Astus Financial

09/10/2026

We’re kicking goals for more than football. ⚽💙

For the third year in a row, Astus Financial is proud to sponsor Kicking Goals for Sick Kids, supporting children and families facing serious illness.

Our goal is to raise $10,000 for five incredible causes. Every donation counts!
💙 Together, we can make a difference.

Astus Financial is your trusted mortgage brokerage with 12+ years of experience. Get expert advice on home loans, refinancing, and investments. Call us today!

06/10/2026

Think refinancing is a hassle?

With Astus Financial, we make refinancing simpler, clearer, and easier, so you can focus on what matters.

Less hassle. Better strategy.

30/09/2026

There’s understandable frustration following yesterday’s RBA cash rate increase. For many households, it adds more pressure to an already stretched budget.

I’d encourage people to focus on what’s within their 'control'.

Have an existing mortgage?
If you haven’t reviewed it recently, now is a good time. Speak with your broker or banker about your rate and loan structure, taking any switching costs into account.

Have a pre-approval?
Check in with your broker or banker before making an offer or bidding at auction. Confirm that your borrowing capacity still supports your purchase price and that the repayments remain manageable.

Considering an investment purchase?
Run the cash flow again with updated rates, realistic expenses and a buffer for vacancies and unexpected costs. If the numbers no longer stack up, revisit the property, budget or timing. You may need to adjust your strategy rather than put your plans on hold altogether.

Looking to upgrade your home?
Reassess your equity, borrowing capacity and repayments on the next property. If bridging finance is part of the plan, consider how a lower sale price or longer selling period could affect your position and the cost of holding both properties.

Feeling the repayment pressure?
Contact your lender early. Support conversations can start before you fall behind.

We can’t control interest rate decisions, but we can review our finances and plan our next move with clarity.
A conversation and a fresh look at the numbers are a good place to start.

We are here to help, please reach out to discuss your options.

24/07/2026

Do you know which government schemes you actually qualify for right now – or has it just been hard to find a straight answer about what applies to your situation?

There are schemes available that let eligible buyers purchase with as little as a 5% deposit and no LMI, plus stamp duty concessions in NSW that can significantly reduce what you need upfront. Eligibility depends on your income, the property price, and timing – and the rules change more often than most people realise. Getting clarity on this early can make a real difference to how long you actually need to save.

Comment READY and we'll send through the quiz to show you exactly where you stand.

23/07/2026

So many people assume an upgrade means starting from scratch all over again — new savings goal, new years of waiting. For property owners with equity, that's almost never true, and it's one of our favourite things to show clients.

There's something genuinely rewarding about watching someone realise they're far closer to their next move than they thought.

Comment UPGRADE and we'll show you what's actually possible for you.

21/07/2026

Do you know what can trigger your lender to take another look at your application in the window between approval and settlement?

It happens more often than people expect – and it's almost always something that could have been avoided with a bit of advance notice. A new credit card, a large or unexplained deposit, a change in employment status – these things matter to a lender right up until the moment settlement completes.

We brief every single client on exactly what to keep an eye on during this period, because knowing what to avoid is the simplest way to make sure nothing gets in the way of your settlement going through smoothly.

Comment STRATEGY before you apply and we'll make sure you know what to watch for.

19/07/2026

Have you ever looked at how you're holding your investment properties and wondered whether a different structure might be doing more for you – particularly when it comes to asset protection and flexibility down the track?

A trust structure isn't the right fit for everyone, and it's not something to rush into without the right advice. But for the right client, it opens up genuine options that simply aren't available through direct ownership. This is the kind of conversation that's worth having before you make your next purchase – with your broker and your accountant in the same room, looking at the full picture together.

Comment TRUST and we'll explore whether this fits your situation.

17/07/2026

Are you a first home buyer trying to work out where to actually start – because between the deposit, the lenders, the schemes, and the paperwork, it can feel like everyone has a different answer?

These five tips cut through all of that. They're the things we wish every first home buyer knew before they started the process – the ones that save you time, money, and a lot of unnecessary stress along the way.

We've put the exact process in a quick quiz just for you. Take two minutes to find out exactly where you stand in your own journey.

Comment READY and we'll send you the link.

16/07/2026

Have you ever wondered why some people seem to build a property portfolio in the time it takes you to save for a second deposit?

It almost always comes down to how the first loan was structured from the very beginning. When your equity is tracked, your loan is set up correctly, and someone is thinking about your next move as well as your current one, your first home becomes the foundation for everything that follows – often much sooner than you'd expect.

Comment READY if you want to start this way, and we'll send you the First Home Buyer's Quiz to get you started.

16/07/2026

Do you have a sense that your financial position could be working harder for you – but no clear idea of where to start or who to talk to about it?

That's exactly where some of our most useful conversations begin. We're here to give you an honest look at where you actually stand, what your equity or borrowing capacity looks like right now, and what options genuinely exist for you.

You might be further along than you think.

You might find there's an option you hadn't considered. Either way, you'll leave the conversation with more clarity than you came in with.

Comment STRATEGY and we'll book your complimentary session.