King Insurance Services

King Insurance Services Individualised Guidance For Your Insurance Needs.

πŸ”¨ TRADIES: CAN'T GET ON SITE WITHOUT THIS πŸ”¨Turned up to a job site this week only to be turned away?Let me guess - they ...
03/06/2026

πŸ”¨ TRADIES: CAN'T GET ON SITE WITHOUT THIS πŸ”¨

Turned up to a job site this week only to be turned away?

Let me guess - they asked for your Public Liability certificate and you don't have one.

Here's the reality in Queensland:
Most commercial sites, builders, and head contractors WON'T let you on site without Public Liability Insurance.

It's not optional. It's the cost of doing business.

What it covers:
βœ“ Client trips over your tools and breaks their arm
βœ“ You accidentally damage someone's property
βœ“ Your apprentice drops something that hits a car
βœ“ Water damage from a plumbing job gone wrong

One claim can cost you $50k+. Without insurance, that's coming straight from YOUR pocket.

Public Liability for Brisbane tradies starts around $600-800/year.

One lawsuit costs your house.

King Insurance - we specialise in getting tradies on site, legally covered.

πŸš— 58% OF AUSSIE DRIVERS NEARLY CRASH ONCE A MONTH πŸš—Let that sink in.More than half of Australian drivers have a near-mis...
01/06/2026

πŸš— 58% OF AUSSIE DRIVERS NEARLY CRASH ONCE A MONTH πŸš—

Let that sink in.

More than half of Australian drivers have a near-miss at least monthly.

18% have close calls EVERY WEEK.

That's not "bad drivers" - that's just driving on Australian roads.

So here's the question:

If you're dodging accidents every month, what happens when you DON'T dodge one?

Your car's totalled. Their car's totalled. You're at fault.

Without Comprehensive Insurance:
- You pay to fix/replace your car (could be $30k+)
- You pay to fix/replace their car (could be $50k+)
- Total cost: Everything you own

With Comprehensive Insurance:
- Insurance fixes/replaces both cars
- You pay your excess (usually $500-1,000)
- Total cost: Your excess

The stats don't lie. It's not IF you'll need it. It's WHEN.

Brisbane drivers - you're one distracted moment away from a massive financial disaster.

King Insurance - Motor Vehicle specialists who actually answer the phone when you need to claim.

🏠 HOME INSURANCE VS CONTENTS INSURANCE (THEY'RE NOT THE SAME) 🏠Most Australian homeowners think they're covered for ever...
29/05/2026

🏠 HOME INSURANCE VS CONTENTS INSURANCE (THEY'RE NOT THE SAME) 🏠

Most Australian homeowners think they're covered for everything.

Then disaster strikes and they find out the hard way.

HOME (BUILDING) INSURANCE covers:
βœ“ The structure - walls, roof, floors
βœ“ Fixed items - kitchen, bathroom, built-in wardrobes
βœ“ Permanent fixtures - fences, sheds, driveways

CONTENTS INSURANCE covers:
βœ“ Furniture, appliances, electronics
βœ“ Clothes, jewellery, personal items
βœ“ Everything inside that's not permanently attached

Here's the problem:
Your home burns down. Building insurance rebuilds it.
But all your furniture, TVs, clothes, kids' toys? Gone.

Because you only had building cover.

Most Australian homeowners need BOTH.

And if you're renting? You only need contents - the landlord covers the building.

Don't assume you're covered for everything. Check your policy.

King Insurance - we make sure you've got the RIGHT cover, not just A cover.

❌ MISTAKE  #1: "I'LL JUST GET THE CHEAPEST POLICY" ❌We get it. Running a small business in Australia means watching ever...
27/05/2026

❌ MISTAKE #1: "I'LL JUST GET THE CHEAPEST POLICY" ❌

We get it. Running a small business in Australia means watching every dollar.

But here's the thing: the cheapest policy is only cheap until you need to claim.

Then it's the most expensive mistake you'll ever make.

Real example: A Brisbane cafe had $50k stock damage from a storm. Their cheap policy? Only covered $20k.

They paid $300 less per year in premiums.
Cost them $30,000 more when it counted.

The difference between a decent policy and a cheap one? Usually about the cost of a weekly coffee run.

The difference when you claim? Could be your entire business.

King Insurance - we find you the RIGHT cover, not just the cheapest.

🚨 QANTAS BREACH: 5.7 MILLION AUSSIES AFFECTED 🚨Remember that Qantas data breach? Here's what actually happened:Hackers c...
25/05/2026

🚨 QANTAS BREACH: 5.7 MILLION AUSSIES AFFECTED 🚨

Remember that Qantas data breach? Here's what actually happened:

Hackers called a Manila call centre pretending to be legitimate users. Staff gave them access to Qantas's customer database. 5.7 million records stolen.

The scary bit? It wasn't Qantas's fault. It was their third-party vendor.

This is exactly why Business Insurance clients need Cyber cover. You can do everything right and still get hit through a supplier.

Facing potential $50M+ in penalties. Ouch.

Got questions about Cyber Insurance? We're here to help Australian businesses stay protected.

Friday fact for tradies πŸ”§βš’οΈDid you know that 41% of all insurance claims by tradies are for Public Liability? Not tools,...
22/05/2026

Friday fact for tradies πŸ”§βš’οΈ

Did you know that 41% of all insurance claims by tradies are for Public Liability? Not tools, not vehicles – public liability βš‘πŸ—οΈ

One slipped tile, one scratched floor, one accidental damage to a client's fence... and suddenly you're looking at thousands in repair costs. The average public liability claim costs $14,000, but serious injury claims can hit six figures 😬

Here's the thing though: most tradie jobs REQUIRE proof of public liability insurance before you can even step on site. No certificate of currency? No work.

But here's the good news: Public Liability Insurance for tradies doesn't have to cost the earth (typically $400-$1,500 a year), and it gives you peace of mind every single day you're on the tools πŸ’ͺ

Sparkies, plumbers, builders, landscapers – we've got you covered all over Australia πŸ‡¦πŸ‡Ί

Get a quote β†’ [email protected]

Landlords, let's talk for a sec πŸ πŸ’­You've got a rental property. You've probably got building insurance. But what about L...
20/05/2026

Landlords, let's talk for a sec πŸ πŸ’­

You've got a rental property. You've probably got building insurance. But what about Landlord Insurance? They're not the same thing, and the difference could cost you big time.

Building insurance covers the structure. Landlord Insurance covers:
βœ… Loss of rent if your tenant does a runner
βœ… Damage to your property beyond normal wear and tear
βœ… Legal costs if things go pear-shaped
βœ… Contents you provide (like that fridge and curtains)

With Queensland's rental market the way it is, protecting your investment isn't optional – it's essential πŸ”‘

Already got rental properties or thinking about getting into the market? Let's make sure you're covered properly β†’ 0409 779 792

SILLY CLAIM MONDAY πŸ¨πŸš—Picture this: A removalist in Melbourne was delivering furniture when a koala decided the moving tr...
18/05/2026

SILLY CLAIM MONDAY πŸ¨πŸš—

Picture this: A removalist in Melbourne was delivering furniture when a koala decided the moving truck looked like the perfect napping spot. The driver didn't notice our furry friend had hitched a ride until they were 50km away from the pick-up point πŸ˜΄πŸ›£οΈ

The koala was safely returned (after a scenic tour of the suburbs), but the delay meant a missed delivery window and some very confused customers. Thank goodness for Public Liability Insurance covering the unexpected costs!

Mother Nature doesn't care about your delivery schedule, but the right insurance does πŸŒΏβœ…

Transport or logistics business? Let's chat β†’ [email protected]

Quick question for boat owners πŸš€βš“When did you last check your Pleasurecraft insurance? Not the "yeah, I've got insurance...
15/05/2026

Quick question for boat owners πŸš€βš“

When did you last check your Pleasurecraft insurance? Not the "yeah, I've got insurance" check... the actual "am I properly covered for what my boat's worth NOW" check? πŸ€·β€β™€οΈ

Boat values have shifted over the past few years, and being underinsured means you could be thousands out of pocket if something goes wrong. Plus, are you covered for that new GPS system? The upgraded motor? That fancy sound system you installed over summer? πŸ“»πŸŽ΅

We're Brisbane based but we cover boat owners all over Australia. Let's make sure your pride and joy is properly protected πŸ‘‘

Give us a bell β†’ 0409 779 792

Here's something that might surprise you... πŸ€”πŸ’»The Australian Cyber Security Centre received over 84,700 cybercrime repor...
13/05/2026

Here's something that might surprise you... πŸ€”πŸ’»

The Australian Cyber Security Centre received over 84,700 cybercrime reports in the past year. That's one report every 6 minutes! And it's not just the big corporates getting hit.

Small businesses are copping it too – the average cost of a cyber incident for Aussie small businesses is now $56,600 (up 14% from last year). For medium businesses? It's jumped to $97,000 πŸ’Έ

And here's the real kicker: 60% of small businesses close within 6 months of a serious cyber breach.

Professional Indemnity and Cyber Insurance aren't just "nice to haves" anymore – they're essential protection for Aussie businesses in 2026.

Running a business? Let's make sure you're covered for the digital age πŸ‘‰ [email protected]

Address

Spring Hill, QLD

Opening Hours

Monday 7am - 8:30pm
Tuesday 7am - 8:30pm
Wednesday 7am - 8:30pm
Thursday 7am - 8:30pm
Friday 7am - 6pm
Saturday 9am - 5pm
Sunday 9am - 3pm

Telephone

+61409779792

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