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King Insurance Services

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Spring Hill, QLD
King Insurance Services

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Individualised Guidance For Your Insurance Needs.

14/10/2026

🏠 Don't think about everything you own.

Just pick ONE room.

Let's say the lounge room.

Sofa. TV. Laptop. Furniture. Rug. Lamps. Artwork. Books. Maybe gaming equipment. All those little things you've collected over the years.

Now ask yourself:

💭 What would it actually cost to replace all of it today?

Moneysmart recommends listing belongings based on what they would cost to replace at today's prices and keeping useful records such as receipts, serial numbers and photos.

And that's just one room.

We tend to think about our belongings one item at a time. Insurance asks us to think about what happens when a lot of those items need replacing at once.

Different question, isn't it? 😳

12/10/2026

When you first arranged your insurance, your business looked like this:

👤 You.

💻 One laptop.

☕ And possibly an unhealthy dependence on coffee.

Fast-forward a couple of years…

You may have staff. More equipment. Different services. More stock. Another vehicle. Bigger contracts. Clients visiting your premises.

Your ABN might be the same, but your business isn't necessarily the same business it was when the insurance was arranged.

That's why it's worth telling your broker when things change — not just waiting for renewal time.

We can't ask about something we don't know has happened. 😉

If your business has grown or changed, have a chat with Sandra and make sure your insurance still reflects what you're actually doing today.

09/10/2026

🔋 Quick question.

How many lithium-ion batteries are sitting around your home right now?

Phone? Laptop? Power tools? E-bike? E-scooter?

Probably more than you think.

The ACCC says these rechargeable batteries are now common in everyday household products. While incidents are uncommon, damaged or incorrectly used, charged or stored batteries can overheat or catch fire.

And the ACCC issued another warning just last month that lithium-ion battery fires can spread rapidly and produce toxic smoke.

This isn't about panicking every time you plug your phone in. 😄

It's simply a reminder that the things we bring into our homes change over time — and so do the risks.

Have a look around the garage this weekend. You may be surprised by just how many rechargeable batteries live there.

07/10/2026

📧 Your supplier emails:

“Hi, we've changed our bank details. Please use the new account for this invoice.”

Looks legitimate.

Would you pay it?

Cyber.gov.au shares a real Australian case where a small construction business received exactly that type of email.

The supplier's email account had been compromised. The business paid more than $70,000 to the fraudulent account — and a duplicate payment the following day took the unrecovered loss to more than $150,000. 😳

One very simple habit can help:

📞 If a supplier changes their bank details, independently call them using a number you already know — not one supplied in the email — and verify the change before paying.

Sometimes good risk management isn't complicated.

Sometimes it's a phone call.

05/10/2026

October is Safe Work Month, so here's something worth saying:

🛡️ Insurance is important.

But insurance isn't your workplace safety plan.

A safe workplace starts long before anyone ever needs to make a claim.

It's the boring-but-important stuff: good procedures, proper training, maintaining equipment, fixing hazards and making sure everyone knows how to do their job safely.

Safe Work Month is held nationally each October to encourage safer and healthier workplaces.

Insurance sits behind good risk management — it doesn't replace it.

So this month, take a look around your workplace with fresh eyes.

👀 Is there something everyone walks past every day because “it's always been like that”?

That might be a very good place to start.

02/10/2026

🌦️ One Australia. Very different weather.

The Bureau of Meteorology's latest outlook, issued yesterday, is a good reminder that there's no single weather story across Australia.

For October to December, rainfall is expected to be above average across much of the west and central regions, while below-average rainfall is more likely in parts of the far north and south-east. Daytime temperatures are also likely to be above average across most of Australia.

Why are we talking about this?

Because while King Insurance is based in Brisbane, our clients are all over Australia. 🇦🇺

The risks facing a property or business in Queensland aren't necessarily the same as those facing one in Victoria, Western Australia or Tasmania.

Good insurance isn't about assuming everyone needs the same thing. It's about understanding where you are, what you do and what risks actually apply to you.

That's the conversation worth having. 😊

30/09/2026

Want to make a future insurance claim a little less painful?
Do the boring stuff now 📋

Not glamorous, we know. No one’s framing this post and hanging it in the lounge room.

But these simple habits can save a lot of grief later:
✅ keep your policy details up to date
✅ make sure the right people and property are listed
✅ keep records, receipts or photos where it makes sense
✅ understand what your policy actually covers
✅ ask questions before you need to claim, not during the panic

Insurance works best when the information behind it is current and accurate.

A little admin now can make the claims process much smoother later.
Boring? Yes. Helpful? Also yes.

28/09/2026

Queenslanders know severe weather season has a habit of showing up uninvited ⛈️

That’s why September is a smart time to get organised before October rolls around.

A few simple things can make a real difference:
🏠 know where your important documents are
🏠 make sure policy details are easy to find
🏠 take a fresh look at your sums insured
🏠 check if your emergency plan still makes sense for your household or business

Nobody wants to be hunting for paperwork while the weather is carrying on like a pork chop.

Preparedness won’t stop a storm, but it can absolutely reduce the stress that comes with one.

If you’d like us to review your cover before storm season ramps up, get in touch.

25/09/2026

Small business tip: don’t assume your courier automatically covers the full value of your goods 📦

A lot of business owners think once something is handed over for delivery, that’s the end of the worry. Not quite.

Delivery providers may have limits around what they compensate for if goods are lost or damaged. That means the amount you recover may not match the actual value of what was sent.

If you’re sending valuable stock, equipment or products, it’s worth checking:
📦 what the delivery company covers
📦 what the maximum payout is
📦 whether extra protection is needed

Because “I thought it would be covered” is one of the least enjoyable business phrases on earth.

If your business ships goods, this is well worth reviewing.

23/09/2026

Tomorrow is World Maritime Day 🚢

For businesses that move goods, import products or rely on shipping, Marine & Cargo insurance can be one of those covers people don’t think much about… until something goes missing, damaged or delayed.

If your business depends on stock arriving safely, the risk doesn’t stop once the goods leave the supplier.

Marine & Cargo cover can help protect goods while they’re in transit, and for some businesses that can make a very big difference to cash flow and continuity.

The short version?
If your goods are travelling, the risk is travelling too.

If you’d like to understand whether Marine & Cargo cover is relevant to your business, we’re happy to talk it through.

Address

Spring Hill, QLD

Opening Hours

Monday	7am - 8:30pm
Tuesday	7am - 8:30pm
Wednesday	7am - 8:30pm
Thursday	7am - 8:30pm
Friday	7am - 6pm
Saturday	9am - 5pm
Sunday	9am - 3pm

Telephone

+61409779792

Website

http://www.kinginsurance.com.au/

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