Graeme Salt Origin Finance - Lewisham

27/05/2026

Are you a winner or loser in this budget? Read my blog for more

By Graeme Salt This budget really created winners and loser. It is a first step in tilting the balance in favour of younger, working Australians trying to buy their first home. For decades, the housing market has been geared in favour of older investors such as me. The budget will sweep away many of...

25/05/2026

15/05/2026

The budget's changes to negative gearing will have profound impacts on the property market. And how the banks will assess these changes is unknown.

Read my blog to see how this could impact your borrowing capacity.

By Graeme Salt This week’s budget made a number of key announcements, one of which was to remove negative gearing benefits for newly purchased properties except for brand new properties. This difference between old and new will have a huge impact on your borrowing capacity due to the different way...

03/05/2026

Big week ahead everyone. The Reserve Bank meets tomorrow.

Most economists predict a rate rise (sorry).

DM me if you want to explore your mortgage options.

29/04/2026

Despite the 'doom and gloom' headlines, there's still growth in the property market. You have to know where to look.

By Graeme Salt Forecast rate rises and the Iran War has added pessimism to the property market. But is it well-founded? Long-term research by Suburb Trends shows that some locations are under-performing while others over-performing, despite recent declines if consumer confidence. Australia has many....

23/04/2026

Sorry, we are in for some tough months

23/04/2026

How to be ready to settle on your home - stress free!

By Graeme Salt Settling on a property can be one of the most stressful exercises you will have to go through. In Australia, many contracts expect there to be 42 days (six weeks) between exchanging on a property and settling. This allows time for everyone to get their ducks in a row.  Things like: T...

21/04/2026

Clients are increasingly mentioning bridging finance to me.

In this strange property market, you may need to understand how bridging finance works.

14/04/2026

I was recently interviewed by one of the mortgage broking industry publications, Broker Daily, on fraud in banking.

However you arrange your mortgage, it's vital you have confidence in the professionalism of the person with whom you are working.

As mortgage fraud concerns re-emerge across the lending sector, brokers are speaking out about their experiences, responsibilities, and the growing complexity of detecting malpractice.

14/04/2026

I was recently interviewed by one of the broking industry publications, Broker Daily, on fraud.

However you arrange your mortgage, it's important that you have confidence in the professionalism of the person with whom you are working!

As mortgage fraud concerns re-emerge across the lending sector, brokers are speaking out about their experiences, responsibilities, and the growing complexity of detecting malpractice.