Local Mortgage Specialists

Local Mortgage Specialists We are an independent family owned business.

With more than 16 years of experience in banking & finance we created our business to provide a service that other lenders do not - a service for you. Local Mortgage Services - Your Trusted Mortgage Broker
We are an independent family owned business.

Husband & Wife - David & Rebecca MacRae.

With more than 16 years of experience in banking & finance we created our business to provide a service

that other lenders do not - a service for you.

We are a young family of four, two boys under 6, so we know that sometimes the only time you have, is when others have no time.

We come to you when you needs us, we work for you at no cost, and we give you the old fashion service and support that the others have long forgotten.

We'll find you the best solution. and it could save your thousands.

ASIC Credit Rep 477793 - MFAA Full Member - Accredited AFG Member

David MacRae
Dip Finance & Mortgage Broking Management, B Com
e: [email protected]
t: 0403 816 558

Rebecca MacRae
Administration & Settlement Support
e: [email protected]
t: 0404 266 584

05/03/2026

Cost of living is still climbing 👆, have you looked at your home loan recently to make sure you're not paying too much? DM us to double check.

06/01/2026

Happy New Year! What are your 2026 home loans goals? Let's chat.

Send a message to learn more

04/11/2025

With interest rates on hold, it's a good time to review your mortgage. Can I help you secure a better deal?

12/08/2025

RBA rates are down again. Now's the perfect time to check your home loan rate. Call me to compare.

Cash rate has dropped again!Checked your home loan health recently? Now is the time. Drop me a message and I will make s...
20/05/2025

Cash rate has dropped again!
Checked your home loan health recently? Now is the time.
Drop me a message and I will make sure it’s as healthy as can be.

: The Reserve Bank of Australia has announced another interest rate cut - the second of the year so far.

The current 4.1 per cent cash rate has been slashed by 0.25 per cent, making the official cash rate now 3.85 per cent.

DETAILS: https://nine.social/XsE

24/03/2025

Great news for first home buyers!

The Reserve Bank of Australia has confirmed the first cash rate cut in almost 5 years.The cash rate has been reduced by ...
20/02/2025

The Reserve Bank of Australia has confirmed the first cash rate cut in almost 5 years.

The cash rate has been reduced by 0.25% to 4.10%, the first decrease since November 2020.

It's some relief for home loan holders dealing with high payments & high inflation. We wait for the lenders to confirm their rates, make sure you check your home loan, if you're paying too much or you lender doesn't pass on the full cut, let us know.

RATES ON HOLD AGAIN.The RBA governor admitted the RBA board did consider another rate hike.Market seems to be certain ra...
18/06/2024

RATES ON HOLD AGAIN.

The RBA governor admitted the RBA board did consider another rate hike.

Market seems to be certain rates won't hike, unless the reserve bank needs to, but world events could push the economny into recession, which might see a rate cut, but if inflation doesn't drop.....

Confused? You should be. Time to review your homeloan. Fixed and variable rates under 6%. Time to look at your options - get in touch., our service is FREE.

The RBA has kept interest rates on hold with a cash rate of 4.35%. It is the 5th month without a change to the official ...
26/03/2024

The RBA has kept interest rates on hold with a cash rate of 4.35%. It is the 5th month without a change to the official cash rate, with the RBA set to meet again on May 7th. Currently the financial market believes there is a 16% chance of a decrease. How is your home loan rate looking? Is a 16% chance of a decrease good enough, or should you be looking for better offers?

25/12/2023
The RBA cash rate decision - UNCHANGED. Remains at 4.10% after their Oct board meeting
03/10/2023

The RBA cash rate decision - UNCHANGED. Remains at 4.10% after their Oct board meeting

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Success, WA
6164

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