Keystart

03/06/2026

"Home Ownership is independence and freedom – as an older and disabled person it also makes a difference to my health and quality of life. I think it is a necessity as well as my home is modified to address my physical and mental health needs – this in turn gives me the space to be able to be a better version of myself and in turn can have more meaningful and contributing community interactions and social opportunities as well. My home is truly my sanctuary!"

- Catherine, Keystart Access Home Loan customer

https://www.keystart.com.au/loans/access-home-loan?utm_source=facebook&utm_medium=organic_social&utm_content=post

27/05/2026

Heard about shared equity, but not quite sure what it means?

You’re not alone. That’s why we’ve created a three-part video series on a different pathway to home ownership, to help explain it clearly, so you can feel more confident exploring your options.

Watch the video below to find out more.

20/05/2026

Thinking about buying a home, but not sure if you’re ready yet?

Taking that first step into home ownership is a big decision, and being prepared can make all the difference. From your budget and savings to job stability and long-term plans, there are a few signs that can help you decide whether now feels like the right time.

Read our blog for a helpful guide to preparing for home ownership.

https://www.keystart.com.au/buying-a-home/deciding-to-buy-a-home/how-to-know-if-you're-ready?utm_source=facebook&utm_medium=organic_social&utm_content=post

18/05/2026

In response to the Reserve Bank of Australia’s decision to increase the cash rate, Keystart’s standard variable interest rate will increase by 0.25% effective from Monday 25 May.

You’ll receive an update from us soon to let you know your new minimum monthly repayment.

To learn more about interest rates, take a look at our financial wellbeing guide to interest rates on our website.

Find your financial feet with our guide to interest rates, designed to help you get on top of interest rates and your home loan so you can look to the future with confidence.

13/05/2026

Looking at homes but not sure what fits your budget?

Our How Much Can I Borrow calculator can help you get a quick estimate of your borrowing power based on your income and expenses.

It’s a simple way to get a clearer picture of what may be possible.

Try the calculator on our website.

https://www.keystart.com.au/tools/calculators/how-much-can-i-borrow ?utm_source=facebook&utm_medium=organic_social&utm_content=post

06/05/2026

Did you know you may be able to increase your purchase price range through a shared equity home loan? With our Urban Connect Shared Equity Home Loan, the State Government buys a share of your home, acting as a silent partner. This means the size of the loan needed to purchase the property is reduced.

This loan could offer an alternative if you’re unable to afford the full purchase price of the property. Plus, you can use your First Home Owner Grant towards your deposit if building a new home.

Find out more on our website.
https://bit.ly/47p3J2A

T&Cs apply. ACL 568102. Keystart is an initiative of the Western Australian Government.

05/05/2026

We're aware of the Reserve Bank of Australia's announcement today to increase the cash rate.
www.rba.gov.au/media-releases/2026/mr-26-12.html
Our interest rate policy is to adjust our standard variable interest rates based on the movement of the Reserve Bank of Australia’s official cash rate. We will announce the new rate and effective date on our website and on this page as soon as we can.
To learn more about our interest rate policy and managing interest rates, visit our website.
www.keystart.com.au/life-with-a-home-loan/your-financial-wellbeing/your-financial-wellbeing-guide-to-interest-rates

29/04/2026

Understanding your home loan becomes easier when you know how interest rates are set. Throughout your Keystart home loan, interest rates are likely to change. Planning ahead for these changes can help you budget confidently and stay in control of your home loan journey.

Head to our website to learn more.

https://bit.ly/4s50WnK

22/04/2026

Did you know you could use the First Home Owner Grant towards your deposit?

If you're a first-home buyer building or purchasing a newly built home, you may be eligible for this government grant. At Keystart, we allow you to use these funds towards your deposit, which means you may be able to start your home ownership journey sooner. Check out the guide on our website to see what other benefits are available for first-time buyers.

https://bit.ly/4b6gS36

15/04/2026

NEWS | We're excited to let you know we've made changes to our property price limits and income limits, meaning more Western Australians may now be eligible for a Keystart home loan.

We know the path to home ownership isn't always straightforward. Saving for a deposit takes time, and property prices across WA have continued to move. These changes are here to help more people get started on their journey sooner.

Here are the updated property price limits:
- Low Deposit Home Loan (including Modular): up to $860,000 for metro and regional areas
- Shared Ownership Home Loan: up to $720,000 across all of WA
- Urban Connect Shared Equity Home Loan: up to $800,000 across all of WA
- Skilled Start Home Loan: up to $750,000 for construction or newly built homes

The updated income limits also differ between products and are listed on our website.

Know someone who's been thinking about getting into a home of their own? Now might be a great time to share this with them.

Head to our website to read the full announcement.
www.keystart.com.au/newsroom/blogs/new-keystart-product-settings-to-expand-more-home-ownership-opportunities-across-wa

Terms, conditions, fees and lending criteria apply. Australian Credit Licence 568102. Keystart is an initiative of the WA Government.