Scholard Financial Solutions

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Scholard Financial Solutions

Mobile Mortgage Broking Service Scholard Financial Solutions (SFS) is dedicated to providing a lending solution tailored to meet our client’s needs.

With over 200 products available, instant access to current rates and up to date products we have the belief that there is a suitable product for your situation and future endeavours. Finding a convenient time to meet with a Mortgage Broker can prove difficult. We are aware how time poor people can be with growing families, demands of work hours and general everyday activities. As a mobile Mortgag

e Broker we can provide you with the flexibility to choose when and where we meet whether that be at our office, your home, your place of work or a local café. SFS will strip back the jargon, co-ordinate paperwork and do the leg work on your behalf to make applying for a loan as smooth and stress-free as possible. We pride ourselves on ensuring dependable, ongoing communication throughout the loan application process as well as throughout the period of the loan. Our aim to build long term relationships with our clients so they feel comfortable to contact us if there are any queries about their product during the life of the loan.

18/05/2026

Big announcement at Scholard Financial Solutions…

We’re excited to welcome a new member to the team.

His role?
• Taking 47% of the profits
• Contributing no deposit
• Carrying absolutely none of the risk

Safe to say he’ll fit straight into the new Capital Gains Tax changes nicely. 😅

In all seriousness though. If you’re wondering how the proposed changes could impact investors, cash flow, or future property strategies, now’s probably the time to get advice before the rules change again.

📞 Mitch – Scholard Financial Solutions - 0401 909 947
🌐 www.scholardfs.com.au

22/04/2026

🚨 CLIENT WIN 🚨

This one is a perfect example of why having options matters.

My clients had their offer accepted and went straight to their existing bank for finance. Everything was tracking smoothly… until the valuation came in $100,000 under the contract price.

That one number changed everything:

❌ $13,000 in LMI added
❌ Higher interest rate (+0.45%)
❌ Deal suddenly looking a lot harder than expected

Instead of settling for that outcome, they reached out to a broker (me 👋)

I was able to source an alternative lender who assessed the property at full contract price, completely removing the LMI and avoiding the
higher rate.

Same deal. Different bank. Massive difference.
This is exactly why working with a broker isn’t just about chasing the lowest rate.
It’s about having access to multiple lenders, different policies, and different valuations.

Because sometimes the difference between a deal working or not.
comes down to who you choose to work with.

If you’ve had a bank say “no” or the numbers aren’t stacking up, it might just be time for a second opinion.

13/04/2026

This is something most people don’t realise.

That $10k credit card you barely use?
It could be costing you ~$50k in borrowing power.

Same goes for car loans, HECS, and even private health insurance.

If you’re thinking about buying or refinancing, happy to run through your numbers 👍

01/04/2026

🚨 BIG ANNOUNCEMENT 🚨

We’re officially introducing… 1% deposits with NO LMI and NO repayments for the first 5 years.*

Yep, you read that right. Buy now, pay later… much later.

We’ve also convinced banks to throw in a free holiday and cover your stamp duty while they’re at it ✈️

…

Alright, before this gets out of hand — April Fools 😅

But here’s the real deal 👇
While offers like that don’t exist (yet…), there are some seriously sharp options in the market right now:

✔️ Low deposit options (as little as 5%)
✔️ Cashback offers still floating around
✔️ Banks actually competing hard for business again
✔️ Plenty of ways to reduce your rate or repayments

If you’ve been sitting on the fence, now’s a pretty good time to at least see what’s possible.

15/03/2026

⛽ Fuel prices are up… groceries are up… everything feels more expensive.

But your home loan might not have to be.

If you haven’t reviewed your mortgage in the last 12–24 months, there’s a good chance you could be paying more than you need to.

Right now I’m helping clients secure options like the one below.

A quick refinance check could potentially save you thousands per year and help put money back in your pocket where it belongs.

If you'd like a free home loan health check, feel free to reach out 👇
M 0401 909 947
E [email protected]

13/02/2026

Pretty proud of this one 👊

I’ve officially been awarded Platinum Broker status with Commonwealth Bank 🏆

This puts me in a small group of brokers nationally and means better access, stronger support, and smoother approvals for my clients.

If you’re buying, refinancing, or just want to know what options you actually have please reach out.

Grateful for the trust and support 🙏 Let’s keep building 💙

21/01/2026

Weekly win 👇

This week I helped multiple clients lower their interest rate without changing banks.

Most people assume refinancing was the only option. Which means a new application, valuation, paperwork, the lot.

Instead, I reviewed their loans, looked at their current position, and negotiated directly with their lender.

Result?
✔️ Lower rate
✔️ Lower repayments
✔️ No discharge forms
✔️ No refinance fees

This is why regular reviews matter.
Most people don’t need a brand new loan, they just need someone checking their corner.

If you haven’t reviewed your loan in a while, it might be worth a quick chat.

04/01/2026

Back to work tomorrow after a great break. Refreshed, recharged and ready to go 💙

If a new home, refinance, or property goal is on your radar this year, I’m here to assist.

Even if you’re just:
✔️ “thinking about it”
✔️ unsure where to start
✔️ wanting a second opinion

Happy to help.

📩 DM me
📞 Call or text
☕️ Or grab a quick chat — no pressure, no jargon

31/12/2025

🎉 Happy New Year! 🎉

Another year done and dusted, and I’m incredibly grateful for the trust and support shown to Scholard Financial Solutions.

New year = new goals, new homes and new opportunities 🏡
Whether you’re buying your first home, upgrading, investing or refinancing, I’m here to help you start the year strong.

Cheers to a big year ahead 👊

30/09/2025

Happy First Home Guarantee Scheme Day!

From 1 October 2025 (today), the First Home Guarantee (part of the expanded Home Guarantee Scheme) launches with major updates to help more people enter the home ownership journey.
✨ What’s new?
• Buy your first home with just 5% deposit — no need for Lenders’ Mortgage Insurance (LMI) 🏦
• No income caps — eligibility widened for more Australians
• No limit on number of places — everyone who qualifies can apply
• Higher property price caps — so more homes are within reach
• Must be owner-occupied (not for investment) and meet other eligibility rules

📍 In my local area (Sunshine Coast/ QLD), the new price cap is now $1,000,000 in capital & regional centres, $700,000 elsewhere. If you’ve been putting off buying your first home because of deposit hurdles, this might be the opportunity you’ve been waiting for.

If you want help figuring out whether you’re eligible, how to apply, or what this means for your budget, I’m happy to jump in and break it down with you.

Address

Sunshine Coast, QLD
4558

Telephone

+61401909947

Website

https://scholardfinancialsolutions.smartonline.com.au/

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