Ledge Home Loans

02/06/2026

Rate movements, inflation and cost-of-living pressures can all have an impact on household budgets.

That’s why it can be useful to review your home loan and understand whether your current structure still suits your needs.

This might include looking at your current rate, repayment options, offset account setup or whether fixed and variable options are worth exploring.

Every situation is different, so it’s worth getting guidance based on your circumstances.

30/05/2026

We’re living in a pretty uncertain environment, and home loans are one area where it can be worth paying closer attention.

If your circumstances have changed, or you haven’t reviewed your loan in a while, a quick check-in can help you understand whether your current setup still suits you.

That doesn’t always mean making a change — sometimes it simply gives you clarity.

If you’d like to talk through your options, we’re here to help.

27/05/2026

For many people, speaking to a mortgage broker is something they put off until they feel “ready.” But in reality, you don’t need to have everything figured out before starting the conversation.

Whether you’re buying your first home, refinancing, or thinking about investing, having an early conversation can often give you more clarity and confidence around your next steps.

That said, there are a few things you can do beforehand that may help make the process smoother and less overwhelming:

1. Get a Clear Picture of Your Finances
2. Think About What You’re Trying to Achieve
3. Avoid Major Financial Changes (If Possible)
4. Don’t Stress About Having Everything Perfect
5. Ask Questions

Read more:

Thinking about buying, refinancing or investing? Here are a few simple ways to prepare before speaking to a mortgage broker. Practical, down-to-earth guidance from Ledge Home Loans.

23/05/2026

The Perth property market has been moving quickly — but that doesn’t mean every move is the right move.

Before jumping in because “everyone else is buying”, it’s worth taking a step back and looking at your own goals, borrowing position and bigger picture.

A clear plan can help take some of the pressure out of the decision-making process.

If you’re thinking about your next property move, we can help you understand what may be possible based on your situation.

22/05/2026

A few random questions with Scott 👀

From sprinting world records (apparently) to Perth beaches and competitive streaks… safe to say Scott’s settled into the team pretty quickly. No two days — or conversations — are ever the same around here.

19/05/2026

There’s a lot of conversation around the Perth property market.

With rates, prices and borrowing conditions continuing to shift, many people are simply trying to understand where they stand and what their options might look like.

The key is focusing on your own situation — not just the headlines.

Taking the time to understand your position early can help make the process feel far less overwhelming.

15/05/2026

Every client’s situation is different.

Amy came to us with a more complex scenario and a tight timeframe, so the first step was taking the time to understand exactly what was going on and work through the details carefully.

After navigating the process together, she was able to move forward and settle into her new home.

Sometimes, having the right support around you can make a big difference.

06/05/2026

It's always a joy to get together with the team for celebrations big and small. This week we joined Bianca Connolly from theLedge Finance Ltd team and Aeda from our team to wish them the happiest of birthdays - and plenty more to come!

28/04/2026

The shift to electric vehicles (EVs) isn't just a trend.

It's the direction many around the world are moving toward. If you’ve been on the fence, this could be the year to make your move into the future.

With specialised "green finance" options now available, choosing a sustainable vehicle could be the right option for you.

Curious how the numbers stack up against a traditional car loan?

Get in touch for a quick comparison and see what your weekly repayments could look like.

24/04/2026

There’s been a lot of conversation lately about the Perth property market. Between interest rates, cost of living and prices that continue to rise, it’s not always clear what the “right” move is — or when.

Often, it comes back to your own situation more than the headlines.

We’ve pulled together a short guide with a few things worth thinking about if buying is on your mind.

Check out our article:

Thinking about buying property in Perth? Here’s a clear, pressure-free guide to what to consider in the current market, from borrowing capacity to timing and planning.