Harness Financial Services

27/08/2026

Card Surcharge Ban from October 2026:
From 1 October 2026, businesses will no longer be allowed to add a surcharge on EFTPOS, Mastercard or Visa payments...

From 1 October 2026, businesses will no longer be allowed to add a surcharge on EFTPOS, Mastercard or Visa payments. However, other payment types (such as American Express) do not fall under this regulation. That means the familiar line item at the bottom of a receipt, sometimes 1%, sometimes close...

01/06/2026

As we approach the end of the financial year, it is a good time to pause, review your financial position, and consider whether any opportunities or housekeeping tasks could help you start the new financial year in a stronger position..

13/05/2026

The government handed down its Federal Budget for 2026-27 on Tuesday 12 May 2026.

As expected, the 2026–27 Federal Budget proposes a series of significant tax reforms, with changes to capital gains tax and negative gearing being among the most impactful for individual investors..

31/03/2026

Investors are being urged to resist making impulsive decisions about their shares and other growth assets as the conflict in the Middle East plays out...

Investors are being urged to resist making impulsive decisions about their shares and other growth assets as the conflict in the Middle East plays out.

29/01/2026

This year, Harness Financial Services proudly celebrates 20 years since the firm was founded.

We would like to thank our clients for their continued trust and support over the years - it has been a privilege to support you on your financial journey.

To mark this milestone, our annual client drinks night will be held in October, aligning with the month Harness Financial Services was established 20 years ago.
Further details will be shared closer to the date.

We look forward to celebrating this special occasion with you..

This year, Harness Financial Services proudly celebrates 20 years since the firm was founded. We would like to thank our clients for their continued trust and support over the years - it has been a privilege to support you on your financial journey.

18/12/2025

Wishing you and your families a wonderful Christmas and all the very best for the year ahead, from the team at Harness Financial Services🎄🎊

18/12/2025

Harness Financial Services wishes you and your families a Merry Christmas and a happy, successful 2026.

Christmas and New Year Office Closure:
Our office will be closed from 1:00 pm on Friday 19 December and will reopen on Monday 12 January 2026 at 8.00 am.
Our team will be taking this time off to spend the holiday season with their families and friends..

As the festive season approaches, many of us look forward to spending time with family and friends, taking a well-earned break, and celebrating the year that has been. While Christmas is a time of joy and generosity, it can also place unexpected pressure on household finances if not approached with....

27/11/2025

As we head into the final months of the year, November/December is the ideal time to take a step back and prepare your finances for both the upcoming holiday season and the year ahead. A little planning now can make a remarkable difference to your financial confidence in January...

Many clients find it helpful to set up a small “Holiday Fund” as early as mid-year to make December feel effortless - something you might consider establishing for 2026.  

29/10/2025

As we approach the end of 2025, it’s the perfect time to pause, reflect, and make a few strategic tweaks that can set you up for a stronger financial year ahead.
Conditions have steadied, confidence is returning, and the door is wide open for smart, forward-thinking planning.

As we approach the end of 2025, it’s the perfect time to pause, reflect, and make a few strategic tweaks that can set you up for a stronger financial year ahead.

18/09/2025

As we approach the final stages of tax season, it’s a great time to complete your 2024–25 tax return if you haven’t already and if applicable. While lodging a tax return is a legal requirement for most working Australians, some individuals - such as those receiving certain pensions - may not need to complete a return...

As we approach the final stages of tax season, it’s a great time to complete your 2024–25 tax return if you haven’t already and if applicable. While lodging a tax return is a legal requirement for most working Australians, some individuals - such as those receiving certain pensions - may not n...