Bounce Financial

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Bounce Financial Sunshine Coast based, Australia Wide financial planning firm specialising in helping Professional Families and Pre-Retirees. AFSL 529109. General Advice Only.

You’re smart. You’ve built a career you are proud of, you earn good money and now you’re wondering, what’s next? Maybe you’ve started your financial journey, you may have even bought your first house, but you want so much more from life. Maybe you want to renovate or buy a holiday home? Start investing to retire early? Pay less tax or start a business? Maybe you just want to take multiple epic international holidays each year? Whatever your goals, at Bounce Financial our mission is to help you feel exited and empowered about your financial future. We take your big audacious goals and distil them down into a simple, easy to follow financial plan. We’re personal and we’re proactive. We’ll be with you every step of the way, using our proven expertise to get you the future you want.

*The information provided on this page is general in nature and doesn't take into account your particular financial circumstances. You should seek financial advice before taking action. AFSL: 529109

Putting money into super is great from a tax perspective but comes with one big downside- you can’t access it until afte...
13/10/2026

Putting money into super is great from a tax perspective but comes with one big downside- you can’t access it until after 60 (with some exclusions/conditions applying).

When you are in your 20s, this downside is a big deal.

You should be putting money into super but committing all of your money to super? Seems a bit crazy.

But there is a point where this starts to change.

Usually if my clients are in their late 40s or early 50s, we start asking the question “should we be only investing in super?”.

If your intention is to not access your money until after 60 anyway, then paying extra tax just so you can have access earlier doesn’t make a lot of sense.

If you’re hitting this age and are wondering how best to restructure your investing to reduce your tax, then please reach out.

We work with people all over Australia and would love to hear from you.

Ben

New on the Money Chats Podcast: Avoiding the "death tax". For the full episode, head on over to Spotify or your favourit...
12/10/2026

New on the Money Chats Podcast: Avoiding the "death tax".

For the full episode, head on over to Spotify or your favourite listening app.

Love to hear it. It also helps to have dream clients.
07/10/2026

Love to hear it. It also helps to have dream clients.

When it comes to a financial plan, automation is the key to success.I recently delivered a financial plan to a new clien...
29/09/2026

When it comes to a financial plan, automation is the key to success.

I recently delivered a financial plan to a new client.

She had worked for the QLD government most of her life so had consistently contributed an additional 5% of her salary to superannuation.

Because of this, she had a really big balance and had barely noticed the missed income.

Whilst her super was looking healthy, the other parts of her finances weren’t doing as well.

We discussed the idea of applying the same level of automation to these other areas.

For example, we set up a fortnightly recurring payment onto the home loan.

We also set up a monthly contribution to an investment portfolio which was direct debited automatically.

The goal here was to replicate the automation of her salary sacrifice in the other areas of her life.

If you’re looking for someone to help you think through how to automate your finances, then please reach out. We have clients all over Australia and would love to hear from you.

Ben

New on the podcast: How to make your life insurance cheaper. For the full episide, head on over to Spotify.
28/09/2026

New on the podcast: How to make your life insurance cheaper.

For the full episide, head on over to Spotify.

100% want to make sure you feel comfortable.
20/09/2026

100% want to make sure you feel comfortable.

The two most underrated wealth-building “tricks”?Time and consistency.It’s easy to get caught up in complicated investme...
15/09/2026

The two most underrated wealth-building “tricks”?

Time and consistency.

It’s easy to get caught up in complicated investment strategies, clever structures or finding ways to save a little more tax.

But often, people overlook the two things that matter most.

Start early. Keep going.

If you consistently invest, make sensible financial decisions and give your money enough time to grow, you can put yourself in an incredibly strong financial position.

You don’t necessarily need a complicated strategy.

You need a good strategy that you can stick to for a long time.

This is also why I believe turning 40 is a good time to start taking your finances seriously, if you haven’t already.

You still potentially have 20+ years of earning, investing and compounding ahead of you.

That’s a huge opportunity.

But the other side of that is that every year you delay matters.

The earlier you start, the more time your money has to do the heavy lifting for you.

So don’t spend all your energy looking for the perfect investment strategy.

Focus on the basics: Invest consistently, automate your finances, give it time.

Those three things can be far more powerful than trying to find the next clever financial “hack”.

Cara

New on the pod: Should you close out your home loan when you've paid it off? We chat through the pros and cons. For the ...
14/09/2026

New on the pod: Should you close out your home loan when you've paid it off?

We chat through the pros and cons. For the full episode, head on over to Spotify.

A lot of people I talk to have plans to downsize in retirement.After a few questions, it becomes obvious that they inten...
08/09/2026

A lot of people I talk to have plans to downsize in retirement.

After a few questions, it becomes obvious that they intend to ‘physically downsize’ not ‘financially downsize’.

When I eventually retire, I too expect I won’t want to financially downsize.

If I’m selling my house to move to an apartment, you bet I’m probably looking at a beautiful apartment in a great location of a similar value.

The key to this plan though is knowing that the value of your house is not a strategy to fund your retirement.

If you want to ensure you have enough money to enjoy that new apartment, we need to focus on investing as soon as possible.

Ben

What’s the best financial thing to do?I get asked this question a lot. Often, it's actually the wrong question.When we w...
06/09/2026

What’s the best financial thing to do?

I get asked this question a lot. Often, it's actually the wrong question.

When we work with clients, we’ll map out several different scenarios based on their goals. We look at what’s possible, what isn’t, the trade-offs involved and what each option could mean financially over time.

Usually, there will be one option that produces the best financial outcome on paper.

But that doesn’t necessarily mean it’s the right option for you.

Because financial decisions aren’t made in a spreadsheet.

You also need to consider your lifestyle, your stage of life, your personal timelines and what you’re willing to give up now in exchange for something bigger in the future.

And just as importantly, what you’re not willing to give up.

There are usually several ways to get where you want to go. Our job isn’t simply to tell you which one is “best”.
It’s to show you the options, explain the trade-offs and help you understand what each path looks like financially and personally.

The best financial decision isn’t necessarily the one that makes you the most money. It’s the one that best balances your financial goals with the life you want to live.

Cara

Address

2 Innovation Pkwy, Birtinya
Sunshine Coast, QLD
4575

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+61738542348

Website

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