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🙃 2 in 5 first homebuyers face unexpected costs 🙃⁣⁣As a first home buyer, it’s easy to focus on your deposit.⁣⁣But that’...
08/09/2025

🙃 2 in 5 first homebuyers face unexpected costs 🙃⁣
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As a first home buyer, it’s easy to focus on your deposit.⁣
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But that’s not all you need. 😅⁣
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Upfront costs like stamp duty, solicitor fees, insurances, and building and pest inspections can add up fast. 😅⁣
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A Finder survey shows 2 in 5 first-time buyers can fail to budget for these additional costs.⁣
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Yet, on average, they add up to $5,290. 😬⁣
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Could your budget handle the extra costs?⁣
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Call us to find out everything you need to plan for when buying a home. It can help you plan ahead with confidence. 💪⁣
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To find out more, DM or contact the MRD Property Team on:

☎️ – 0448 088 948
💻 – [email protected]

🏡 What makes up the dream Australian home these days? 🏡⁣⁣Backyards or bedrooms – what home features matter most? 🤔⁣⁣A su...
03/09/2025

🏡 What makes up the dream Australian home these days? 🏡⁣
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Backyards or bedrooms – what home features matter most? 🤔⁣
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A survey by Compare the Market shows Australians put multiple bedrooms (39%) at the top of their must have list, followed by decent air con/heating (37%) and a backyard (25%).⁣
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But it’s the other end of the list that was a real surprise for us. 😮⁣
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Only 7% of Australians really want a backyard pool.⁣
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Other less desirable features include a balcony (8%), full-size laundry (6%) and a carport (5%).⁣
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What matters is that you sort the ‘must-haves’ from the non-essentials for your ideal home. ⁣
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Talk to us to fine-tune your home-buying budget with the loan that matches your needs. 👇⁣
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To find out more, DM or contact the MRD Property Team on:

☎️ – 0448 088 948
💻 – [email protected]

☀️ Now’s the time to consider a summer home make-over ☀️⁣⁣Summer might still be months away, but now is a good time to s...
01/09/2025

☀️ Now’s the time to consider a summer home make-over ☀️⁣
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Summer might still be months away, but now is a good time to start preparing for higher temps.⁣
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Low-cost renovations like installing new air con or insulation, or just adding French doors that keep the cool air flowing, can keep your place comfy.⁣
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Or maybe you’re keen to add a back deck or solar panels? ☀️⁣
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Your home could even help pay for it all.⁣
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From a simple refresh to a full renovation, talk to us about how home equity could fund renovations that add value and comfort to your place. 👇⁣
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To find out more, DM or contact the MRD Property Team on:

☎️ – 0448 088 948
💻 – [email protected]

🏡 1 in 2 first home buyers use LMI to buy sooner 🏡⁣⁣As home prices continue to rise, close to half (48%) of recent first...
27/08/2025

🏡 1 in 2 first home buyers use LMI to buy sooner 🏡⁣
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As home prices continue to rise, close to half (48%) of recent first home buyers paid for lenders mortgage insurance (LMI) to help them buy sooner rather than later, according to Helia statistics.⁣
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LMI can apply if you buy a home with less than a 20% deposit (and haven't tapped into the First Home Guarantee scheme).⁣
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It’s a one-off insurance premium that protects the lender if a borrower can’t repay their loan. ⁣
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But without paying LMI, you may have to wait until you’ve saved a bigger deposit to buy a place. 🙃⁣
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The risk is that by then, home prices may have climbed even higher.⁣
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Talk to us to understand how LMI could help you beat rising property prices, or if you're eligible for the federal government's First Home Guarantee scheme. 👇⁣
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To find out more, DM or contact the MRD Property Team on:

☎️ – 0448 088 948
💻 – [email protected]

🧐 1 in 2 borrowers don’t know their home loan rate 🧐⁣⁣New research shows more than half Aussie home owners with a mortga...
25/08/2025

🧐 1 in 2 borrowers don’t know their home loan rate 🧐⁣
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New research shows more than half Aussie home owners with a mortgage are in the dark about their loan rate, according to Finder.⁣
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But ignorance isn’t necessarily bliss when it comes to a home loan. 🙃⁣
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Mortgage repayments could be your biggest household expense.⁣
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So, unless you know the interest rate you’re currently paying, it’s almost impossible to be confident you aren’t paying too much.⁣
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Call us today to get to know your loan rate. ⁣
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We can explain if you could potentially save on interest with a more competitively-priced loan. 👇⁣
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To find out more, DM or contact the MRD Property Team on:

☎️ – 0448 088 948
💻 – [email protected]

🏡 Home owners opt to leave repayment amounts unchanged after rate cut 🏡⁣⁣Here's an interesting stat that caught our eye....
20/08/2025

🏡 Home owners opt to leave repayment amounts unchanged after rate cut 🏡⁣
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Here's an interesting stat that caught our eye.⁣
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The Commonwealth Bank (which accounts for 1 in 4 Australian home loans) says only 14% of its variable rate customers reduced their minimum monthly repayment amount following the February 2025 rate cut.⁣
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The majority simply stayed with their old repayment amount. 🧐⁣
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Sure, these stats are from just one lender. And other lenders automatically decrease your minimum monthly repayment amount in line with their rate cuts.⁣
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But if your finances can handle it, leaving your repayment amount unchanged following a rate cut could be one way to pay more off your loan each month. 👍⁣
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Over time, those additional payments can have a decent impact on the total amount of interest you pay over the life of your loan, and help you pay off your loan sooner.⁣
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Call us to know how much you could save by leaving your repayments on hold when rates fall. 👇⁣
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To find out more, DM or contact the MRD Property Team on:

☎️ – 0448 088 948
💻 – [email protected]

🤔 Mythbuster: does paying more often pay off an offset loan sooner? 🤔⁣⁣Making repayments more frequently could help you ...
18/08/2025

🤔 Mythbuster: does paying more often pay off an offset loan sooner? 🤔⁣
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Making repayments more frequently could help you pay off a standard home loan sooner.⁣
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But what if you have an offset account? 🧐⁣
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Well, that’s when the key to getting ahead is maximising the balance in your offset account - not the frequency of your repayments.⁣
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Every day that your money is sitting in the offset account is another day you pay less interest on the account.⁣
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So, if you want to pay off your offset account home loan sooner, your focus should be on boosting the balance in your offset account for as long as possible - not repayment frequency.⁣
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Still confused? Get in touch and we'll be happy to run you through it some more. 👇⁣
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To find out more, DM or contact the MRD Property Team on:

☎️ – 0448 088 948
💻 – [email protected]

13/08/2025

🤔 How are most families using their recent mortgage savings? 🤔⁣
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The February and May rate cuts saw Australian families with an average home loan of $641,000 save about $200 a month each, according to Finder.⁣
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So how are they planning on using the extra money? ⁣
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Two in five plan to save it, says Finder. ⁣
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The same proportion (39%) are tipping the savings back into their loan or offset account to get ahead on their home loan.⁣
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And about 6% are treating themselves by spending it (and fair enough, too!). 😅⁣
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But with more potential rate cuts tipped for 2025, it’s probably worth thinking about yourself.⁣
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And if you want to find out more about offset accounts, or even refinancing, please get in touch. 👇⁣
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To find out more, DM or contact the MRD Property Team on:

☎️ – 0448 088 948
💻 – [email protected]

📈 How much did property prices increase over the last 10 years? 📈⁣⁣It’s a bit of a common property myth, but do values r...
11/08/2025

📈 How much did property prices increase over the last 10 years? 📈⁣
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It’s a bit of a common property myth, but do values really double every decade? 🤔⁣
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Well, not over the last 10 years, according to CoreLogic:⁣
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- Adelaide: 93.6%⁣
- Brisbane: 91.2%⁣
- Hobart: 86.4%⁣
- Sydney: 61.6%⁣
- Canberra: 60.7%⁣
- Perth: 55.6%⁣
- Melbourne: 43.8%.⁣
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So while the 10-year myth may be busted, many home owners have enjoyed healthy gains over that period.⁣
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Talk to us about a home loan that could help you get into the property market for the next 10 years. 👇⁣
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To find out more, DM or contact the MRD Property Team on:

☎️ – 0448 088 948
💻 – [email protected]

🏠 Home lending jumps as first home buyers return 🏠⁣⁣First home buyers are making a welcome return to the property market...
06/08/2025

🏠 Home lending jumps as first home buyers return 🏠⁣
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First home buyers are making a welcome return to the property market, with NAB reporting a 16% jump in lending to first home buyers since February.⁣
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There are several reasons why more people are bringing forward their plans to buy.⁣
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Interest rates are being tipped by many economists to fall further. 📉⁣
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CoreLogic says more homes have also come onto the market, and prices are expected to keep rising. 📈⁣
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Add in the 5% deposit Home Guarantee Scheme, and the stars may have aligned for many first home buyers.⁣
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Get in touch to see if the time is right for you to buy a place of your own. 👇⁣
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CTA🏠 Home lending jumps as first home buyers return 🏠⁣
⁣
First home buyers are making a welcome return to the property market, with NAB reporting a 16% jump in lending to first home buyers since February.⁣
⁣
There are several reasons why more people are bringing forward their plans to buy.⁣
⁣
Interest rates are being tipped by many economists to fall further. 📉⁣
⁣
CoreLogic says more homes have also come onto the market, and prices are expected to keep rising. 📈⁣
⁣
Add in the 5% deposit Home Guarantee Scheme, and the stars may have aligned for many first home buyers.⁣
⁣
Get in touch to see if the time is right for you to buy a place of your own. 👇⁣
⁣
To find out more, DM or contact the MRD Property Team on:

☎️ – 0448 088 948
💻 – [email protected]

Address

9-13 Parnell Street
Strathfield, NSW
2135

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61448088948

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