AYMA Finance

08/02/2024

Want Financial Freedom

1) Try Refinance
2) Switch to Lower Interest Rates
3) Benefit from Redraw Facility
4) Pay Mortgage faster
5) Use Equity to invest
6) Grow Portfolio

Contact Us - 0450047917

www.aymafinance

07/02/2024

Do you need a new equipment or asset for your business?
Would you need finance to purchase the asset/equipment?
Be it Car/Truck/Commercial Equipment.
We have the right Finance options available for it.

Contact us now on 0450047917 and discuss your options.
We ar here to help you for all your business finance needs.

Talk to me about your Finance Needs

06/02/2024

If you're self-employed, it's true: you don't fit as neatly into bank policy as someone on a salary.

So if you want to apply for a loan, the bank is going to analyse your P&L, just as they will with your personal finances.

Don't worry - it's not as scary as it sounds. Especially if you've got an expert broker on your side, who understands small business and has insight into what the banks are looking for.

Get in touch to get started!

06/02/2024

Home loans can be complicated, but with the right strategy, you can make the most out of your investment.

Whether you're looking to pay off your mortgage faster, refinance your home loan, or renovate your property, we're here to help.

Our team of brokers can guide you through the process and provide you with personalised guidance to help you achieve your financial goals.

From negotiating a better interest rate to consolidating your debts, we're here to help you optimise your home loan and achieve a brighter financial future.

Drop us a message to find out more.

06/02/2024

If buying a home is on the horizon, before you even think about applying for a loan, make sure the way you manage your money is creating a good impression:

✔️Pare back your spending
✔️Show you're a good saver
✔️Rethink those credit cards
✔️Pay your bills on time
✔️Cut out the UberEats, AfterPay and Sportsbet
✔️Enlist the help of an expert

Lenders love it when you know where your money's going. It gives them confidence that you'll pay them back.

Get in touch to get started!

06/02/2024

Did you know there’s more to applying for a home loan than simply getting approved?

When we work together, we look at how the structure of the loan is going to support both your immediate and longer term property investment strategy.

We want you to secure finance that works for you!

06/02/2024

Breaking into the property market is no small thing. To qualify for a loan, you usually need a decent-sized deposit, which can be hard to save up for when you're paying rent.

Using a guarantor may make sense for you if:
- You don't have a 20% deposit, and you want to avoid paying that extra insurance (LMI), and
- You have a close family member who's willing to put their own property up as security.

A guarantor can give you the boost up the property ladder you need. And the good news is that once you've built up enough equity in the property, your guarantor can be released from their commitment.

Get in touch if you'd like to understand the ins and outs of how it works, and for tips on how to broach this subject with your potential guarantor.

06/02/2024

Great news from the RBA today! They’ve decided to leave the cash rate on hold at 4.35%.

2024 is shaping up to be a very different year in terms of rate movement, with lots of experts predicting cuts later in the year, and in fact we are already seeing some banks lowering their interest rates.

With these positive shifts starting to happen it’s a good time to check in on your home loan – there’s a lot of competition in the market. There may be a better deal out there for you - whether that means a lower rate, better terms or more useful features.

Reach out to us to explore your options.