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The Kelly Team - Mortgage Choice

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Australia
Stirling, WA
The Kelly Team - Mortgage Choice

With a reputation for providing exceptional customer care and over fourteen years of experience in p

Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline. Mortgage Choice in Yokine is a specialist mortgage broker located in Yokine, Western Australia.

The products/services we offer include Home loans, home refinancing, personal loans, debt consolidation, car loan, boat loans, renovation loans, investment loans, construction loans, commercial loans, First home loans, Insurance, Business finance and financial planning. Although we are located in Yokine, we service clients from areas such as Dianella, Morley, Nollamara, Noranda, Malaga, Stirling, Osborne Park, North Perth, Leederville, Mount Lawley, Inglewood, Joondanna, Bedford, Glendalough, Tuart Hill, Westminster and all surrounding areas. If you are looking for the best Mortgage Broker in Perth, look no further.

26/02/2026

A bridging loan may sound complicated, but with the right product and a broker by your side, the process can be seamless and straightforward.

Here’s a simple breakdown of how a bridging loan works:

1. The bridging lender takes over your existing mortgage AND provides the finance you need to buy or build your new home. The total amount they lend you (including your existing mortgage) is called your ‘peak debt’.

2. You make interest-only repayments on the peak debt, or your lender may allow you to add the interest payments to your peak debt instead.

3. When you sell your property, the sale proceeds are deducted from your peak debt. Your bridging loan then converts to a standard home loan.

Talk to us today about using a bridging loan to power your next move.

24/02/2026

Is this you?

✅ First home buyer
✅ 5% deposit saved
✅ Want to avoid Lender’s Mortgage Insurance

With no income cap and higher property price limits, the Government 5% Deposit Scheme could be your fast track to a place of your own. Reach out to us today and take the first step!

0421 810 482
[email protected]

20/02/2026

Review your home loan today to see if refinancing could save you money or provide access to better loan features.

We can compare thousands of loan options from over 35 lenders or negotiate a better rate with your current lender, ensuring you land the right loan for you.

Talk to us today - 0421 810 482

17/02/2026

Welcome to the Year of the Fire Horse.

This year is defined by vitality, optimism, and opportunity, with the fire element fueling creativity and courage.

Wishing you a year of growth, happiness and success.

14/02/2026

Is your home loan treating you right?

If you haven’t reviewed your home loan in a while, you might be letting a better deal get away.

After three cash rate cuts last year, now is a great time to review your home loan to see if you're still on a competitive rate.

Reach out today to book a home loan review - 0421 810 482

12/02/2026

If you’re interested in getting up-to-date information about your current property or one you’re looking to buy, ask us for a PropTrack property report.

The insights and data available within these reports is designed to help you make informed property decisions.

Contact us today - 0421 810 482

05/02/2026

Receiving a ‘no’ from a bank or lender on your home loan application doesn’t mean the end of your property dreams!

There’s more than one path to home ownership. At Mortgage Choice, we have access to thousands of home loan products from more than 35 lenders, including a range of loan options exclusive to our customers.

We help people who don’t fit the usual mould, with access to a wide selection of products designed for unique lending situations.

Book an appointment with me today to get started - 0421 810 482

26/01/2026

It’s a common misconception that refinancing your home loan is a complicated, time-consuming process – but it doesn’t have to be.
With the right support, refinancing can be simple and stress-free. I can help you compare thousands of products from more than 35 lenders to find out how much you could save on your current loan. I’ll take care of the entire process from start to finish – saving you hours of research, hassle and paperwork.

To find out if you’re in the right loan for right now, book an appointment with me today - 0421 810 482

22/01/2026

If you're considering making your next property move, it’s time to start thinking about your finance options.

Here’s a breakdown of the most common next steps:

Option 1: Sell First
This is often seen as the less risky option as you then have a clear budget for your next purchase. However, if you can’t find a new home quickly, you might need to find temporary accommodation. And, if you don’t purchase quickly, you could be priced out of a rising market.

Option 2: Buy First
You can take your time finding the perfect property at the right price, but you will need to be able to cover your existing mortgage and the mortgage on the new property until you sell your old home. This situation can result in sellers feeling pressured to sell their home more quickly.

Option 3: Simultaneous Settlement
When you line up the settlement dates for the property you’re selling and the property you’re buying. The funds from the sale of your current home are immediately put towards the purchase of your new home. However, this can be complicated to arrange and stressful if settlement falls through.

OR ... Secure a bridging loan. This option allows you to cover the cash flow gap between buying and selling a property. Bridging finance may suit those who want to buy before they sell and take their time to look for their next home.

We can access a variety of bridging loans through our lender panel, and can provide you with a tailored comparison of the pros, cons and financial implications of your different options to help you power your next move.

20/01/2026

The best text we get to send!

Behind every approval is a family's dream, a fresh start or a lifetime goal achieved. Being the one who gets to deliver this life-changing news? That's the real privilege of being a mortgage broker. 🗝️

Talk to us today to get started on your home loan application.

0421 810 482

15/01/2026

Feeling the summer heat? It might be time to check if your home loan is feeling it too.

We can complete a home loan health check to find out if your current loan is still the right fit for you.

Let’s talk today - 0421 810 482

Address

4/114 Cedric Street
Stirling, WA
6021

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+61421810482

Website

https://www.mortgagechoice.com.au/travis.kelly/

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