24/06/2026
From 1 July, Payday Super comes into effect, meaning super will need to be paid each pay cycle instead of quarterly.
For many SMEs, this isn’t just a compliance change - it’s a cash flow shift happening overnight, right in the middle of EOFY pressure.
With tax, wages, supplier payments and now more frequent super obligations, many businesses may feel the impact immediately — especially in industries with regular payroll cycles like construction, hospitality, transport, manufacturing, and labour hire.
The risk isn’t awareness - it’s not being financially prepared in time.
With the right funding structure in place, businesses can smooth the transition and avoid cash flow disruption and ensure super and payroll obligations are met on time, without straining day-to-day operations.
Common solutions include:
• Business Line of Credit
• Working Capital Facilities
• Invoice Finance
Once the pressure hits, options can become more limited, so now is the time to put funding in place before the change takes effect. If you’d like to understand what funding you may be eligible for, or how this change could impact your cash flow, apply now or get in touch for a quick assessment.
Approvals available within days for eligible applicants
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