Ledge Home Loans

29/07/2026

Last week, the Ledge Home Loans and Ledge Finance Ltd team's took a well-earned break to celebrate the end of another busy financial year with a fun evening at Holey Moley Golf Club.

It was a great opportunity to pause, catch up outside the office, and celebrate the hard work and achievements of the past year—along with a healthy dose of friendly competition on the mini-golf course!

Congratulations to Jenny, who claimed the title of overall champion on the day. 🏆

A big thank you to everyone for another fantastic financial year. We’re looking forward to what the year ahead has in store.

28/07/2026

It’s never too early to speak with a mortgage broker.

Business income and financial performance can change from year to year, and lenders may assess self-employed applications differently depending on the circumstances.

Starting the conversation before you begin looking at properties gives your broker time to understand your current position, review the information available and work through some preliminary borrowing scenarios with you.

A little early planning can give you a clearer idea of what may be achievable and what you might need to prepare next.

24/07/2026

Ledge Home Loans has changed a lot since we first began — from building a new brand and team to supporting more clients across WA.

But for us, growth isn’t only about numbers.

It’s about supporting the people already within our team, creating opportunities for them to grow, and continuing to build a business that keeps people and good service at its centre.

We’re looking forward to seeing where the next few years take us!

22/07/2026

Interest rates have changed — but does that automatically mean it’s time to refinance?

Not necessarily.

A home loan review is really about understanding whether your current loan still suits your situation, goals and the way you manage your finances.

In our latest blog, we look at:

• Fixed and variable loan considerations
• Offset accounts and redraw facilities
• Loan structure and flexibility
• When refinancing may — or may not — make sense

Sometimes a review leads to a change. Other times, it simply gives you confidence that your current loan is still working for you.

Read the full article here:

Interest rates have changed, but does that mean you should refinance? Learn when it's worth reviewing your home loan, what to consider, and why the right loan isn't always about the lowest rate.

19/07/2026

We’re excited to share that Jonathan has been named as one of LMG’s FY26 Elite achievers.

It’s a lovely recognition, but one that belongs to the whole team. So much of what we do relies on the care, consistency and support happening behind the scenes every day.

A big thank you to our team, our clients and referral partners, and to LMG for their ongoing support.

We’re very grateful to be part of the LMG community.

16/07/2026

There’s a misconception that getting a home loan has to feel confusing, stressful or hard to follow. It doesn’t have to be that way.

At Ledge Home Loans, we focus on making the process clearer from the start — helping you understand what’s needed, what the next steps look like and what may be possible based on your situation.

The goal is to take away some of the stress, keep things moving and help you feel supported along the way.

11/07/2026

Thinking about buying property in Perth?

With interest rates, rising property prices and cost-of-living pressures all making the news, it's understandable if you're feeling a little unsure about the timing.

The reality is, there's no one-size-fits-all answer. Often, the right time to buy has more to do with your own circumstances than the latest market headlines.

In our latest blog, we've shared a few practical things to think about before making your next move, including borrowing capacity, getting "fit for finance" and why understanding your own goals matters just as much as understanding the market.

📖 Read the full article here:

Thinking about buying property in Perth? Here’s a clear, pressure-free guide to what to consider in the current market, from borrowing capacity to timing and planning.

08/07/2026

Happiest of birthdays to our Director, Jonathan, who celebrated yesterday in the customary fashion - cake, cards and smiles all round. Wishing you an amazing birth-week and beyond!

06/07/2026

When you’re applying for a home loan, things don’t always go exactly to plan. That’s why clarity upfront matters.

At Ledge Home Loans, we talk through your situation, explain the steps involved and help you understand what may be needed along the way. Our goal is to make the process feel clearer, more manageable and less stressful.

04/07/2026

A regular home loan review can help you understand whether your current loan still suits your circumstances — especially if your income, expenses, goals or household needs have changed.

It doesn’t always mean making a change. Sometimes it simply gives you clarity. If it’s been a while, we can help you take a look at where things stand.