Maxfin

23/06/2026

Still with the same bank you took your first home loan out with? It could be quietly costing you. 🏡

Right now I’ve got access to a limited-time refinance offer:

  ✔️  6.05% p.a. variable (6.24% p.a. comparison rate)
  ✔️  Full offset account
  ✔️  Principal & interest
  ✔️  Owner-occupied refinances, 80% LVR or below

(investment available too)

If you’re PAYG and your rate isn’t great, it’s especially worth a look... a steady salary tends to make a refinance like this straightforward.

Whether it’s right for you depends on your circumstances and the lender’s criteria... so let’s check.

📲 DM me RATE
📞 Book a consult (link in bio)
📧 [email protected]

Comparison rate based on $150k over 25 yrs; true only for this example and may exclude some fees; other amounts/terms  differ. Limited time, subject to change and lender criteria. T&Cs apply. General info and credit assistance only, not  financial advice. Rebecca Tickner, Credit Rep 571611, Maxwell Financial Services P/L, ACL 384406. MFAA 281494

16/06/2026

THE RBA JUST MADE ITS CALL. 🚨

3 rate rises in a row. then....

Today the RBA held the cash rate at 4.35% - and if you’re on a variable rate, your repayments stay exactly where they are.
But here’s what nobody’s talking about…

3 of the 4 big banks are now calling a CUT in August.

That means we could be at the peak. Right now. Today.

If you’ve been sitting on the sidelines waiting for rates to drop before you buy - this might be the signal you’ve been waiting for.

 📱DM me BORROWING
📞 Book a consult (link in bio)
📧 [email protected]

General information only, not credit advice.

12/06/2026

81% of Australians now choose a broker over a bank. If you’re building a property portfolio... that number should be even higher.

A bank only ever sees one version of you. As a broker, I get to look across the whole panel and find the structure that keeps you buying.
  
And I’m not theorising... my partner and I have built a 7-property portfolio.

Swipe 👉 for what a bank simply can’t give a property investor.

📱 DM me BORROW
📞 Book a consult (link in bio)
📧 [email protected]



Not financial advice. Information only.

10/06/2026

Nobody at your bank is losing sleep over your home loan application.

I am.

That’s the difference between a broker and a bank. 👀

Here’s the full caption:

Your bank works for the bank. I work for you. 🏦

Nobody at your bank is losing sleep over your interest rate. I am. That’s the difference between a broker and a bank. 👀

📱 DM me BORROW
📞 Book a consult (link in bio)
📧 [email protected]



Not financial advice. Information only.

10/06/2026

Negative gearing isn’t dead - and most of the panic online is wrong.

Here’s the calm version:
1. Already own an investment? You’re grandfathered - nothing changes.
2. Buying a new build? Untouched - full negative gearing + the 50% CGT discount.
3. Only new, established investments are hit - and from 2027, the rental loss can’t reduce your salary.

The part no one’s talking about: many lenders have already cut how much you can borrow on these right now, even though the tax change isn’t until 2027.

So before you panic (or buy), get your borrowing re-checked.

Tax -> your accountant. Borrowing -> that’s me.

Has this changed how you’re thinking about your next investment? Tell me below.

📲 DM me BORROW
📞 Book a consult (link in bio)
📧 [email protected]

 

Not financial advice. Information Only.

09/06/2026

Offset and redraw get used like they mean the same thing.

They don’t - and it can quietly cost you on an investment.

Here’s what matters most: same goal (less interest), very different outcomes depending on how the loan’s structured.

Structure first, loan second. Getting it right on day one is easy - unwinding it later isn’t.

Which one do you prefer?

📲 DM me STRUCTURE
📞 Book a consult (link in bio)
📧 [email protected]

 

01/06/2026

Not all income is equal - lenders have opinions. 👀

Rental income. Commission. Overtime. Casual work.

Each one gets assessed differently. Know where you stand before you apply.

Here they are:

📲 DM me EQUITY
📞 Book a consult (link in bio)
📧 [email protected]

30/05/2026

The 12 May Budget hit like a Beyoncé track - one minute it’s a sweet dream, the next it’s a beautiful nightmare.

17/04/2026

Rental income can help your borrowing capacity… but it’s usually shaded (not 100%).

And lenders still count the full debt on the property.

Result? Your capacity isn’t as high as you think.

The difference comes down to lender selection.

📲 DM me INVEST
📞 Book a free consult (link in bio)
📧 [email protected]

General information only - not financial advice

17/04/2026