day-to-day operations. Itโ€™s not just about cost, itโ€™s about continuity. Get in touch with our team if youโ€™d like to better understand how interruption could impact your business at (02) 8329 0999.

The part of your policy most businesses forget to review.When business owners review their insurance, the focus is often...
10/06/2026

The part of your policy most businesses forget to review.

When business owners review their insurance, the focus is often on price or renewal dates. But the part thatโ€™s most commonly overlooked is whether the details still reflect the business today - asset values change, equipment gets upgraded, operations evolve.

If sums insured, listed assets or business activities havenโ€™t been reviewed recently, there may be gaps you donโ€™t see until you need to make a claim. A regular review helps make sure your cover still fits your business, not the version you were running years ago. A quick review now can make a big difference later. Get in touch with us today at (02) 8329 0999.

FAQ with Adam - a series answering the most common insurance questions business owners ask. With years of experience adv...
27/05/2026

FAQ with Adam - a series answering the most common insurance questions business owners ask. With years of experience advising businesses on risk and insurance, Adam shares clear, practical insights to help you understand what really matters.

Q: If nothing has changed, do I still need to update my policy?
A: Short answer: Yes! It is worth a conversation with your broker.

Even if your business hasnโ€™t changed, the environment around it often has. Rising costs, changes in building and repair values and shifts in regulations can all affect how your policy responds. Over time, this can mean your cover no longer reflects what it would actually cost to repair, replace or recover. ๏ปฟA quick review helps ensure your policy still aligns with current conditions, not just last yearโ€™s.

Rising fuel costs donโ€™t just affect margins, they can impact how goods move, how quickly suppliers deliver and how relia...
21/05/2026

Rising fuel costs donโ€™t just affect margins, they can impact how goods move, how quickly suppliers deliver and how reliably operations run. Delays, reduced availability and shifting timelines can all create pressure across a business. When supply slows down, the impact is often felt beyond logistics - it can affect revenue, commitments and day-to-day operations. Understanding how your business would respond to disruption is an important part of staying prepared. If youโ€™d like to better understand how disruption could impact your business, contact us at (02) 8329 0999.

Contracts donโ€™t just outline the work. They often outline responsibility. Sometimes, a contract can make your business r...
13/05/2026

Contracts donโ€™t just outline the work. They often outline responsibility. Sometimes, a contract can make your business responsible for risks that your insurance policy isnโ€™t designed to cover.

Even if you have insurance, it might not cover everything youโ€™ve agreed to in a contract. That gap often comes from the contract. Itโ€™s called contractual liability. In simple terms, you may be taking on extra risk when you sign an agreement. And if something goes wrong, that cost could sit with your business, not your insurer.

This is where having the right advice matters. Looking at your policy alone isnโ€™t always enough. Understanding your contracts and how they interact with your cover is just as important. If youโ€™ve signed contracts recently, itโ€™s worth having them looked at alongside your cover.

FAQ with Adam - a series answering the most common insurance questions business owners ask. With years of experience adv...
29/04/2026

FAQ with Adam - a series answering the most common insurance questions business owners ask. With years of experience advising businesses on risk and insurance, Adam shares clear, practical insights to help you understand what really matters.

Q: Is the cheapest insurance always the best option?
A: Short Answer. Not always.

While price matters, the cheapest policy can sometimes leave gaps in cover, higher excesses or exclusions that only become clear when you need to make a claim. The right insurance should reflect how your business actually operates - your assets, risks and exposure - not just your budget. A policy thatโ€™s fit for purpose can help reduce downtime, avoid surprises, and deliver better outcomes when something goes wrong. Value isnโ€™t just about what you pay. Itโ€™s about protection that works when you need it.

Change is part of doing business - growth, new equipment, new directions. Your insurance should be built to handle that ...
15/04/2026

Change is part of doing business - growth, new equipment, new directions. Your insurance should be built to handle that change, not lag behind it.

The real question isnโ€™t - "do you have insurance"? Itโ€™s whether your cover is fit for how your business operates today. Because change is good. Unaligned insurance isnโ€™t. Get an insurance review and a no cost, no obligation quotation for your solution at (02) 8329 0999.

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Level 5, 20 Bond Street
Sydney, NSW
2000

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