FinNest Financial

15/10/2026

Could salary sacrifice help you make more of your money?

When planning for retirement, it’s not just how much you contribute to your superannuation that matters — it’s how you contribute, too.

Salary sacrifice may offer tax advantages and help grow your retirement savings over time. But is it the right strategy for you?

Everyone’s circumstances are different and speaking with FinNest Financial can help you understand the benefits and potential drawbacks, so if you or any of your friends and family are ready to discuss how salary sacrifice fits into your overall financial goals, please reach out to us on 07 3831 7629 or email [email protected]

25/09/2026

Estate planning: when should you start?

Estate planning isn’t just for retirees or people with significant wealth. If you own a home, have super, investments, insurance, savings, a business or people who depend on you, it’s worth having a plan.

And estate planning isn’t a “set and forget” exercise. Marriage, separation, children, property purchases, business changes or other major life events can all be reasons to review your arrangements.

The best time to start is often sooner than you think and we have seven important tips to start the conversation so if you or any of your friends and family would like to discuss this further, please reach out to us on 07 3831 7629 or email [email protected]

Estate planning is something many people put off, often because it feels like an issue for later in life. In reality, estate planning is less about age and more about making sure the people, assets and responsibilities that matter to you are properly looked after. The best time to start planning you...

11/09/2026

Have you made any decisions about when you'd like to retire? Will you continue to work part-time? Or retire as soon as your mortgage is paid off?

Retirement should not be about reaching an age when you are allowed to stop working, it should be about reaching a point where work becomes a choice rather than a necessity.

FinNest Financial can help you find the right time to retire and begin the next chapter so if you would like to discuss this further, please reach out to us on 07 3831 7629 or email [email protected]

For much of our working lives, retirement can feel like a distant destination. Then suddenly, it becomes a very real decision.Do you retire at 60? 65? 67? Keep working part-time? Finish when the mortgage is paid off? Or wait until your superannuation reaches a certain figure?The reality is there is....

28/08/2026

Have you discussed superannuation with your children? Did your parents discuss it with you?

Superannuation isn’t just about retirement - it’s about giving your future self financial freedom. Teaching young people this early helps build a generation who value, nurture, and understand the true power of long-term investing.

FinNest Financial is here to help you and your family plan, grow and protect your wealth so please reach out to the team in the office on 07 3831 7629 or email [email protected]

Superannuation is one of the most powerful tools Australians have to build long-term financial security. Yet, for many young people, it remains out of sight and out of mind. They may see it as something for “future them” to worry about — a distant concept that has little relevance today. But...

31/07/2026

How careful are you online? Paying bills, alerts by text, delivery updates and payment requests are convenient, but they also give scammers more opportunities.

Cyber protection starts with one simple habit: stop, question and independently verify before you click, disclose or pay.

Cyber awareness is not only for businesses or technology experts. It matters to students, families, retirees and everyone in between and this article give you five ways to avoid being scammed.

Our everyday lives are increasingly managed online. We receive bills by email, banking alerts by text, delivery updates and payment requests through apps and websites. These services are convenient, but they also give scammers more opportunities to imitate trusted organisations and steal money or pe...

06/07/2026

What does retirement success look like to you?
The traditional mindset has been to work hard, save hard and enjoy life later but is the cost of this wishing that you'd done things sooner?
Redefining your success should help create a life to enjoy your wealth along the way - not just at the end!
This article encourages you to live life along the way with five lessons to consider so if you or any of your friends and family would like to discuss this further, please reach out to us on 07 3831 7629 or email [email protected]

You made it. After decades of early mornings, long days, financial discipline, and countless sacrifices, you’ve reached retirement. The mortgage is under control, the superannuation balance looks solid, and the calendar is finally your own. For many, this is the dream. And yet, standing on the dec...

28/05/2026

Do you understand your risk profile? It’s the foundation upon which your entire financial plan is built and is not just your financial goals, but also your emotional response to market movements, your time horizon, and your capacity to absorb potential losses.

We want to help you create a clearly defined risk profile to provide you with the confidence to stay invested, the discipline to avoid emotional decisions, and the structure to build long-term wealth.

If you or any of your friends and family would benefit from this or would like to discuss this further, please reach out to us on 07 3831 7629 or email [email protected] See less

When it comes to investing, one of the most important — yet often overlooked — steps is defining your risk profile. It’s the foundation upon which your entire financial plan is built. Without a clear understanding of how much risk you are willing and able to take, even the best investment stra...

06/02/2026

Are you or any of your friends or family considering buying a property off the plan?

Buying property off the plan has numerous benefits, but it also comes with some challenges.

We have listed some advantages and disadvantages as well as 10 top tips help you explore the benefits, risks, and key strategies so you can make an informed decision.

If you or any of your friends and family would like to discuss this further, please reach out to us on 07 3831 7629 or email [email protected]

Buying property off the plan offers numerous benefits, but it also comes with some challenges. This guide will explore the advantages and disadvantages to help you make an informed decision. Advantages of Buying Off the Plan More Customisation Options Purchasing off the plan allows you to personalis...

13/11/2025

Do you make new year resolutions? Before you launch into your 2026 goals, the end of the calendar year is the perfect time to review the backbone of your financial security - your superannuation and personal insurances.

We have five tips to prepare for the year ahead and set yourself up for a strong financial year so if you or any of your friends and family are ready to take advantage of these, please reach out to us on 07 3831 7629 or email [email protected]

Start 2026 with financial clarity and confidence As the year draws to a close, many of us begin thinking about new year resolutions — getting fit, saving more, or making better lifestyle choices. But before you launch into your 2026 goals, there’s one important area that deserves your attention:...

02/10/2025

What is your "big picture"? Has it evolved as you've grown?

A financial adviser can become a powerful partner in shaping your journey by planning, investing, protecting wealth, and adapting as life changes.

If you have any friends or family that would benefit from seeking our advice, please reach out to us on 07 3831 7629 or email [email protected]

From the time we are young, each of us begins to paint a vision in our minds of the life we want to live. Some dream of the traditional “Australian Dream” — owning a home, raising a family, and enjoying a secure future. Others may picture a life filled with travel, new experiences, philanthrop...