04/09/2026
It starts with a place that’s finally yours. 🏡
For many first home buyers, getting there can feel out of reach — especially when saving a deposit is the biggest hurdle.
A guarantor arrangement may be one option worth understanding. It can involve a parent or family member using the equity in their property to support the loan, potentially helping a first home buyer get into the market sooner. Every situation is different, and lender criteria and responsible lending checks apply.
As a mortgage broker, I can help you:
understand whether a guarantor pathway may suit your circumstances
compare lending options across a range of lenders
explain the responsibilities and risks for both the buyer and guarantor
work through your borrowing position, deposit and upfront costs
guide you through the application process from preparation to settlement
Whether you’re a first home buyer taking your first step, or a family member considering how you can help, having a conversation early can make the process clearer.
If buying your first home is on your 2026 goal list, send me a message and we can start with a confidential conversation.
Subha Saha
Mortgage Broker | Aussie
0413 811 354 | [email protected]